Cavco (NASDAQ: CVCO) officer uses 10 shares to cover RSU tax withholding

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

CAVCO INDUSTRIES, INC. officer Regan Fackrell, President of Standard Casualty, reported a routine tax-related share disposition. On May 20, 2026, Fackrell surrendered 10 shares of Common Stock at $495.11 per share to cover tax withholding arising from the release of Restricted Stock Units, as noted in the footnote. After this tax-withholding transaction, Fackrell directly holds 238 shares of Cavco common stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Fackrell Regan

Role President, Standard Casualty

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	10	$495.11	$5K

Holdings After Transaction: Common Stock — 238 shares (Direct, null)

Footnotes (1)

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Key Figures

Tax-withholding shares: 10 shares Price per share: $495.11 per share Shares held after transaction: 238 shares

3 metrics

Tax-withholding shares 10 shares Shares surrendered to cover tax on RSU release

Price per share $495.11 per share Value used for the 10-share tax-withholding disposition

Shares held after transaction 238 shares Direct Cavco common stock holdings after the Form 4 event

Key Terms

Restricted Stock Units, tax withholding, Common Stock, transaction code F

4 terms

Restricted Stock Units financial

"Surrender of shares for payment of tax withholding on release of Restricted Stock Units."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

tax withholding financial

"Surrender of shares for payment of tax withholding on release of Restricted Stock Units."

Tax withholding is the practice of taking a portion of a payment—such as wages, dividends, or sale proceeds—before it reaches the recipient and sending that portion to the tax authority as an advance on the recipient’s eventual tax bill. For investors it matters because withholding reduces immediate cash received and affects after‑tax returns, estimated tax payments, and whether you may owe more or receive a refund when taxes are finally calculated, like having a small automatic savings set aside for your tax bill.

Common Stock financial

"security_title: Common Stock"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

transaction code F regulatory

"transaction_code_description: Payment of exercise price or tax liability by delivering securities"

Form 4 Insider Transactions: What Each Field Means →

05/22/2026 - 05:43 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Fackrell Regan

(Last)

(First)

(Middle)

3636 N. CENTRAL AVENUE

SUITE 1200

(Street)

PHOENIX

ARIZONA

85012

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CAVCO INDUSTRIES, INC. [ CVCO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	President, Standard Casualty

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	05/20/2026		F		10⁽¹⁾	D	$495.11	238	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Surrender of shares for payment of tax withholding on release of Restricted Stock Units.

Remarks:

	/s/ Seth G. Schuknecht, attorney-in fact	05/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What did Cavco Industries (CVCO) insider Regan Fackrell report on this Form 4?

Regan Fackrell reported a small, routine tax-withholding transaction. He surrendered 10 shares of Cavco common stock to cover taxes on released Restricted Stock Units and now directly holds 238 shares following this disposition.

Was the Cavco (CVCO) Form 4 transaction an open-market sale of shares?

No, the transaction was not an open-market sale. The Form 4 shows an F-code tax-withholding disposition, where 10 shares were surrendered to satisfy tax obligations on the release of Restricted Stock Units, rather than being sold on the market.

How many Cavco Industries (CVCO) shares were involved in Regan Fackrell’s tax-withholding event?

The filing shows 10 shares of Cavco common stock were surrendered. These shares were delivered to cover tax withholding triggered by the release of Restricted Stock Units, according to the footnote describing the nature of the transaction.

What is Regan Fackrell’s Cavco (CVCO) shareholding after the reported Form 4 transaction?

After the tax-withholding disposition, Fackrell directly holds 238 shares of Cavco common stock. This figure reflects his position following the surrender of 10 shares to satisfy tax obligations on a Restricted Stock Unit release.

What does transaction code "F" mean in the Cavco (CVCO) Form 4 for Regan Fackrell?

Transaction code "F" indicates payment of a tax liability or exercise price by delivering securities. Here, it represents surrendering 10 shares of Cavco common stock to cover tax withholding on the release of Restricted Stock Units.

What role does Regan Fackrell hold at Cavco Industries (CVCO)?

Regan Fackrell is an officer of Cavco Industries, serving as President of Standard Casualty. His Form 4 filing reports a tax-withholding share disposition related to compensation in the form of Restricted Stock Units.