CZNC director adds shares via dividend reinvestment

Citizens & Northern Corp director updates holdings through dividend reinvestment.

Rhea-AI Filing Summary

Citizens & Northern Corp director updates holdings through dividend reinvestment. Director Katherine W. Shattuck acquired 94 shares of common stock at $23.59 per share through reinvestment of a cash dividend under a dividend reinvestment plan. Following this automatic transaction, her directly held ownership stands at 9,318 common shares.

Insider Trade Summary

Other: 94 shares

Other 1 txn

Insider Shattuck Katherine W

Role Director

Type	Security	Shares	Price	Value
Other	Common Stock	94	$23.59	$2K

Holdings After Transaction: Common Stock — 9,318 shares (Direct)

Footnotes (1)

1. F1. Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan.

FAQ

What insider transaction did CZNC director Katherine Shattuck report?

Director Katherine W. Shattuck reported acquiring 94 CZNC common shares. The shares were received automatically through reinvestment of a cash dividend under a dividend reinvestment plan, rather than an open-market purchase, updating her reported ownership position.

At what price were Katherine Shattuck’s new CZNC shares recorded?

The 94 newly acquired CZNC shares were recorded at $23.59 per share. This price reflects the value used for the dividend reinvestment plan transaction, not a discretionary open-market trade by the director.

How many CZNC shares does Katherine Shattuck hold after this transaction?

After this dividend reinvestment transaction, Katherine W. Shattuck directly holds 9,318 CZNC common shares. This figure reflects her updated ownership following the automatic acquisition of 94 shares through the company’s dividend reinvestment plan.

Was Katherine Shattuck’s CZNC transaction a market buy or sell?

The transaction was neither a traditional market buy nor a sale. The Form 4 describes it as an “other” transaction where 94 shares were acquired automatically through dividend reinvestment under a dividend reinvestment plan.

What does the Form 4 footnote say about the CZNC share acquisition?

The footnote explains the 94 CZNC shares were “acquired through reinvestment of cash dividend under a dividend reinvestment plan.” This clarifies the transaction was an automatic plan-based acquisition, not a discretionary trade initiated on the open market.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 02/27/2026 - 01:53 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Shattuck Katherine W

(Last) (First) (Middle)

1171 BARNER ROAD

(Street)

TOWANDA PA 18848

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/13/2026		J(1)	V	94	A	$23.59	9,318	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan.

	/s/ Melinda Kilburn for Katherine W Shattuck, 03.20.25, Attorney-in-Fact	02/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.