Citizens Financial director receives 99-share grant

Citizens Financial Services Inc. director Roger C. Graham Jr. reported a compensation-related stock grant.

Rhea-AI Filing Summary

Citizens Financial Services Inc. director Roger C. Graham Jr. reported a compensation-related stock grant. He acquired 99 shares of Common Class stock at a price of $0.00 per share, increasing his direct holdings to about 69,311.9986 shares. This was a grant or award, not an open-market trade.

Insider Trade Summary

Grant/Award: 99 shares

Grant/Award 1 txn

Insider GRAHAM ROGER C JR

Role Director

Type	Security	Shares	Price	Value
Grant/Award	COMMON CLASS	99	$0.00	$0.00

Holdings After Transaction: COMMON CLASS — 69,311.9986 shares (Direct)

Key Figures

Shares granted: 99 shares Grant price: $0.00 per share Shares held after grant: 69,311.9986 shares

3 metrics

Shares granted 99 shares Common Class stock grant coded A

Grant price $0.00 per share Transaction price for 99-share award

Shares held after grant 69,311.9986 shares Total direct holdings following transaction

Key Terms

Grant, award, or other acquisition, non-derivative, Form 4, direct ownership

4 terms

Grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition"

non-derivative financial

""transaction_type": "non-derivative""

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

direct ownership financial

""ownership_type": "direct""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CZFS director Roger C. Graham Jr. report?

Director Roger C. Graham Jr. reported receiving a grant of 99 shares of Citizens Financial Services Inc. Common Class stock. The transaction used code A, meaning a grant, award, or other acquisition, and was recorded at a price of $0.00 per share as non-derivative stock.

How many CZFS shares does Roger C. Graham Jr. hold after this Form 4?

After the reported grant, Roger C. Graham Jr. directly holds 69,311.9986 shares of Citizens Financial Services Inc. Common Class stock. This figure reflects his total direct ownership following the acquisition of 99 shares under the compensation-related award described in the Form 4 filing.

Was the CZFS director’s 99-share grant an open-market stock purchase?

No, the 99-share transaction was not an open-market purchase. It is coded A, meaning a grant, award, or other acquisition, and carries a transaction price of $0.00 per share, indicating it was a compensation-related stock grant rather than a market trade for cash consideration.

Does this CZFS Form 4 show any insider stock sales or dispositions?

This Form 4 reports only an acquisition of shares and no sales or dispositions. The transaction summary lists one acquire event and zero sell or dispose events, confirming that the filing reflects a stock grant increasing the director’s holdings, with no reduction in position reported.

What does transaction code A mean in the CZFS Form 4 filing?

Transaction code A in this Form 4 stands for a grant, award, or other acquisition of securities. For Citizens Financial Services Inc., it indicates the director received 99 Common Class shares as a stock grant, at a stated transaction price of $0.00 per share, not a market purchase.

Is this CZFS director stock grant a significant ownership change for investors?

The filing shows a relatively small grant of 99 shares compared to the director’s post-transaction holdings of 69,311.9986 shares. It represents a routine compensation-related adjustment rather than a large ownership shift, and there are no accompanying insider sales or complex derivative exercises disclosed.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/30/2026 - 02:12 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

GRAHAM ROGER C JR

(Last) (First) (Middle)

1281 BRAGUE ROAD

(Street)

CANTON PENNSYLVANIA 17724

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS FINANCIAL SERVICES INC [ CZFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON CLASS	04/30/2026		A		99	A	$0	69,311.9986	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

STOCK AWARDS GRANTED PURSUANT TO THE CITIZENS FINANCIAL SERVICES, INC. 2026 EQUITY INCENTIVE PLAN.

	GINA MARIE BOOR FOR ROGER C. GRAHAM, JR. UNDER POWER OF ATTORNEY DATED 08/22/2002	04/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)