Citizens Financial director gets 70-share award

Director Joseph R. Landy received 70 CZFS common shares as an equity incentive award, raising his direct holdings to about 28,091 shares.

Available on EDGAR 09/15/2026 - 04:59 PM EDT Accepted by SEC EDGAR 09/15/2026 - 04:59 PM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

CITIZENS FINANCIAL SERVICES INC (symbol: CZFS) is the issuer of record for a Form 4 filing submitted to the SEC. LANDY R JOSEPH reported acquisition or exercise transactions in this Form 4 filing.

CITIZENS FINANCIAL SERVICES INC (CZFS) reported that director Joseph R. Landy received a grant of 70 shares of common stock on September 15, 2026 under the Citizens Financial Services, Inc. 2026 Equity Incentive Plan. The award was made at a stated price of $0.00 per share, increasing his direct holdings to 28,091.4652 shares. No Rule 10b5-1 trading plan is reported for this award.

Insider Trade Summary

Grant/Award: 70 shares

Grant/Award 1 txn

Insider LANDY R JOSEPH

Role Director

Type	Security	Shares	Price	Value
Grant/Award	COMMON CLASS	70	$0.00	$0.00

Holdings After Transaction: COMMON CLASS — 28,091.4652 shares (Direct)

Key Figures

Shares granted: 70 shares Grant price per share: $0.00 per share Shares held after transaction: 28,091.4652 shares +2 more

5 metrics

Shares granted 70 shares Stock award of CZFS common stock on September 15, 2026

Grant price per share $0.00 per share Stated price for the equity award on September 15, 2026

Shares held after transaction 28,091.4652 shares Direct CZFS holdings of Joseph R. Landy after the award

Transaction date September 15, 2026 Date the stock award was granted

Transactions acquiring shares 1 transaction One grant/award acquisition reported in this Form 4

Key Terms

Equity Incentive Plan, stock awards, Rule 10b5-1 trading plan

3 terms

Equity Incentive Plan financial

"STOCK AWARDS GRANTED PURSUANT TO THE CITIZENS FINANCIAL SERVICES, INC. 2026 EQUITY INCENTIVE PLAN"

An equity incentive plan is a program that gives employees, executives or directors the right to receive company stock or options to buy stock as part of their pay. Think of it as offering slices of future company profit to motivate people to boost long‑term performance; for investors it matters because it can align employee goals with shareholder value but also increases the number of shares outstanding, which can dilute existing ownership.

stock awards financial

"STOCK AWARDS GRANTED PURSUANT TO THE CITIZENS FINANCIAL SERVICES, INC. 2026 EQUITY INCENTIVE PLAN"

Rule 10b5-1 trading plan regulatory

"No Rule 10b5-1 trading plan is reported for this award"

A Rule 10b5-1 trading plan is a pre-arranged schedule that allows company insiders to buy or sell stock at specific times, even if they have inside information. It helps prevent accusations of unfair trading by making these transactions look planned and transparent, rather than sneaky or illegal.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CZFS report for Joseph R. Landy?

CZFS reported that director Joseph R. Landy received a grant of 70 shares of common stock on September 15, 2026 as a stock award under the company’s 2026 Equity Incentive Plan.

How many CZFS shares were granted to Joseph R. Landy and at what price?

Joseph R. Landy was granted 70 shares of CZFS common stock at a stated price of $0.00 per share, reflecting a non-cash equity award rather than an open-market purchase.

What are Joseph R. Landy’s CZFS holdings after this Form 4 transaction?

Following the grant, Joseph R. Landy directly holds 28,091.4652 shares of CZFS common stock, as reported in the Form 4 filing.

Was the CZFS stock award to Joseph R. Landy made under a specific plan?

Yes. The 70-share award to Joseph R. Landy was granted under the Citizens Financial Services, Inc. 2026 Equity Incentive Plan, which governs stock-based compensation awards.

Was Joseph R. Landy’s CZFS stock grant made under a Rule 10b5-1 trading plan?

The filing indicates no Rule 10b5-1 trading plan. The document-level 10b5-1 checkbox is unchecked, and no footnote describes the grant as made under such a plan.

What role does Joseph R. Landy hold at CZFS according to the Form 4?

According to the Form 4, Joseph R. Landy is a director of CITIZENS FINANCIAL SERVICES INC and received this stock award in that capacity.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LANDY R JOSEPH

(Last) (First) (Middle)

300 NORTH 28TH STREET

(Street)

CAMP HILL PENNSYLVANIA 17011

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS FINANCIAL SERVICES INC [ CZFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON CLASS	09/15/2026		A		70	A	$0	28,091.4652	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

STOCK AWARDS GRANTED PURSUANT TO THE CITIZENS FINANCIAL SERVICES, INC. 2026 EQUITY INCENTIVE PLAN.

	GINA MARIE BOOR FOR R. JOSEPH LANDY UNDER POWER OF ATTORNEY DATED 08/22/2022	09/15/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)