Citizens Financial awards director 70 shares

Director Janie M. Hilfiger received an equity award that modestly increases her direct ownership in CITIZENS FINANCIAL SERVICES INC.

Available on EDGAR 09/15/2026 - 04:51 PM EDT Accepted by SEC EDGAR 09/15/2026 - 04:50 PM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

CITIZENS FINANCIAL SERVICES INC (symbol: CZFS) is the issuer of record for a Form 4 filing submitted to the SEC. Hilfiger Janie M reported acquisition or exercise transactions in this Form 4 filing.

CITIZENS FINANCIAL SERVICES INC (CZFS) reported that director Janie M. Hilfiger received a grant of 70 shares of common stock on September 15, 2026. The stock award was granted at $0.00 per share under the Citizens Financial Services, Inc. 2026 Equity Incentive Plan, bringing her directly held stake to 3,959.4972 shares.

Insider Trade Summary

Grant/Award: 70 shares

Grant/Award 1 txn

Insider Hilfiger Janie M

Role Director

Type	Security	Shares	Price	Value
Grant/Award	COMMON CLASS	70	$0.00	$0.00

Holdings After Transaction: COMMON CLASS — 3,959.4972 shares (Direct)

Key Figures

Shares granted: 70 shares Grant price per share: $0.00 per share Shares held after transaction: 3,959.4972 shares +1 more

4 metrics

Shares granted 70 shares Stock award to director Janie M. Hilfiger on September 15, 2026

Grant price per share $0.00 per share Reported price for the 70-share stock award

Shares held after transaction 3,959.4972 shares Direct holdings of Janie M. Hilfiger following the award

Number of acquisition transactions 1 transaction Non-derivative grant or award reported in this Form 4

Key Terms

Equity Incentive Plan, stock awards, Form 4

3 terms

Equity Incentive Plan financial

"STOCK AWARDS GRANTED PURSUANT TO THE CITIZENS FINANCIAL SERVICES, INC. 2026 EQUITY INCENTIVE PLAN."

An equity incentive plan is a program that gives employees, executives or directors the right to receive company stock or options to buy stock as part of their pay. Think of it as offering slices of future company profit to motivate people to boost long‑term performance; for investors it matters because it can align employee goals with shareholder value but also increases the number of shares outstanding, which can dilute existing ownership.

stock awards financial

"STOCK AWARDS GRANTED PURSUANT TO THE CITIZENS FINANCIAL SERVICES, INC. 2026 EQUITY INCENTIVE PLAN."

Form 4 regulatory

"The Form 4 characterizes the transaction as a grant, award, or other acquisition"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CZFS report for Janie M. Hilfiger?

CZFS reported that director Janie M. Hilfiger received a grant of 70 shares of common stock on September 15, 2026 as a stock award under the company’s 2026 Equity Incentive Plan.

Was the CZFS stock award to Janie M. Hilfiger a purchase or a grant?

It was reported as a grant or award acquisition, not an open-market purchase. The Form 4 characterizes the transaction as a grant, award, or other acquisition of 70 shares of common stock.

What price was paid for the CZFS shares granted to Janie M. Hilfiger?

The 70 CZFS common shares were granted at a reported price of $0.00 per share, consistent with a stock award made under an equity incentive plan rather than a cash purchase.

How many CZFS shares does Janie M. Hilfiger hold after this transaction?

Following the stock award, Janie M. Hilfiger is reported as directly holding 3,959.4972 shares of CITIZENS FINANCIAL SERVICES INC common stock.

Under which plan was Janie M. Hilfiger’s CZFS stock award granted?

The stock award was granted under the Citizens Financial Services, Inc. 2026 Equity Incentive Plan, as noted in the Form 4 remarks describing the nature of the award.

Was the CZFS insider stock grant made under a Rule 10b5-1 trading plan?

No Rule 10b5-1 trading plan is indicated. The document-level checkbox for such a plan is reported as unchecked, and no footnote states that the grant was made pursuant to a Rule 10b5-1 plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Hilfiger Janie M

(Last) (First) (Middle)

830 CANADA ROAD

(Street)

COVINGTON PENNSYLVANIA 16917

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS FINANCIAL SERVICES INC [ CZFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON CLASS	09/15/2026		A		70	A	$0	3,959.4972	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

STOCK AWARDS GRANTED PURSUANT TO THE CITIZENS FINANCIAL SERVICES, INC. 2026 EQUITY INCENTIVE PLAN.

	GINA MARIE BOOR FOR JANIE M. HILFIGER UNDER POWER OF ATTORNEY DATED 02/15/2022	09/15/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)