Welcome to our dedicated page for Citizens Fincl S SEC filings (Ticker: CZFS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Citizens Financial Services, Inc. filings document the public disclosures of a Pennsylvania banking company whose common stock trades on the Nasdaq Capital Market under CZFS. Its Form 8-K reports furnish unaudited results of operations and financial condition, investor presentations, Regulation FD materials, dividend and capital commentary, and other material corporate events tied to First Citizens Community Bank.
The company’s proxy and event filings also cover shareholder meeting matters, executive compensation, equity-based compensation plans, director and officer governance, and capital actions such as share repurchase authorization. These records describe the company’s bank holding-company structure, common stock, consolidated operating disclosures, and formal governance approvals.
CITIZENS FINANCIAL SERVICES INC director R. Joseph Landy reported a small gift of shares. He transferred 20 shares of COMMON CLASS stock as a bona fide gift, receiving no cash. After the gift, he directly holds about 27,973.4652 shares, so this is a minor, routine change in his ownership.
Citizens Financial Services Inc senior vice president Stephen J. Guillaume bought 34 shares of the company’s common stock in an open-market purchase at $61.78 per share. After this transaction, he directly owns about 4,718.3514 shares, so the buy represents a small addition to his existing stake.
CITIZENS FINANCIAL SERVICES INC Executive Vice President LeeAnn Gephart reported an open-market sale of 24 shares of COMMON CLASS stock at $64.78 per share. After this transaction, she directly holds 837 shares. This is a small, routine insider sale with no derivatives reported in this filing.
Citizens Financial Services Inc. director John P. Painter II reported an open-market purchase of company stock. He bought 140 shares of the company’s common stock at a price of $63.67 per share. After this transaction, he directly holds a total of about 3,661.97 shares of Citizens Financial Services Inc. common stock. This filing reflects a relatively small, routine insider purchase that modestly increases his direct ownership stake.
Citizens Financial Services, Inc. reported stronger results for the three months ended March 31, 2026. Net income rose to $10.4 million from $7.6 million a year earlier, with basic and diluted earnings per share increasing to $2.16 from $1.59.
Total interest and dividend income reached $40.3 million, while net interest income improved to $26.1 million as interest expense declined. Non-interest income edged up to $3.7 million and non-interest expenses were stable. Loans declined to $2.30 billion and deposits grew to $2.44 billion. Nonperforming loans increased to $37.7 million, and the total allowance for credit losses rose to $24.4 million. Comprehensive income fell to $8.1 million due to unrealized losses on securities and swaps.
CITIZENS FINANCIAL SERVICES INC director R. Joseph Landy reported a gift transfer of 40 shares of Common Class stock. The transaction was coded as a bona fide gift with no price per share. After this disposition, he directly holds 27,993.4652 shares.
Hilfiger Janie M reported acquisition or exercise transactions in this Form 4 filing.
CITIZENS FINANCIAL SERVICES INC director Janie M. Hilfiger received a grant of 99 shares of COMMON CLASS stock at no stated purchase price. This was a compensation-related award rather than an open-market trade. After this grant, she directly holds a total of 3,778.7877 COMMON CLASS shares.
Painter John P II reported acquisition or exercise transactions in this Form 4 filing.
Citizens Financial Services Inc. director John P. II Painter received a grant of 99 shares of COMMON CLASS stock at no cost. This award increased his direct holdings to 3,521.9719 shares. The transaction reflects a compensation-related share award rather than an open-market purchase.
CITIZENS FINANCIAL SERVICES INC director Joseph B. Bower Jr. received a stock award. On April 30, 2026, he acquired 99 shares of COMMON CLASS stock as a grant, award, or other acquisition, at a reported price of $0.00 per share. After this award, he directly holds 1,933 COMMON CLASS shares in total.
Citizens Financial Services Inc director Robert W. Chappell received a grant of 99 shares of COMMON CLASS stock on April 30, 2026. The grant was recorded at a price of $0.0000 per share, indicating a non-market, award-type acquisition. Following this transaction, his direct ownership increased to 12,867.5964 shares of the company’s common stock.