STOCK TITAN

Citizen And Nrth SEC Filings

CZNC Nasdaq

Welcome to our dedicated page for Citizen And Nrth SEC filings (Ticker: CZNC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Searching for net-interest margin trends, allowance for loan losses, or executive stock purchases at Citizens & Northern Corp (CZNC)? Start here. Investors exploring a regional community bank can spend hours combing through dense SEC disclosures just to answer basic questions about loan portfolio health or branch-level deposit growth.

Our platform delivers everything in one place, from the Citizens & Northern annual report 10-K simplified to each Citizens & Northern quarterly earnings report 10-Q filing. Stock Titan’s AI-powered summaries highlight credit-quality ratios, trust-fee revenue, and regional economic exposure so you can grasp the numbers without sifting through footnotes. Need breaking news? The moment a Form 8-K drops we post it—Citizens & Northern 8-K material events explained line by line.

Many shareholders track local executives’ buying and selling patterns. Our real-time feed of Citizens & Northern Form 4 insider transactions sends instant alerts, while AI tags notable moves for context—perfect for anyone monitoring Citizens & Northern executive stock transactions Form 4. You’ll also find the latest Citizens & Northern proxy statement executive compensation with plain-English commentary on salary, incentive pay, and peer comparisons.

  • AI-powered summaries that explain filings simply—ideal for understanding Citizens & Northern SEC documents with AI
  • Real-time updates direct from EDGAR, including Citizens & Northern Form 4 insider transactions real-time
  • All filing types covered: 10-K, 10-Q, 8-K, Form 4, proxy statements, and more

Whether you’re benchmarking community-bank credit metrics or following Citizens & Northern earnings report filing analysis, our page streamlines your research so you can focus on decisions, not document hunting.

Rhea-AI Summary

Citizens & Northern Corporation filed an amended current report to provide detailed financial information related to its completed merger with Susquehanna Community Financial, Inc. On October 1, 2025, Susquehanna merged into Citizens & Northern, and its banking subsidiary combined with Citizens & Northern Bank.

The amendment adds Susquehanna’s audited consolidated financial statements for the years ended December 31, 2024 and 2023, unaudited consolidated statements as of September 30, 2025 and December 31, 2024 and for the nine-month periods ended September 30, 2025 and 2024, as well as unaudited pro forma financial information. These exhibits provide a fuller view of Susquehanna’s historical performance and the combined company’s financial position after the merger.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
current report
-
Rhea-AI Summary

Citizens & Northern Corp director reported buying 316 shares of common stock on December 5, 2025 at $20.3677 per share, increasing direct holdings to 47,254 shares. The filing shows the transaction as an open-market purchase coded “P” and notes it was executed under a written trading plan that became effective May 1, 2025, intended to satisfy Rule 10b5-1(c) affirmative defense conditions.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider
-
Rhea-AI Summary

Citizens & Northern Corp director Katherine W. Shattuck reported acquiring additional company stock. On 12/05/2025 she acquired 29 shares of common stock at $20.3677 per share, bringing her direct holdings to 9,689 shares.

The filing explains that this transaction was made pursuant to a written plan that became effective 5/1/25. The report is filed by one reporting person and shows no derivative securities positions.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider
Rhea-AI Summary

Citizens & Northern Corp (CZNC) executive vice president, counsel and corporate secretary reported small, routine share acquisitions in company stock. On 05/15/2025 he acquired 3 common shares at $19.66, on 08/15/2025 4 shares at $19.36, and on 11/14/2025 3 shares at $19.415, all through dividend reinvestment. Following these transactions, he directly owned 1,511 common shares.

