[Form 3] CITIZENS & NORTHERN CORP Initial Statement of Beneficial Ownership

Rhea-AI Filing Summary

Form 3 filed for Citizens & Northern Corp (CZNC) by David S. Runk. The filing lists Mr. Runk's address and role as Executive Vice President and Strategic Advisor and states that no securities are beneficially owned by the reporting person. The form was executed by an attorney-in-fact, Amy T. Garraty, with the event date 10/01/2025.

Insights

Corporate Governance Expert

TL;DR: Routine initial ownership disclosure showing an officer holds no beneficial shares; paperwork completed via attorney-in-fact.

The Form 3 formally notifies the market that David S. Runk, identified as Executive Vice President and Strategic Advisor, has no beneficial ownership in Citizens & Northern Corp (CZNC) as of the reported event date 10/01/2025. The filing includes the reporting person’s address and is signed by an attorney-in-fact, Amy T. Garraty. This is a standard Section 16 disclosure and, by itself, does not indicate any change in control, compensation structure, or equity incentives.

Securities Compliance Analyst

TL;DR: A routine initial Section 16 filing confirming absence of reportable holdings; no derivative or non-derivative securities listed.

The submission contains no entries in Table I or Table II and explicitly states "No securities are beneficially owned." It documents the reporting relationship (officer) and the event date 10/01/2025. The signature line shows execution by an attorney-in-fact on behalf of the reporting person. For monitoring purposes, investors and compliance teams would record this as a baseline disclosure for future Section 16 activity.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Runk David S

(Last) (First) (Middle)

1 SUNRISE COTTAGE LANE

(Street)

LEWISTOWN PA 17044

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
10/01/2025

3. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EXEC. VP AND STRATEGIC ADVISOR

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

No securities are beneficially owned.

	/s/ Amy T. Garraty for David S. Runk, 9-22-25, Attorney-in-Fact	10/01/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

Who filed the Form 3 for CZNC?

David S. Runk, identified as Executive Vice President and Strategic Advisor, is the reporting person on the Form 3.

Does the Form 3 report any securities owned by David S. Runk (CZNC)?

No. The filing explicitly states "No securities are beneficially owned."

What is the event date listed on the CZNC Form 3?

10/01/2025 is listed as the date of the event requiring the statement.

Who signed the Form 3 for David S. Runk?

Amy T. Garraty signed as attorney-in-fact for David S. Runk, with the signature notation including 9-22-25 and the form date 10/01/2025.

What role does David S. Runk have at Citizens & Northern Corp (CZNC)?

Executive Vice President and Strategic Advisor is the relationship to the issuer stated on the form.