Community Trust Bancorp director reports year-end share holdings

Community Trust Bancorp, Inc. director Jefferson F. Sandlin filed an annual Form 5 reporting his beneficial ownership of the company’s common stock for the fiscal year ended 12/31/2025.

Accepted by SEC EDGAR 01/12/2026 - 11:09 AM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Community Trust Bancorp, Inc. director Jefferson F. Sandlin filed an annual Form 5 reporting his beneficial ownership of the company’s common stock for the fiscal year ended 12/31/2025. The filing shows two direct holdings of common stock, with 415.9738 shares and 510 shares reported as beneficially owned at year-end. A footnote explains that a portion of these shares, specifically 3.9738 shares, was acquired on 10/01/25 under the Community Trust Bancorp, Inc. Dividend Reinvestment Plan (DRIP), indicating automatic reinvestment of dividends rather than open-market trading.

Insider Trade Summary

Holdings reported, no transactions

Holdings

Insider Sandlin Jefferson F

Role Director

Type	Security	Shares	Price	Value
Holding	Common Stock	--	--	--
Holding	Common Stock	--	--	--

Holdings: Common Stock — 925.9738 shares (Direct)

Footnotes (1)

1. F1. The following shares were acquired under the Community Trust Bancorp, Inc. Dividend Reinvestment Plan (DRIP). 10/01/25 3.9738 (acct 1732-4818 / Direct)

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

Who is the reporting person in Community Trust Bancorp (CTBI) Form 5?

The Form 5 identifies Jefferson F. Sandlin as the reporting person. He is listed as a director of Community Trust Bancorp, Inc. and is not marked as a 10% owner or officer.

What CTBI shareholdings does Jefferson F. Sandlin report on this Form 5?

The filing reports two direct holdings of Community Trust Bancorp, Inc. common stock at the end of the fiscal year: one position of 415.9738 shares and a separate position of 510 shares, both shown as directly owned.

What period does this CTBI Form 5 cover?

The Form 5 is an annual statement of changes in beneficial ownership for Community Trust Bancorp, Inc. and is stated to cover the issuer’s fiscal year ended 12/31/2025.

How were some of Jefferson F. Sandlin’s CTBI shares acquired according to the Form 5?

A footnote explains that 3.9738 shares were acquired on 10/01/25 under the Community Trust Bancorp, Inc. Dividend Reinvestment Plan (DRIP), which reinvests dividends into additional common shares.

Are the CTBI shares reported by Jefferson F. Sandlin held directly or indirectly?

The Form 5 indicates that both reported common stock positions are held with ownership form marked as Direct (D), with no indirect ownership or separate entity specified in the ownership column.

What type of securities are reported on this CTBI Form 5?

The filing’s Table I shows holdings of Community Trust Bancorp, Inc. common stock. Table II, which would cover derivative securities like options or warrants, does not list any positions in the excerpt provided.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 5

FORM 5

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0362
Estimated average burden
hours per response:			1.0

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Form 3 Holdings Reported.

Form 4 Transactions Reported.

1. Name and Address of Reporting Person^*

Sandlin Jefferson F

(Last) (First) (Middle)

PO BOX 2947

(Street)

PIKEVILLE KY 41502

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
COMMUNITY TRUST BANCORP INC /KY/ [ CTBI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Statement for Issuer's Fiscal Year Ended (Month/Day/Year)
12/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)	4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned at end of Issuer's Fiscal Year (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
				Amount	(A) or (D)	Price
Common Stock							415.9738(1)	D
Common Stock							510	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)	5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
					(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The following shares were acquired under the Community Trust Bancorp, Inc. Dividend Reinvestment Plan (DRIP). 10/01/25 3.9738 (acct 1732-4818 / Direct)

	Jefferson F. Sandlin By: Cynthia L Adkins, Attorney-in-Fact Stock Transfer Administrator	01/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.