STOCK TITAN

Clearwater Analytics (NYSE: CWAN) CFO reports RSU vesting and mandated tax sell-to-cover trades

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Clearwater Analytics Holdings, Inc. Chief Financial Officer James S. Cox reported compensation-related equity activity involving Restricted Stock Units on March 31, 2026. He exercised RSU-derived derivative positions to acquire 37,936 shares of Class A Common Stock at an exercise price of $0.00 per share, reflecting vesting of previously granted awards.

On the same date, Cox sold 21,631 shares of Class A Common Stock at an average price of $23.7995 per share. A footnote explains these sales were made to cover tax withholding obligations in connection with RSU vesting under a mandated “sell to cover” arrangement and are not discretionary trades. Following these transactions, Cox directly held 485,419 shares of Class A Common Stock.

Positive

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Negative

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Insider Cox James S
Role Chief Financial Officer
Sold 21,631 shs ($515K)
Type Security Shares Price Value
Exercise Restricted Stock Unit 3,125 $0.00 --
Exercise Restricted Stock Unit 7,813 $0.00 --
Exercise Restricted Stock Unit 26,998 $0.00 --
Exercise Class A Common Stock 3,125 $0.00 --
Exercise Class A Common Stock 7,813 $0.00 --
Exercise Class A Common Stock 26,998 $0.00 --
Sale Class A Common Stock 1,783 $23.7995 $42K
Sale Class A Common Stock 4,456 $23.7995 $106K
Sale Class A Common Stock 15,392 $23.7995 $366K
Holdings After Transaction: Restricted Stock Unit — 21,875 shares (Direct); Class A Common Stock — 472,239 shares (Direct)
Footnotes (1)
  1. These shares represent shares acquired upon the vesting of Restricted Stock Units ("RSUs"). The sale reported on this Form 4 represents shares sold by the Reporting Person to cover tax withholding obligations in connection with the vesting and settlement of Restricted Stock Units. The sale is mandated by the Issuer's election to require the satisfaction of tax withholding obligations to be funded by a "sell to cover" transaction and does not represent a discretionary transaction by the Reporting Person. 6.25% of the Restricted Stock Units shall vest at the end of each 3-month period for the next 4 years following January 1, 2024, and will settle within thirty days of the applicable vesting date. 6.25% of the Restricted Stock Units shall vest at the end of each 3-month period for the next 4 years following January 1, 2025, and will settle within thirty days of the applicable vesting date. 12.5% of the Restricted Stock Units shall vest at the end of each 3-month period for the next 2 years following January 1, 2026, and will settle within thirty days of the applicable vesting date.
RSU shares acquired 37,936 shares Shares acquired via RSU exercise/settlement on March 31, 2026
Shares sold for taxes 21,631 shares Class A Common Stock sold to cover tax withholding
Sale price $23.7995 per share Average price for Class A Common Stock sales on March 31, 2026
Post-transaction holdings 485,419 shares Class A Common Stock directly held after March 31, 2026 transactions
RSU vesting 2024 grant 6.25% per 3-month period Vesting schedule for RSUs following January 1, 2024
RSU vesting 2025 grant 6.25% per 3-month period Vesting schedule for RSUs following January 1, 2025
RSU vesting 2026 grant 12.5% per 3-month period Vesting schedule for RSUs following January 1, 2026
Restricted Stock Unit financial
"These shares represent shares acquired upon the vesting of Restricted Stock Units ("RSUs")."
A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.
sell to cover financial
"funded by a "sell to cover" transaction and does not represent a discretionary transaction"
Sell to cover is when a person who receives company stock through options or awards sells just enough shares immediately to pay required taxes, exercise costs, or fees, keeping the rest. Think of it like cashing part of a bonus to cover the tax bill so you can keep the remainder. For investors, it can create predictable small selling pressure and slightly change the number of shares actually held by insiders without increasing long‑term dilution.
tax withholding obligations financial
"shares sold by the Reporting Person to cover tax withholding obligations in connection with the vesting"
vesting and settlement financial
"in connection with the vesting and settlement of Restricted Stock Units"
Exercise or conversion of derivative security financial
"transaction_code_description": "Exercise or conversion of derivative security""
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Cox James S

