Community Trust Bancorp (CTBI) director Minnifield details 2025 stock ownership

Rhea-AI Filing Summary

Community Trust Bancorp Inc. director Franky Minnifield filed an annual Form 5 reporting his beneficial ownership of the company’s common stock as of the fiscal year ended 12/31/2025. The filing shows several directly held positions, including 412 shares, 11,914.599 shares, and 11,753.902 shares of Community Trust Bancorp common stock held in his name.

A footnote explains that certain shares were acquired through the reinvestment of CTBI dividends in a brokerage account at LPL, with additional shares credited on multiple dates during 2025. The filing reports no derivative securities such as options or warrants.

SEC Form 5

FORM 5

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Form 3 Holdings Reported.

Form 4 Transactions Reported.

1. Name and Address of Reporting Person^*

MINNIFIELD FRANKY

(Last) (First) (Middle)

PO BOX 2947

(Street)

PIKEVILLE KY 415020351

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
COMMUNITY TRUST BANCORP INC /KY/ [ CTBI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Statement for Issuer's Fiscal Year Ended (Month/Day/Year)
12/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)	4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned at end of Issuer's Fiscal Year (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
				Amount	(A) or (D)	Price
Common Stock							412	D
Common Stock							11,914.599(1)	D
Common Stock							11,753.902	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)	5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
					(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Franky Minnifield The following shares were acquired from reinvestment of CTBI dividends held in brokerage account at LPL. 01/02/25 129.9490 (LPL acct 3594-3848 / Direct) 04/01/25 140.4060 (LPL acct 3594-3848 / Direct) 7/01/25 152.0970 (LPL acct 3594-3848 / Direct) 10/01/25 163.9040 (LPL acct 3594-3848 / Direct)

	Franky Minnifield By: Cynthia L Adkins, Attorney-in-Fact Stock Transfer Administrator	01/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does Community Trust Bancorp (CTBI) director Franky Minnifield report in this Form 5?

The Form 5 reports Franky Minnifield’s beneficial ownership of Community Trust Bancorp common stock as of 12/31/2025, listing several directly held positions including 412 shares, 11,914.599 shares, and 11,753.902 shares.

Were there any Community Trust Bancorp (CTBI) derivative securities reported by Franky Minnifield?

No. The filing’s Table II, which covers derivative securities such as options or warrants, shows no entries, indicating no derivative securities were reported for this period.

How were some of Franky Minnifield’s CTBI shares acquired during the year?

According to a footnote, certain shares were acquired through reinvestment of CTBI dividends in an LPL brokerage account, with reinvestments on 01/02/25, 04/01/25, 07/01/25, and 10/01/25.

Is Franky Minnifield a 10% owner of Community Trust Bancorp (CTBI)?

No. The Form 5 indicates that he is a director of Community Trust Bancorp Inc., and the 10% owner box is not checked.

Does this Community Trust Bancorp (CTBI) Form 5 show any stock sales by Franky Minnifield?

The filing focuses on beneficial ownership at year-end and lists positions rather than sales transactions. The details provided highlight holdings and dividend reinvestment, not open-market sales.

How is Franky Minnifield’s ownership of CTBI stock characterized in the Form 5?

The positions reported in Table I are marked as direct (D) ownership of Community Trust Bancorp common stock, reflecting shares held directly under his beneficial ownership.