Citizens Financial director granted 70 shares

Q: What insider transaction did CZFS disclose for John P. Painter II?

CZFS disclosed that director John P. Painter II received a stock award of 70 common shares on September 15, 2026, granted at $0.00 per share as compensation under the company’s 2026 Equity Incentive Plan.

Q: Was the CZFS Form 4 transaction made under a Rule 10b5-1 trading plan?

No. The filing indicates that the Rule 10b5-1 checkbox is not affirmed, and there is no footnote stating that the award was made pursuant to a Rule 10b5-1 trading plan.

Q: What type of security was granted in this CZFS Form 4 filing?

The security granted was common stock (listed as “COMMON CLASS”) of CITIZENS FINANCIAL SERVICES INC, issued as a stock award under the company’s 2026 Equity Incentive Plan.

Q: Does the CZFS Form 4 reflect a market purchase or sale of shares?

No. The Form 4 reports a grant or award acquisition of 70 shares at $0.00 per share, reflecting equity compensation rather than an open-market purchase or sale.

Director John P. Painter II received an equity award that modestly increases his direct ownership in CZFS.

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

CITIZENS FINANCIAL SERVICES INC (symbol: CZFS) is the issuer of record for a Form 4 filing submitted to the SEC. Painter John P II reported acquisition or exercise transactions in this Form 4 filing.

CITIZENS FINANCIAL SERVICES INC (CZFS) reported that director John P. Painter II received a stock award of 70 shares of its common stock on September 15, 2026 under the Citizens Financial Services, Inc. 2026 Equity Incentive Plan. The award increased his directly held stake to 3,990.7975 shares.

Insider Trade Summary

Grant/Award: 70 shares

Grant/Award 1 txn

Insider Painter John P II

Role Director

Type	Security	Shares	Price	Value
Grant/Award	COMMON CLASS	70	$0.00	$0.00

Holdings After Transaction: COMMON CLASS — 3,990.7975 shares (Direct)

Key Figures

Shares granted: 70 shares Grant price per share: $0.00 per share Shares held after transaction: 3,990.7975 shares +1 more

4 metrics

Shares granted 70 shares Stock award to director John P. Painter II on September 15, 2026

Grant price per share $0.00 per share Equity award under the 2026 Equity Incentive Plan

Shares held after transaction 3,990.7975 shares Director John P. Painter II direct holdings following the award

Award transactions reported 1 transaction Non-derivative grant/award acquisition reported on this Form 4

Key Terms

Equity Incentive Plan, stock award, Rule 10b5-1

3 terms

Equity Incentive Plan financial

"STOCK AWARDS GRANTED PURSUANT TO THE CITIZENS FINANCIAL SERVICES, INC. 2026 EQUITY INCENTIVE PLAN"

An equity incentive plan is a program that gives employees, executives or directors the right to receive company stock or options to buy stock as part of their pay. Think of it as offering slices of future company profit to motivate people to boost long‑term performance; for investors it matters because it can align employee goals with shareholder value but also increases the number of shares outstanding, which can dilute existing ownership.

stock award financial

"STOCK AWARDS GRANTED PURSUANT TO THE CITIZENS FINANCIAL SERVICES, INC. 2026 EQUITY INCENTIVE PLAN"

Rule 10b5-1 regulatory

"Rule 10b5-1 checkbox indicates no trading plan affirmed for this award"

Rule 10b5-1 is a regulation that allows company insiders to buy or sell their shares at predetermined times, even if they have access to non-public information. It acts like setting a schedule in advance for transactions, helping prevent accusations of unfair trading. This rule provides a way for insiders to plan trades transparently, giving investors confidence that these transactions are not based on hidden information.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CZFS disclose for John P. Painter II?

CZFS disclosed that director John P. Painter II received a stock award of 70 common shares on September 15, 2026, granted at $0.00 per share as compensation under the company’s 2026 Equity Incentive Plan.

How many CZFS shares does John P. Painter II hold after this Form 4 transaction?

After the reported award, John P. Painter II directly holds 3,990.7975 shares of CITIZENS FINANCIAL SERVICES INC common stock, according to the Form 4 filing.

Was the CZFS Form 4 transaction made under a Rule 10b5-1 trading plan?

No. The filing indicates that the Rule 10b5-1 checkbox is not affirmed, and there is no footnote stating that the award was made pursuant to a Rule 10b5-1 trading plan.

What type of security was granted in this CZFS Form 4 filing?

The security granted was common stock (listed as “COMMON CLASS”) of CITIZENS FINANCIAL SERVICES INC, issued as a stock award under the company’s 2026 Equity Incentive Plan.

Does the CZFS Form 4 reflect a market purchase or sale of shares?

No. The Form 4 reports a grant or award acquisition of 70 shares at $0.00 per share, reflecting equity compensation rather than an open-market purchase or sale.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/15/2026 - 04:48 PM Accepted by SEC EDGAR 09/15/2026 - 04:47 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Painter John P II

(Last)

(First)

(Middle)

571 HOWLAND HILL ROAD

(Street)

WESTFIELD

PENNSYLVANIA

16950

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS FINANCIAL SERVICES INC [ CZFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
COMMON CLASS	09/15/2026		A		70	A	$0	3,990.7975	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

Remarks:

STOCK AWARDS GRANTED PURSUANT TO THE CITIZENS FINANCIAL SERVICES, INC. 2026 EQUITY INCENTIVE PLAN.

	GINA MARIE BOOR FOR JOHN P. PAINTER II UNDER POWER OF ATTORNEY DATED 02/01/2023	09/15/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

Citizens Financial director granted 70 shares

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