Director at Citizens Financial (NASDAQ: CZFS) receives 99-share stock grant

Rhea-AI Filing Summary

Citizens Financial Services Inc. director R. Joseph Landy received a stock grant of 99 COMMON CLASS shares as compensation. The shares were awarded on April 30, 2026 at a stated price of $0.00 per share, indicating a non-cash, compensation-related acquisition rather than an open-market purchase.

After this grant, Landy directly owns a total of 28,033.4652 COMMON CLASS shares. The filing does not show any sales or option exercises, so this Form 4 reflects a routine increase in his direct equity stake through a grant or award.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider LANDY R JOSEPH

Role null

Type	Security	Shares	Price	Value
Grant/Award	COMMON CLASS	99	$0.00	--

Holdings After Transaction: COMMON CLASS — 28,033.465 shares (Direct, null)

Footnotes (1)

Key Figures

Shares granted: 99 shares Grant price per share: $0.00 per share Shares owned after transaction: 28,033.4652 shares +2 more

5 metrics

Shares granted 99 shares Grant/award of COMMON CLASS shares on April 30, 2026

Grant price per share $0.00 per share Stated transaction price for 99-share award

Shares owned after transaction 28,033.4652 shares Direct ownership in COMMON CLASS following the grant

Transaction type Grant, award, or other acquisition Code A, non-derivative acquisition of common stock

Form type Form 4 Insider transaction report for Citizens Financial Services Inc.

Key Terms

Grant, award, or other acquisition, COMMON CLASS, Form 4, non-derivative

4 terms

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition""

COMMON CLASS financial

"security_title: "COMMON CLASS""

Form 4 regulatory

"INSIDER FILING DATA (Form 4):"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

non-derivative financial

"transaction_type: "non-derivative""

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LANDY R JOSEPH

(Last) (First) (Middle)

300 NORTH 28TH STREET

(Street)

CAMP HILL PENNSYLVANIA 17011

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS FINANCIAL SERVICES INC [ CZFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON CLASS	04/30/2026		A		99	A	$0	28,033.4652	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

STOCK AWARDS GRANTED PURSUANT TO THE CITIZENS FINANCIAL SERVICES, INC. 2026 EQUITY INCENTIVE PLAN.

	GINA MARIE BOOR FOR R. JOSEPH LANDY UNDER POWER OF ATTORNEY DATED 08/22/2022	04/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did CZFS director R. Joseph Landy report?

Director R. Joseph Landy reported receiving a grant of 99 COMMON CLASS shares. The award was recorded at $0.00 per share, indicating a compensation-related grant rather than a market purchase, and modestly increases his direct ownership stake in Citizens Financial Services Inc.

How many CZFS shares does R. Joseph Landy own after this Form 4 filing?

Following the reported grant, R. Joseph Landy directly owns 28,033.4652 COMMON CLASS shares of Citizens Financial Services Inc. This total reflects his position after the 99-share award and provides context for the relative size of the new grant.

Was the CZFS insider transaction a buy or a grant of shares?

The Citizens Financial Services Inc. Form 4 shows a grant or award acquisition, not an open-market buy. Landy received 99 COMMON CLASS shares at a stated price of $0.00 per share, consistent with stock-based compensation rather than a discretionary market purchase.

Did the CZFS director sell any shares in this Form 4 transaction?

No sales were reported in this Form 4 for Citizens Financial Services Inc. The filing shows only an acquisition classified as a grant or award of 99 COMMON CLASS shares to director R. Joseph Landy, with no dispositions or option exercises disclosed.

What does the transaction code “A” mean in the CZFS Form 4 filing?

In this Citizens Financial Services Inc. filing, transaction code “A” is described as a grant, award, or other acquisition. It indicates Landy’s 99-share increase came from a compensation-related stock award, rather than from buying shares in the open market.