Welcome to our dedicated page for Citizens Fincl S SEC filings (Ticker: CZFS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Credit quality ratios buried deep in Citizens Financial Services Inc.’s filings can determine how safely the bank funds Main Street mortgages, agribusiness loans and municipal projects. Yet the 200-page reports and frequent updates leave many investors hunting for capital levels, deposit mix shifts and allowance details.
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R. Joseph Landy, a director of Citizens Financial Services Inc. (CZFS), received a stock award of 94 common shares on 09/15/2025 at a reported price of $0. Following the award, the filing reports 27,890.1881 shares beneficially owned. The Form 4 was signed on behalf of Mr. Landy by Gina Marie Boor under a power of attorney dated 08/22/2022 and filed 09/16/2025.
Robert W. Chappell, a director of Citizens Financial Services Inc (CZFS), received a stock award of 94 shares on 09/15/2025 at no cash price, increasing his beneficial holdings to 12,404.877 shares (direct ownership). The Form 4 was reported by Gina Marie Boor under a power of attorney on 09/16/2025. The filing records a routine equity award to an insider and shows no cash purchase price for the shares.
Form 4 summary: The director Thomas E. Freeman reported an acquisition of 94 common shares in Citizens Financial Services Inc (CZFS) on 09/15/2025 as a stock award with no cash price recorded ($0). After the award, his beneficial ownership is reported as 12,662.9776 shares. The Form 4 indicates the report was filed by an authorized representative under power of attorney.
Christopher W. Kunes, a director of Citizens Financial Services Inc. (CZFS), reported a non‑derivative acquisition on 09/15/2025. He was granted 94 common shares as a stock award at a reported price of $0. Following the award, Kunes beneficially owned 12,701.1463 shares. The Form 4 was signed under power of attorney by Gina Marie Boor on 09/16/2025.
Janie M. Hilfiger, a director of Citizens Financial Services Inc. (ticker: CZFS), reported a non-derivative acquisition of 94 shares of the company's common stock on 09/15/2025. The transaction is recorded as an “A” (acquisition) with a price listed as $0 and described in the remarks as a stock award. Following the reported transaction the filing shows 3,511.6215 shares beneficially owned. The Form 4 was filed as a single reporting person filing and the signature block shows Gina Marie Boor signing on behalf of Janie M. Hilfiger under a power of attorney dated 02/15/2022, with the signature dated 09/16/2025.
John P. Painter II, a director of Citizens Financial Services Inc. (CZFS), received a 94-share stock award on 09/15/2025, bringing his total beneficial ownership to 2,620.0558 shares. The transaction is recorded as a non-derivative, zero-price award and the Form 4 was signed under power of attorney by Gina Marie Boor on 09/16/2025. The filing discloses no other transactions or derivative positions.
CITIZENS FINANCIAL SERVICES INC (CZFS) director Terry B. Osborne received a stock award of 94 common shares on 09/15/2025 at a reported price of $0, leaving him with 13,077 shares beneficially owned after the transaction. The Form 4 was filed individually and signed by an attorney-in-fact on 09/16/2025.
Roger C. Graham Jr., a director of Citizens Financial Services Inc. (CZFS), received a stock award of 94 common shares on 09/15/2025 with an indicated price of $0. After the award, the reporting person beneficially owned 67,447.2748 shares. The Form 4 was filed as a single reporting person filing and signed under power of attorney by Gina Marie Boor dated 08/22/2002.
Mickey L. Jones, a director of Citizens Financial Services Inc. (CZFS), received a stock award of 94 shares on 09/15/2025 at $0 per share, reported on a Form 4 dated 09/16/2025. After the award, Mr. Jones is reported to beneficially own 13,776 shares directly and 880 shares indirectly through his spouse. The Form 4 was signed on behalf of Mr. Jones by Gina Marie Boor under a power of attorney dated 07/12/2004. The filing identifies the transaction as a non-derivative stock award rather than an open-market purchase.
Citizens Financial Services (CZFS) insider filing: Senior Vice President Stephen J. Guillaume reported a sale of 4,523.8348 common shares on 08/31/2025 at a reported price of $56.96 per share. The Form 4 was signed under power of attorney by Gina Marie Boor on 09/02/2025. The filing lists the reporter's address in Liberty, PA and indicates the report was filed by one reporting person.
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