Citizens Financial director awarded 70 shares

Director John D. Behm received a stock award that increased his direct CZFS holdings to just over 13,200 shares.

Rhea-AI Filing Summary

CITIZENS FINANCIAL SERVICES INC (symbol: CZFS) is the issuer of record for a Form 4 filing submitted to the SEC. Behm John D reported acquisition or exercise transactions in this Form 4 filing.

CITIZENS FINANCIAL SERVICES INC (CZFS) reported that director John D. Behm received a grant of 70 shares of its common stock on September 15, 2026 as a stock award under the Citizens Financial Services, Inc. 2026 Equity Incentive Plan. The award was granted at $0.00 per share and is held as direct ownership, bringing his directly held position to 13,203.6945 shares. No Rule 10b5-1 trading plan is reported for this award.

Insider Trade Summary

Grant/Award: 70 shares

Grant/Award 1 txn

Insider Behm John D

Role Director

Type	Security	Shares	Price	Value
Grant/Award	COMMON CLASS	70	$0.00	$0.00

Holdings After Transaction: COMMON CLASS — 13,203.6945 shares (Direct)

Key Figures

Shares granted: 70 shares Award price per share: $0.00 per share Shares held after transaction: 13,203.6945 shares +1 more

4 metrics

Shares granted 70 shares Stock award to director John D. Behm on September 15, 2026

Award price per share $0.00 per share Reported grant price for the 70-share stock award

Shares held after transaction 13,203.6945 shares Direct CZFS common stock holdings of John D. Behm after the award

Transaction date September 15, 2026 Date of stock award grant to John D. Behm

Key Terms

Equity Incentive Plan, Rule 10b5-1 trading plan, non-derivative

3 terms

Equity Incentive Plan financial

"STOCK AWARDS GRANTED PURSUANT TO THE ... 2026 EQUITY INCENTIVE PLAN"

An equity incentive plan is a program that gives employees, executives or directors the right to receive company stock or options to buy stock as part of their pay. Think of it as offering slices of future company profit to motivate people to boost long‑term performance; for investors it matters because it can align employee goals with shareholder value but also increases the number of shares outstanding, which can dilute existing ownership.

Rule 10b5-1 trading plan regulatory

"The Rule 10b5-1 checkbox is not affirmed for these transactions"

A Rule 10b5-1 trading plan is a pre-arranged schedule that allows company insiders to buy or sell stock at specific times, even if they have inside information. It helps prevent accusations of unfair trading by making these transactions look planned and transparent, rather than sneaky or illegal.

non-derivative financial

"The transaction type is reported as non-derivative common stock"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CZFS report for John D. Behm?

CZFS reported that director John D. Behm received a stock award of 70 shares of common stock on September 15, 2026 as an equity incentive grant, increasing his directly held position to 13,203.6945 shares.

Was the CZFS stock award to John D. Behm a purchase or a grant?

The transaction was a grant/award acquisition, not a market purchase. Behm received 70 shares of CZFS common stock at a reported price of $0.00 per share under the 2026 Equity Incentive Plan.

How many CZFS shares does John D. Behm hold after this Form 4 transaction?

After the reported stock award, John D. Behm directly holds 13,203.6945 shares of CZFS common stock, according to the Form 4 filing for the September 15, 2026 transaction.

Was a Rule 10b5-1 trading plan involved in John D. Behm’s CZFS transaction?

No. The Form 4 indicates the Rule 10b5-1 checkbox is not affirmed, so the September 15, 2026 stock award to John D. Behm was not reported as made under a Rule 10b5-1 trading plan.

Under what plan was the CZFS stock grant to John D. Behm made?

The 70-share stock award to John D. Behm was granted under the Citizens Financial Services, Inc. 2026 Equity Incentive Plan, as described in the remarks section of the Form 4.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Available on EDGAR 09/15/2026 - 04:44 PM Accepted by SEC EDGAR 09/15/2026 - 04:44 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Behm John D

(Last) (First) (Middle)

2114 BLUE STEM DRIVE

(Street)

NEW HOPE PENNSYLVANIA 18938-2311

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS FINANCIAL SERVICES INC [ CZFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON CLASS	09/15/2026		A		70	A	$0	13,203.6945	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

STOCK AWARDS GRANTED PURSUANT TO THE CITIZENS FINANCIAL SERVICES, INC. 2026 EQUITY INCENTIVE PLAN.

	GINA MARIE BOOR FOR JOHN D BEHM UNDER POWER OF ATTORNEY DATED 5/25/2023	09/15/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)