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CUSTOMERS BANCORP INC 10-Q Filings

CUBI NYSE

Every 10-Q that CUSTOMERS BANCORP INC (CUBI) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow CUBI and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CUBI filings page.

Rhea-AI Summary

Customers Bancorp reported stronger profitability for the quarter and first half of 2026. For the three months ended June 30, net income was 71,560 (thousands) versus 60,939 in 2025, and diluted EPS was $2.05 versus $1.73. For the six-month period, net income rose to 141,213 (thousands) from 73,851 and diluted EPS to $4.02 from $2.02. The change reflects higher net interest income, lower year-to-date credit loss provision, and the absence of a prior-year 51,319 impairment on debt securities, partly offset by higher operating expenses.

At June 30, 2026, total assets were 26,520,789, loans and leases receivable were 16,217,068, and deposits were 21,732,897, all above year-end 2025 levels. The allowance for credit losses on loans and leases increased to 164,106, driven mainly by loan growth, while loans 30 days or more past due declined to 62,847 from 96,229 and non-accrual loans increased to 54,722 from 41,272. Shareholders’ equity improved to 2,205,692 alongside a negative accumulated other comprehensive income balance of 58,346.

Liquidity remained solid, with cash and cash equivalents of 4,178,852. In the first half of 2026, the company increased FHLB advances to 2,059,163, repaid 110,000 of subordinated long-term debt, and repurchased 714,472 common shares for 49,396 under its share repurchase activity.

Rhea-AI Summary

Customers Bancorp, Inc. reported Q3 2025 results in its 10-Q. Net income was $75.7 million and diluted EPS was $2.20, reflecting stronger core earnings. Net interest income rose to $201.9 million, while the provision for credit losses was $26.5 million. Non-interest income totaled $30.2 million and non-interest expense was $105.2 million.

On the balance sheet, total assets were $24.26 billion and total deposits were $20.41 billion as of September 30, 2025. Net loans and leases were $16.12 billion, and shareholders’ equity was $2.13 billion. Common shares outstanding were 34,163,506 as of September 30, 2025, and 34,168,077 on November 4, 2025. Preferred shares outstanding declined to 3.4 million from 5.7 million at year-end, with year-to-date $1.9 million loss on redemption and Q3 preferred dividends of $2.0 million.

Rhea-AI Summary

Customers Bancorp, Inc. (CUBI) — Q2 2025 (unaudited)

Total assets were $22,550,800 and total deposits were $18,976,018 as of June 30, 2025. Loans and leases receivable were $13,719,829 and total loans and leases, net of allowance, were $15,232,019. Quarterly net interest income was $176,703 versus $167,653 in Q2 2024. Provision for credit losses for the quarter was $20,781. Net income for Q2 2025 was $60,939, basic EPS $1.77 and diluted EPS $1.73.

Six-month highlights: net income was $73,851 versus $107,811 year-ago; an $51,319 impairment loss on debt securities was recorded in the six months. Allowance for credit losses on loans and leases increased to $147,418. Shareholders' equity totaled $1,863,558; preferred stock carrying value declined to $82,201 after redemptions and a $1,908 loss on redemption.