Does the CZFS Form 4 show any insider share sales by Jeffrey R. White?

The Form 4 does not report any share sales by Jeffrey R. White. It records one grant, award, or other acquisition of 336 common shares and a holding entry for 12 indirectly owned shares, with no transactions marked as sales or dispositions in the summary data.

Citizens Financial EVP granted 336 CZFS shares

Citizens Financial Services Inc executive vice president Jeffrey R. White reported a stock award of 336 shares of common stock, classified as a grant, award, or other acquisition at a price of $0.00 per share.

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)How Sentiment works

Sentiment and the balance of points

Rhea-AI Sentiment reads the wording of the document, how positive or negative its language is on a 1 to 5 scale. The balance of points shown with the takes weighs what the document actually discloses, so the two can disagree, for example when a trial that missed its main goal is described in upbeat language.

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Form Type

Rhea-AI Filing Summary

Citizens Financial Services Inc executive vice president Jeffrey R. White reported a stock award of 336 shares of common stock, classified as a grant, award, or other acquisition at a price of $0.00 per share. Following this grant, his directly held common shares total 2,010. The filing also notes 12 common shares held indirectly under "same household" ownership, reflecting a small additional position reported as indirect ownership.

Insider Trade Summary

Grant/Award: 336 shares

Grant/Award 2 txns

Insider White Jeffrey R

Role EXECUTIVE VICE PRESIDENT

Type	Security	Shares	Price	Value
Grant/Award	COMMON CLASS	336	$0.00	$0.00
holding	COMMON CLASS	--	--	--

Holdings After Transaction: COMMON CLASS — 2,010 shares (Direct); COMMON CLASS — 12 shares (Indirect, SAME HOUSEHOLD)

Key Figures

Stock grant: 336 shares Direct holdings after grant: 2,010 shares Indirect household holdings: 12 shares

3 metrics

Stock grant 336 shares Grant, award, or other acquisition of common stock at $0.00 per share

Direct holdings after grant 2,010 shares Common stock directly owned by Jeffrey R. White after transaction

Indirect household holdings 12 shares Common stock held with indirect ownership classified as same household

Key Terms

Grant, award, or other acquisition, indirect, EXECUTIVE VICE PRESIDENT

3 terms

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

indirect financial

"ownership_type: indirect with nature_of_ownership: SAME HOUSEHOLD"

EXECUTIVE VICE PRESIDENT financial

"officer_title: EXECUTIVE VICE PRESIDENT"

An executive vice president is a high-ranking leader within a company who oversees major parts of its operations or strategies. Think of them as senior managers responsible for important areas, similar to a vice principal in a school hierarchy. Their role matters to investors because they help guide the company's success and decision-making at the top level.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CZFS executive Jeffrey R. White report?

Jeffrey R. White reported receiving 336 shares of CITIZENS FINANCIAL SERVICES INC common stock. The transaction is coded as a grant, award, or other acquisition at $0.00 per share, indicating a compensation-related stock award rather than an open-market purchase or sale.

How many CZFS shares does Jeffrey R. White hold after this Form 4?

After the reported grant, Jeffrey R. White directly holds 2,010 shares of CITIZENS FINANCIAL SERVICES INC common stock. The filing also lists 12 additional shares as indirectly owned under a "same household" designation, giving a fuller picture of his reported share ownership.

Was the CZFS insider transaction by Jeffrey R. White a market purchase?

No, the filing classifies the 336-share transaction as a grant, award, or other acquisition at $0.00 per share. This indicates a compensation-related stock award rather than an open-market purchase, so no cash price was paid per share in this transaction.

What does indirect 'same household' ownership mean in the CZFS Form 4?

The Form 4 shows 12 CZFS common shares held with ownership type marked indirect and nature listed as "same household." This typically reflects shares attributed through a household relationship, rather than shares held directly in the reporting person’s own name.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 06/26/2026 - 09:28 AM EDT

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

White Jeffrey R

(Last)

(First)

(Middle)

306 SMOKE RISE ROAD

(Street)

MANSFIELD

PENNSYLVANIA

16933

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS FINANCIAL SERVICES INC [ CZFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	EXECUTIVE VICE PRESIDENT

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/25/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
COMMON CLASS	06/25/2026		A		336	A	$0	2,010	D
COMMON CLASS								12	I	SAME HOUSEHOLD

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

Remarks:

STOCK AWARDS GRANTED PURSUANT TO THE CITIZENS FINANCIAL SERVICES, INC. 2026 EQUITY INCENTIVE PLAN VEST IN THREE EQUAL ANNUAL INSTALLMENTS COMMENCING JUNE 25, 2027.

	GINA MARIE BOOR FOR JEFFREY R WHITE UNDER POWER OF ATTORNEY DATED JULY 16, 2024	06/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR