CITIZENS & NORTHERN (CZNC) 13F shows $401M in long holdings

Rhea-AI Filing Summary

CITIZENS & NORTHERN CORP submitted a Form 13F holdings report signed by Mark A. Hughes, Executive Vice President and Chief Financial Officer. The report lists 119 information-table entries with a total market value of $400,999,898. The filing shows 1 other included manager, Citizens & Northern Bank, Form 13F File No. 028-14473.

Insights

Institutional Portfolio Analyst

Large institutional holding snapshot: 119 holdings valued at $400,999,898.

The filing is a routine quarterly 13F that discloses the reporting manager's long equity positions via an information table totaling $400,999,898. The presence of an additional included manager is noted as Citizens & Northern Bank.

There is no transaction detail, performance data, or asset-level attribution in the provided excerpt; subsequent holdings detail would appear in the information table rows not included here.

Key Figures

Form 13F Information Table Entry Total: 119 entries Form 13F Information Table Value Total: $400,999,898 Number of Other Included Managers: 1

3 metrics

Form 13F Information Table Entry Total 119 entries reported on the Form 13F summary page

Form 13F Information Table Value Total $400,999,898 aggregate market value (rounded) reported on the summary page

Number of Other Included Managers 1 listed on the Form 13F summary page

Key Terms

Form 13F, Information Table, Included Manager

3 terms

Form 13F regulatory

"Form 13F Holdings Report is checked on the summary page"

A Form 13F is a quarterly filing that large investment managers must submit to disclose their holdings in publicly traded stocks and certain other securities. It acts like a peek into the portfolios of big investors, helping other market participants see what large players are buying or selling and offering clues about investment trends, crowded trades, and potential market impact.

Information Table financial

"Form 13F Information Table Entry Total: 119"

Included Manager regulatory

"List of Other Included Managers shows Citizens & Northern Bank"

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL

OMB Number:			3235-0006
Estimated average burden
hours per response:			23.8

Report for the Calendar Year or Quarter Ended: 03-31-2026

Check here if Amendment		Amendment Number:
This Amendment (Check only one.):		is a restatement.
		adds new holdings entries.

Institutional Investment Manager Filing this Report:
Name:	CITIZENS & NORTHERN CORP
Address:	90-92 MAIN ST
	WELLSBORO, PA 16901
Form 13F File Number:	028-14195
CRD Number (if applicable):
SEC File Number (if applicable):

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name:		Mark A. Hughes
Title:		Executive Vice President and Chief Financial Officer
Phone:		570-724-3411
Signature, Place, and Date of Signing:
/s/ Mark A. Hughes			Wellsboro, PA	04-23-2026
[Signature]			[City, State]	[Date]

Report Type (Check only one.):
X	13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
	13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
	13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

Form 13F Summary Page
	Report Summary:
	Number of Other Included Managers:		1
	Form 13F Information Table Entry Total:		119
	Form 13F Information Table Value Total:		400,999,898
			(round to nearest dollar)

List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]
	No.	Name	Form 13F File No.	CRD No. (if applicable)	SEC File No. (if applicable)	CIK
	1	Citizens & Northern Bank	028-14473

FAQ

What does CITIZENS & NORTHERN CORP's 13F filing show for CZNC?

It reports holdings via a Form 13F with 119 entries totaling $400,999,898. The filing lists long equity positions aggregated in an information table; individual security rows are contained in the full table portion of the report.

Who signed the Form 13F for CITIZENS & NORTHERN CORP?

The report is signed by Mark A. Hughes, Executive Vice President and Chief Financial Officer. The signature block shows authorization and a Wellsboro, PA place of signing dated 04-23-2026.

How many other included managers are listed in the filing?

The filing lists 1 other included manager: Citizens & Northern Bank with Form 13F File No. 028-14473. This indicates holdings reported on behalf of an additional related manager.

What is the Form 13F information table value total reported?

The information table value total is reported as $400,999,898. That figure is the rounded aggregate market value of the long equity positions included in the information table.

Does this excerpt include individual security holdings?

No, the provided excerpt shows the summary page only; it does not include individual security rows or share counts. The detailed holdings appear in the report's information table section not shown here.