Cavco director Kerley reports CVCO share gifts

CAVCO INDUSTRIES, INC. director Richard A. Kerley reported two related Form 4 transactions on common stock dated August 11, 2026.

Rhea-AI Filing Summary

CAVCO INDUSTRIES, INC. director Richard A. Kerley reported two related Form 4 transactions on common stock dated August 11, 2026. He made a bona fide gift transfer of 290 shares from his direct holdings and a corresponding gift acquisition of 290 shares into the Kerley Family Trust. Following these transactions, he holds 225 shares directly, all of which are underlying Restricted Stock Units that are allocated but not yet vested or delivered, and 6,459 shares indirectly through the Kerley Family Trust.

Insider Trade Summary

580 shares gifted

Gift 2 txns

Insider KERLEY RICHARD A

Role Director

Type	Security	Shares	Price	Value
Gift	Common Stock F1	290	$0.00	$0.00
Gift	Common Stock	290	$0.00	$0.00

Holdings After Transaction: Common Stock — 225 shares (Direct); Common Stock — 6,459 shares (Indirect, By Kerley Family Trust)

Footnotes (1)

1. F1. Includes 225 shares underlying Restricted Stock Units allocated but not yet vested or delivered.

Key Figures

Gifted shares (direct disposition): 290 shares Gifted shares (trust acquisition): 290 shares Direct holdings after transaction: 225 shares +3 more

6 metrics

Gifted shares (direct disposition) 290 shares Bona fide gift of common stock from direct holdings on August 11, 2026

Gifted shares (trust acquisition) 290 shares Bona fide gift of common stock acquired by Kerley Family Trust on August 11, 2026

Direct holdings after transaction 225 shares Common stock held directly, all underlying RSUs, following reported transactions

Indirect holdings after transaction 6,459 shares Common stock held indirectly through the Kerley Family Trust after the gift

Total gift shares reported 580 shares Aggregate shares involved in bona fide gift transactions reported in this Form 4

Per-share gift price $0.00 Reported price per share for both bona fide gift transactions

Key Terms

Bona fide gift, Restricted Stock Units, indirect ownership

3 terms

Bona fide gift financial

"transaction_code_description: Bona fide gift"

A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.

Restricted Stock Units financial

"Includes 225 shares underlying Restricted Stock Units allocated"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

indirect ownership financial

"ownership_type: indirect, nature_of_ownership: By Kerley Family Trust"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Richard A. Kerley report for CVCO?

Richard A. Kerley reported two bona fide gift transactions of 290 CVCO shares each on August 11, 2026, moving shares from his direct holdings to indirect ownership through the Kerley Family Trust.

How many CAVCO (CVCO) shares did Kerley gift on August 11, 2026?

On August 11, 2026, Richard A. Kerley reported gifting 290 common shares from his direct holdings and a matching 290-share gift acquisition by the Kerley Family Trust, for a total of 580 shares involved in gift transfers.

What are Richard A. Kerley’s direct CVCO holdings after the reported transactions?

After the reported transactions, Richard A. Kerley directly holds 225 CVCO shares, all of which are underlying Restricted Stock Units allocated but not yet vested or delivered, according to the filing footnote.

How many CVCO shares does the Kerley Family Trust hold after the gift?

Following the August 11, 2026 gift transactions, the Kerley Family Trust holds 6,459 CVCO common shares indirectly attributed to Richard A. Kerley, as disclosed in the Form 4 filing.

Was the CVCO insider transaction a market sale or purchase?

The reported CVCO insider transactions were bona fide gifts with a per-share price of $0.00. They represent non-market transfers between Richard A. Kerley’s direct holdings and the Kerley Family Trust, not open-market sales or purchases.

Does Richard A. Kerley still hold CVCO shares after these transactions?

Yes. After the transactions, Richard A. Kerley is reported as holding 225 CVCO shares directly via unvested RSUs and 6,459 CVCO shares indirectly through the Kerley Family Trust.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/11/2026 - 08:38 PM Accepted by SEC EDGAR 08/11/2026 - 08:37 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

KERLEY RICHARD A

(Last) (First) (Middle)

C/O 3636 N CENTRAL AVE

STE 1200

(Street)

PHOENIX ARIZONA 85012

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CAVCO INDUSTRIES, INC. [ CVCO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/11/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/11/2026		G		290	D	$0	225(1)	D
Common Stock	08/11/2026		G		290	A	$0	6,459	I	By Kerley Family Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 225 shares underlying Restricted Stock Units allocated but not yet vested or delivered.

Remarks:

	/s/ Seth G. Schuknecht, attorney-in fact	08/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)