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Carvana (CVNA) CEO reports RSU tax-withholding disposition and updated holdings

(Very High)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

CARVANA CO. Chief Executive Officer Ernest C. Garcia III reported a Form 4 showing shares withheld to cover taxes on restricted stock units that vested. A total of 1,415 shares of Class A Common Stock were disposed of at $382.60 per share as a tax-withholding transaction, not an open-market sale.

Following this event, Garcia directly holds 922,074 Class A shares. He also has indirect holdings through the Ernest Irrevocable 2004 Trust III, which holds 350,000 shares, and the Ernest C. Garcia III Multi-Generational Trust III, which holds 450,000 shares, where he serves as Investment Trustee and Co-Administrative Trustee.

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Insider GARCIA ERNEST C. III
Role Chief Executive Officer
Type Security Shares Price Value
Exercise Price or Tax Liability Class A Common Stock 1,415 $382.60 $541K
holding Class A Common Stock -- -- --
holding Class A Common Stock -- -- --
Holdings After Transaction: Class A Common Stock — 922,074 shares (Direct); Class A Common Stock — 450,000 shares (Indirect, Ernest C. Garcia III Multi-Generational Trust III); Class A Common Stock — 350,000 shares (Indirect, Ernest Irrevocable 2004 Trust III)
Footnotes (3)
  1. F1. Represents total number of shares of Class A Common Stock of the Issuer withheld for taxes upon vesting of restricted stock units pursuant to various awards.
  2. F2. These shares of Class A common stock are held directly by the Ernest C. Garcia III Multi-Generational Trust III (the "Multi-Generational Trust"). The Reporting Person is the Investment Trustee and Co-Administrative Trustee of the Multi-Generational Trust.
  3. F3. These shares of Class A common stock are held directly by the Ernest Irrevocable 2004 Trust III (the "Irrevocable Trust"). The Reporting Person is the Investment Trustee and Co-Administrative Trustee of the Irrevocable Trust.
Tax-withheld shares 1,415 shares Shares withheld for taxes upon RSU vesting
Withholding price $382.60 per share Value used for tax-withholding disposition
Direct holdings after transaction 922,074 shares Class A Common Stock held directly after Form 4 event
Irrevocable Trust holdings 350,000 shares Ernest Irrevocable 2004 Trust III indirect ownership
Multi-Generational Trust holdings 450,000 shares Ernest C. Garcia III Multi-Generational Trust III indirect ownership
restricted stock units financial
"withheld for taxes upon vesting of restricted stock units pursuant to various awards"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
tax-withholding disposition financial
"transaction_action": "tax-withholding disposition""
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
indirect ownership financial
""ownership_type": "indirect""
Investment Trustee financial
"The Reporting Person is the Investment Trustee and Co-Administrative Trustee"
Form 4 regulatory
"INSIDER FILING DATA (Form 4)"
Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did CVNA CEO Ernest C. Garcia III report?

Ernest C. Garcia III reported a Form 4 tax-withholding disposition of 1,415 shares of Carvana Class A Common Stock. The shares were withheld to pay taxes upon vesting of restricted stock units, rather than sold in an open-market transaction.

Was the CVNA Form 4 transaction a market sale of shares?

The Form 4 indicates a tax-withholding disposition, not an open-market sale. 1,415 shares were withheld by Carvana to cover tax obligations triggered when restricted stock units vested under Garcia’s compensation awards.

How many Carvana (CVNA) shares does Garcia hold directly after this filing?

After the reported tax-withholding transaction, Ernest C. Garcia III directly holds 922,074 shares of Carvana Class A Common Stock. This direct ownership figure is reported as the total shares following the transaction on the Form 4.

What indirect Carvana (CVNA) holdings are reported for Garcia?

The Form 4 shows indirect holdings through two trusts: 350,000 shares held by the Ernest Irrevocable 2004 Trust III and 450,000 shares held by the Ernest C. Garcia III Multi-Generational Trust III, where Garcia serves as Investment and Co-Administrative Trustee.

What does transaction code F mean in the Carvana (CVNA) Form 4?

Transaction code F on the Form 4 identifies a payment of exercise price or tax liability by delivering securities. In this case, 1,415 shares were withheld to satisfy taxes due upon vesting of restricted stock units awarded to Garcia.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
GARCIA ERNEST C. III

(Last)(First)(Middle)
C/O CARVANA CO.
300 E. RIO SALADO PARKWAY

(Street)
TEMPE ARIZONA 85281

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CARVANA CO. [ CVNA ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirectorX10% Owner
XOfficer (give title below)Other (specify below)
Chief Executive Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock05/01/2026F1,415(1)D$382.6922,074D
Class A Common Stock450,000IErnest C. Garcia III Multi-Generational Trust III(2)
Class A Common Stock350,000IErnest Irrevocable 2004 Trust III(3)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Represents total number of shares of Class A Common Stock of the Issuer withheld for taxes upon vesting of restricted stock units pursuant to various awards.
2. These shares of Class A common stock are held directly by the Ernest C. Garcia III Multi-Generational Trust III (the "Multi-Generational Trust"). The Reporting Person is the Investment Trustee and Co-Administrative Trustee of the Multi-Generational Trust.
3. These shares of Class A common stock are held directly by the Ernest Irrevocable 2004 Trust III (the "Irrevocable Trust"). The Reporting Person is the Investment Trustee and Co-Administrative Trustee of the Irrevocable Trust.
Remarks:
/s/ Paul Breaux, by Power of Attorney for Ernest C. Garcia, III05/05/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)