Welcome to our dedicated page for Citizens Fincl S SEC filings (Ticker: CZFS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Citizens Financial Services, Inc. filings document the public disclosures of a Pennsylvania banking company whose common stock trades on the Nasdaq Capital Market under CZFS. Its Form 8-K reports furnish unaudited results of operations and financial condition, investor presentations, Regulation FD materials, dividend and capital commentary, and other material corporate events tied to First Citizens Community Bank.
The company’s proxy and event filings also cover shareholder meeting matters, executive compensation, equity-based compensation plans, director and officer governance, and capital actions such as share repurchase authorization. These records describe the company’s bank holding-company structure, common stock, consolidated operating disclosures, and formal governance approvals.
Citizens Financial Services, Inc. filed a Form 8-K to share an investor presentation under Regulation FD. The company plans to use this fourth quarter 2025 investor presentation in one or more meetings with investors, and has furnished it as Exhibit 99.1.
The materials are provided for informational purposes only and are expressly stated not to be deemed “filed” under the Securities Exchange Act or incorporated into other securities filings unless specifically referenced. No new transactions or detailed financial results are described in this report itself.
Citizens Financial Services, Inc. filed a Form 8-K to furnish its unaudited financial results for the fourth quarter and full year 2025. The results were announced by CEO Randall E. Black and are presented in a press release titled “Citizens Financial Services, Inc. Reports Unaudited Full Year and Fourth Quarter 2025 Financial Results.”
The press release is included as Exhibit 99.1 and incorporated by reference, while the information furnished under Item 2.02 is expressly not deemed “filed” for purposes of the securities laws. The report is signed on behalf of the company by Chief Financial Officer Stephen J. Guillaume.
Citizens Financial Services Inc director reports initial share holdings. Director Joseph B. Bower Jr. filed a Form 3 showing beneficial ownership of 1,834 shares of COMMON CLASS stock, held directly. This filing serves as his initial ownership statement as an insider of the company.
Citizens Financial Services, Inc., parent of First Citizens Community Bank, reported a board change. On January 12, 2026, the Board appointed Joseph B. Bower, Jr. to the Company’s Board of Directors, and he was also appointed to the Bank’s Board of Directors.
Mr. Bower will serve on the Board’s Audit and Examination Committee, which oversees financial reporting and internal controls. He will be compensated as a non-employee director under the Company’s existing director compensation policies described in the 2025 definitive proxy statement.
The Company stated that there are no special arrangements or understandings with any person related to his selection as director and that there are no past or proposed transactions with Mr. Bower requiring related-party disclosure under Item 404(a) of Regulation S-K.
Citizens Financial Services Inc. director R. Joseph Landy reported a small change in his holdings of the company’s common stock. On 01/12/2026, a code G transaction in the Form 4 shows 40 shares of common stock were transferred at a stated price of $0 per share. Following this transaction, Landy directly beneficially owned 27,783.3892 shares of Citizens Financial Services Inc. common stock. The filing indicates the form was submitted for one reporting person and does not show any derivative securities activity.
Citizens Financial Services, Inc. has scheduled its 2026 annual meeting of shareholders for Tuesday, April 21, 2026. This is the yearly gathering where shareholders can vote on directors, executive compensation, and other corporate matters presented in the proxy materials. The common stock of the company trades on the NASDAQ Capital Market under the symbol CZFS.
Citizens Financial Services Inc reported that director R. Joseph Landy received a stock award of 96 shares of common stock on December 15, 2025. The award was granted at a price of $0 per share, indicating a compensatory grant rather than an open-market purchase. Following this transaction, he beneficially owns 27,823.3892 shares of the company’s common stock, held directly.
Citizens Financial Services Inc reported an insider stock award to one of its directors. On 12/15/2025, the director acquired 96 shares of COMMON CLASS stock, coded as an acquisition and described as a "STOCK AWARD", at a price of $0 per share.
After this transaction, the director beneficially owns 16,594.199 COMMON CLASS shares directly and 2,184.574 shares indirectly through a spouse. The filing lists no derivative securities transactions in the derivative securities table.
Citizens Financial Services Inc reported that director Robert W. Chappell received a stock award of 96 shares of common stock on 12/15/2025 at a stated price of $0. This equity grant increased his direct beneficial ownership to 12,589.1211 shares of the company's common stock. The transaction is reported as an acquisition of non-derivative securities and is classified as a stock award rather than an open-market purchase.
Citizens Financial Services Inc disclosed an insider equity grant to a director. On 12/15/2025, the director acquired 96 shares of common stock at a price of $0 per share, described as a stock award. After this transaction, the director directly beneficially owned 3,630.8529 shares of Citizens Financial Services Inc common stock.