Welcome to our dedicated page for Community West Bancshares SEC filings (Ticker: CWBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission (SEC) filings for Community West Bancshares (NASDAQ: CWBC), a Fresno, California-based bank holding company and parent of Community West Bank. As a publicly traded commercial banking organization, Community West Bancshares files a range of regulatory documents, including Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, and Current Reports on Form 8-K, as referenced in company news releases.
In these filings, investors can review information about the company’s operations as a bank holding company, its full-service banking centers throughout Central California, and its departments supporting Commercial Lending, Agribusiness, SBA lending, Residential Construction and Mortgage, Manufactured Housing, Private Banking and Cash Management. Filings such as Form 10-K and Form 10-Q typically include details on loan portfolios, deposit composition, credit quality, capital levels and other financial and risk-related information relevant to a commercial bank in the finance and insurance sector.
Community West Bancshares also uses Form 8-K to report material events. For example, an 8-K dated December 16, 2025 describes the Agreement and Plan of Merger with United Security Bancshares, under which United Security Bancshares will merge with and into Community West Bancshares and United Security Bank will merge with and into Community West Bank, subject to customary conditions. Other 8-K filings reference participation in investor conferences and leadership changes, such as the planned retirement of the company’s president.
On Stock Titan, SEC filings for CWBC are updated from the EDGAR system and presented with AI-powered summaries designed to highlight key points from lengthy documents. Investors can use this page to quickly locate annual reports (Form 10-K), quarterly reports (Form 10-Q), current reports (Form 8-K) and other submissions, and to review insider and governance-related disclosures where applicable. The AI summaries help explain complex regulatory language and point out significant items that may affect Community West Bancshares’ commercial banking activities and corporate transactions.
Community West Bancshares announced that Blaine C. Lauhon, Executive Vice President and Chief Operating Officer of Community West Bank, plans to retire effective December 31, 2026. Lauhon has held senior roles across the bank since 2017, following its acquisition of Folsom Lake Bank.
His responsibilities have recently included leading the Operations Division, covering areas such as loan operations, facilities, technology and data, project management, deposit operations, and marketing. Management describes his retirement as the culmination of a banking career of more than 40 years and highlights his role in guiding transformative initiatives and supporting the bank’s growth across Central California.
Community West Bancshares director Kirk Stovesand exercised stock options and acquired additional common shares. On February 23, 2026, he exercised options on 1,350 CWBC shares, increasing his direct holdings to 79,962 shares of common stock and 2,370 stock options outstanding.
Community West Bancshares proposes to acquire United Security Bancshares in a stock-for-stock merger under the Agreement and Plan of Merger dated December 16, 2025, with CWB as the surviving company.
Under the merger, each outstanding share of USB common stock will convert into 0.4520 shares of CWB common stock (cash for fractional shares). Based on issued and outstanding shares as of September 30, 2025, pro forma ownership is expected to be 70.6% for current CWB shareholders and 29.4% for current USB shareholders. Using CWB closing prices of $24.06 on December 16, 2025 and $24.28 on February 18, 2026, the implied per‑share values for USB are $10.88 and $10.97, with aggregate transaction values of approximately $191.9M and $193.3M, respectively.
The merger is conditioned on shareholder approvals at special meetings on March 30, 2026, required regulatory approvals (Federal Reserve, FDIC, DFPI and Nasdaq non‑objection), effectiveness of the registration statement and delivery of tax opinions that the transaction qualifies as a Section 368(a) reorganization.
Community West Bancshares and United Security Bancshares have entered into a merger agreement under which USB will merge with and into CWB, with CWB as the surviving company. USB shareholders will receive 0.4520 shares of CWB common stock per USB share, with cash in lieu of fractional shares.
Based on CWB closing prices, the implied per-share values were $10.88 (closing 12/16/2025) and $10.97 (closing 2/18/2026), with aggregate implied transaction values of approximately $191.9M and $193.3M, respectively. Post-merger ownership is expected to be approximately 70.6% for current CWB shareholders and 29.4% for current USB shareholders.
The transaction is conditioned on shareholder approvals at special meetings on 3/30/2026, required regulatory approvals (Federal Reserve, FDIC, DFPI, Nasdaq non-objection) and other closing conditions, and is expected to be consummated in the second quarter of 2026 if conditions are met.
Community West Bancshares director Kirk Stovesand reported an open-market purchase of CWBC common stock. On February 20, 2026, he bought 376 shares at $24.50 per share, increasing his direct holdings to 78,612 shares of common stock.
Community West Bancshares reported that long‑time director William S. Smittcamp and director Tom L. Dobyns have notified the Board of their plans to retire from the Boards of the Company and Community West Bank, effective March 31, 2026.
Smittcamp’s retirement follows 39 years of service, during which he helped guide the Bank from its early years through multiple periods of growth and chaired or served on key committees, including Compensation, Nominating/Governance, and Retirement. Dobyns joined the Company and Bank Boards in April 2024 after a transformative merger and has contributed as Chair of the Retirement Committee and member of the Audit and Risk Oversight Committees.
The Company highlights both directors’ community involvement and leadership backgrounds, and expresses appreciation for their stewardship as the Bank continues to serve business and consumer clients across Central California.
Community West Bancshares received an updated Schedule 13G/A from investment firm Fourthstone and related entities reporting a sizable institutional position in its common stock.
Fourthstone LLC reports beneficial ownership of 1,310,897 shares of Community West Bancshares common stock, representing 6.84% of the company’s outstanding shares, based on 19,158,428 shares outstanding as of November 6, 2025. The filing lists several affiliated funds and entities, including Fourthstone Master Opportunity Fund, Fourthstone QP Opportunity Fund, Fourthstone Small-Cap Financials Fund, Fourthstone GP LLC, and individual manager L. Phillip Stone IV, which may be deemed to share voting and dispositive power over portions of this stake.
The reporting group states the shares were acquired and are held in the ordinary course of business as an investment adviser and explicitly certifies they were not acquired for the purpose of changing or influencing control of Community West Bancshares.
Community West Bancshares filed an S-4 to register approximately 7,935,957 shares of common stock to fund an all‑stock merger with United Security Bancshares. Each USB share will be exchanged for 0.4520 CWB shares, with cash paid for fractional shares.
Based on a CWB share price of $24.06 before the deal was announced, the implied merger value is about $10.88 per USB share, or roughly $191.9 million in total. After closing, CWB shareholders are expected to own about 70.6% of the combined company and USB shareholders about 29.4%.
The merger is intended to qualify as a tax‑free reorganization and requires approvals from both companies’ shareholders and multiple banking regulators, as well as satisfaction of customary closing conditions. Both boards unanimously recommend that shareholders vote in favor of the merger and related adjournment proposals.
Community West Bancshares director Frank T. Elliott IV filed a Form 4 reporting a gift of 13,001 shares of CWBC common stock on December 29, 2025. These directly owned shares were transferred at $0 per share to trusts for his minor children, where he serves as trustee.
After the transactions, he directly held 67,293 CWBC shares, and indirectly held 6,500 shares for Reid Elliott and 6,501 shares for Charlotte Elliott in UTMA California accounts that last until each child turns 25.
Community West Bancshares filed a current report to share that its executive management will participate in the Janney 2026 CEO Forum on February 4–5, 2026. The company is making its February 2026 investor relations presentation available as Exhibit 99.1, providing investors with the same materials used at the event.
The filing states that the information in the investor presentation is furnished under Regulation FD, meaning it is not considered filed for liability purposes under the Securities Exchange Act and is not automatically incorporated into other securities filings.