On 11/19/2025, he also acquired 2 common shares at $19.46 through an employee stock ownership plan (ESOP) via dividend reinvestment and held 135 shares indirectly through the ESOP. All transactions are coded as exempt dividend reinvestments, indicating these are administrative ownership updates rather than open-market buying or selling.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider
-
Rhea-AI Summary

Citizens & Northern Corp (CZNC) President and CEO J Bradley Scovill reported routine share acquisitions under dividend reinvestment programs. On 11/14/2025, he acquired 510 shares of common stock at $19.55 through reinvestment of a cash dividend, bringing his directly held stake to 125,033 shares. On 11/19/2025, he acquired an additional 88 shares at $19.46 as an exempt acquisition in an ESOP via dividend reinvestment, resulting in 6,193 shares held indirectly through the ESOP. These transactions reflect automatic reinvestment of dividends rather than open-market purchases.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider
-
Rhea-AI Summary

Citizens & Northern Corp (CZNC) executive reports routine share acquisitions. An executive vice president acquired 413 shares of common stock on 11/14/2025 at $19.415 per share through reinvestment of a cash dividend under a dividend reinvestment plan. On 11/19/2025, the same officer acquired an additional 135 shares at $19.46 per share as an exempt acquisition in an employee stock ownership plan via dividend reinvestment.

Following these transactions, the officer beneficially owns 32,572 Citizens & Northern common shares directly and 9,531 shares indirectly through the ESOP. These transactions are administrative in nature and reflect automatic reinvestment of dividends rather than open-market purchases or sales.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider
Rhea-AI Summary

Citizens & Northern Corp (CZNC) reported an insider stock transaction by its Executive Vice President and Chief Financial Officer. On 11/19/2025, the officer acquired 266 shares of CZNC common stock at a price of $19.46 per share. The transaction is coded as an exempt acquisition under an employee stock ownership plan (ESOP) via dividend reinvestment, meaning it reflects reinvested dividends rather than an open-market purchase.

Following this transaction, the officer beneficially owned 18,724 shares indirectly through the ESOP and 70,280 shares directly. This filing is primarily a disclosure of updated ownership levels for a senior executive rather than a corporate event.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider
-
Rhea-AI Summary

Citizens & Northern Corp (CZNC) executive vice president and chief credit officer Stan R. Dunsmore reported routine share acquisitions under dividend reinvestment plans. On 11/14/2025, he indirectly acquired 2 shares of common stock at $19.415 by a child through reinvestment of a cash dividend. On 11/19/2025, he indirectly acquired 132 shares of common stock at $19.46 through an ESOP via dividend reinvestment. Following these transactions, he beneficially owned 90 shares indirectly by child, 9,344 shares indirectly by ESOP, and 21,311 shares directly.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider
-
Rhea-AI Summary

Citizens & Northern Corp (CZNC) Form 4 reports a small insider share acquisition through a benefit plan. Executive Vice President and Chief Commercial Lending Officer Kelley A. Cwiklinski acquired 36 shares of Citizens & Northern common stock on 11/19/2025 at a price of $19.46 per share. The acquisition was recorded as an indirect holding through the company’s ESOP and is described as an exempt acquisition via dividend reinvestment under a dividend reinvestment plan.

After this transaction, Cwiklinski beneficially owned 2,503 shares indirectly through the ESOP, 455 shares indirectly through a spouse’s IRA, and 26,719 shares held directly. The filing is signed by an attorney-in-fact on Cwiklinski’s behalf.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider
Rhea-AI Summary

Citizens & Northern Corp (CZNC)11/19/2025, the officer acquired 25 shares of common stock at $19.46 per share through an exempt transaction coded "J(1)", described as an ESOP acquisition via dividend reinvestment under a dividend reinvestment plan.

Following this transaction, the officer beneficially owned 1,764 shares indirectly through an ESOP and 12,151 shares directly. No derivative securities were reported in this filing.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
-- %
Tags
insider

FAQ

What is the current stock price of Citizen And Nrth (CZNC)?

The current stock price of Citizen And Nrth (CZNC) is $20.63 as of December 26, 2025.

What is the market cap of Citizen And Nrth (CZNC)?

The market cap of Citizen And Nrth (CZNC) is approximately 367.8M.
Citizen And Nrth

Nasdaq:CZNC

CZNC Rankings

CZNC Stock Data

367.79M
17.08M
3.76%
33.77%
1.35%
Banks - Regional
State Commercial Banks
Link
United States
WELLSBORO