(Last)(First)(Middle)
C/O CLEARWATER ANALYTICS HOLDINGS, INC.
777 W. MAIN STREET, SUITE 900

(Street)
BOISE IDAHO 83702

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Clearwater Analytics Holdings, Inc. [ CWAN ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Financial Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock03/31/2026M3,125(1)A$0.00472,239D
Class A Common Stock03/31/2026M7,813(1)A$0.00480,052D
Class A Common Stock03/31/2026M26,998(1)A$0.00507,050D
Class A Common Stock03/31/2026S1,783(2)D$23.7995505,267D
Class A Common Stock03/31/2026S4,456(2)D$23.7995500,811D
Class A Common Stock03/31/2026S15,392(2)D$23.7995485,419D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Unit$0.0003/31/2026M3,125 (3)02/28/2034Class A Common Stock3,125$0.0021,875D
Restricted Stock Unit$0.0003/31/2026M7,813 (4)02/13/2035Class A Common Stock7,813$0.0085,937D
Restricted Stock Unit$0.0003/31/2026M26,998 (5)02/11/2036Class A Common Stock26,998$0.00188,984D
Explanation of Responses:
1. These shares represent shares acquired upon the vesting of Restricted Stock Units ("RSUs").
2. The sale reported on this Form 4 represents shares sold by the Reporting Person to cover tax withholding obligations in connection with the vesting and settlement of Restricted Stock Units. The sale is mandated by the Issuer's election to require the satisfaction of tax withholding obligations to be funded by a "sell to cover" transaction and does not represent a discretionary transaction by the Reporting Person.
3. 6.25% of the Restricted Stock Units shall vest at the end of each 3-month period for the next 4 years following January 1, 2024, and will settle within thirty days of the applicable vesting date.
4. 6.25% of the Restricted Stock Units shall vest at the end of each 3-month period for the next 4 years following January 1, 2025, and will settle within thirty days of the applicable vesting date.
5. 12.5% of the Restricted Stock Units shall vest at the end of each 3-month period for the next 2 years following January 1, 2026, and will settle within thirty days of the applicable vesting date.
Remarks:
/s/ Alphonse Valbrune, as Attorney-in-Fact, for Jim Cox04/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Clearwater Analytics (CWAN) CFO James S. Cox report on this Form 4?

CFO James S. Cox reported RSU-related equity activity on March 31, 2026. He acquired Class A Common Stock from vested Restricted Stock Units and sold a portion of those shares solely to satisfy tax withholding obligations under a mandated “sell to cover” arrangement.

How many Clearwater Analytics (CWAN) shares did the CFO acquire through RSU vesting?

He acquired 37,936 shares of Class A Common Stock through the exercise and settlement of Restricted Stock Units. These shares came at an exercise price of $0.00 per share, reflecting compensation vesting rather than an open-market purchase of stock.

How many Clearwater Analytics (CWAN) shares did the CFO sell and at what price?

He sold 21,631 shares of Class A Common Stock at an average price of $23.7995 per share. According to a footnote, these sales were executed to cover tax withholding obligations from RSU vesting, under a required “sell to cover” structure.

Were the Clearwater Analytics (CWAN) CFO’s stock sales discretionary trades?

No. A footnote states the reported sales were mandated to fund tax withholding obligations tied to RSU vesting. The issuer required these obligations to be met via a “sell to cover” transaction, so the trades do not represent discretionary selling decisions.

What are the vesting terms of the Clearwater Analytics (CWAN) CFO’s Restricted Stock Units?

The RSUs vest in scheduled quarterly installments. Footnotes describe 6.25% vesting every three months over four years starting January 1, 2024 and January 1, 2025, and 12.5% vesting every three months over two years starting January 1, 2026, with settlement within thirty days.

How many Clearwater Analytics (CWAN) shares does the CFO hold after these transactions?

After the March 31, 2026 transactions, James S. Cox directly held 485,419 shares of Clearwater Analytics Class A Common Stock. This figure reflects the net effect of RSU-related share acquisitions and the mandated share sales to cover associated tax withholding obligations.