[Form 4] COMMUNITY TRUST BANCORP INC /KY/ Insider Trading Activity

Rhea-AI Filing Summary

Community Trust Bancorp (CTBI) Form 4: Officer Kevin J. Stumbo (EVP, CFO & Treasurer) reported a bona fide gift (Code G) of 50 shares of Common Stock on 07/08/2025 at $55.53 per share.

Following the transaction, he directly owned 5,958.7406 shares. Indirect holdings reported include 13,826.4026 shares by ESOP, 14,507.8636 shares by 401k, 1,037.2328 shares by ESOP (Spouse), and 579.0134 shares by 401k (Spouse).

The filing also notes shares acquired under the Dividend Reinvestment Plan (DRIP): 35.8873 on 04/01/2025, 33.6258 on 07/01/2025, and 37.5121 on 10/01/2025.

Insights

Securities compliance analyst

Routine Form 4: small gift, updated direct and indirect holdings.

The reported action is a bona fide gift (Code G) of 50 CTBI shares at $55.53 on 07/08/2025. Gifts do not imply a sale for value and are typically neutral from a market-signal standpoint.

Post-transaction, the filer lists 5,958.7406 shares direct and multiple indirect accounts (ESOP, 401k, spouse) with specified share counts. No derivative securities are reported in Table II.

The explanation records DRIP acquisitions on 04/01/2025, 07/01/2025, and 10/01/2025, which mechanically reinvest dividends into additional shares. Overall characterization: administrative update; market impact depends on future disclosures and holder activity.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

STUMBO KEVIN J

(Last) (First) (Middle)

PO BOX 2947

(Street)

PIKEVILLE KY 41502-2947

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
COMMUNITY TRUST BANCORP INC /KY/ [ CTBI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, CFO, & Treasurer

3. Date of Earliest Transaction (Month/Day/Year)
07/08/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/08/2025		G		50	D	$55.53	5,958.7406(1)	D
Common Stock								13,826.4026	I	By ESOP
Common Stock								14,507.8636	I	By 401k
Common Stock								1,037.2328	I	By ESOP (Spouse)
Common Stock								579.0134	I	By 401k (Spouse)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The following shares were acquired under the Community Trust Bancorp, Inc. Dividend Reinvestment Plan (DRIP). 04/01/25 35.8873 (acct 1732-03034 / Direct) 07/01/25 33.6258 (acct 1732-03034 / Direct) 10/01/25 37.5121 (acct 1732-03034 / Direct)

	Kevin J. Stumbo By: Cynthia L Adkins, Attorney-in-Fact Stock Transfer Administrator	10/23/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did CTBI report on Form 4?

A bona fide gift (Code G) of 50 shares of Common Stock on 07/08/2025 at $55.53 per share.

How many CTBI shares does the reporting person hold directly after the transaction?

Direct holdings totaled 5,958.7406 shares after the reported transaction.

What indirect CTBI holdings were disclosed?

Indirect holdings: 13,826.4026 by ESOP, 14,507.8636 by 401k, 1,037.2328 by ESOP (Spouse), and 579.0134 by 401k (Spouse).

Who is the reporting person in this CTBI Form 4?

It is Kevin J. Stumbo, serving as EVP, CFO, & Treasurer of Community Trust Bancorp.

Were any derivative securities reported?

No. Table II shows no derivative securities acquired, disposed of, or beneficially owned.

Did the filing mention DRIP acquisitions?

Yes. DRIP acquisitions of 35.8873 on 04/01/2025, 33.6258 on 07/01/2025, and 37.5121 on 10/01/2025 were noted.