Citizens & Northern director adds shares via DRIP

CITIZENS & NORTHERN CORP director Stephen M. Dorwart reported an automatic share increase through a dividend reinvestment plan.

Rhea-AI Filing Summary

CITIZENS & NORTHERN CORP director Stephen M. Dorwart reported an automatic share increase through a dividend reinvestment plan. On February 13, 2026, 61 shares of common stock were acquired at $23.44 per share via reinvested cash dividends.

After this plan transaction, Dorwart directly owned 13,324 shares of common stock. An additional 6,548 shares were reported as indirectly owned, held "By Corporation." The filing reflects routine dividend reinvestment activity rather than an open-market purchase or sale.

Insider Trade Summary

Other: 61 shares

Other 2 txns

Insider Dorwart Stephen M

Role Director

Type	Security	Shares	Price	Value
Other	Common Stock	61	$23.44	$1K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 13,324 shares (Direct); Common Stock — 6,548 shares (Indirect, By Corporation)

Footnotes (1)

1. F1. Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did CITIZENS & NORTHERN CORP (CZNC) director Stephen M. Dorwart report on this Form 4?

Stephen M. Dorwart reported an automatic acquisition of common shares through a dividend reinvestment plan. The filing records 61 additional shares credited to his direct holdings, reflecting reinvested cash dividends rather than an open-market trade or discretionary stock purchase.

How many CITIZENS & NORTHERN CORP (CZNC) shares were added through the dividend reinvestment plan?

The Form 4 shows that 61 shares of CITIZENS & NORTHERN CORP common stock were acquired. These shares came from reinvestment of a cash dividend under a dividend reinvestment plan, as noted in the footnote explaining the nature of the transaction.

At what price were the new CITIZENS & NORTHERN CORP (CZNC) shares credited to Stephen M. Dorwart?

The newly acquired 61 shares were valued at $23.44 per share. This price is used in the Form 4 to indicate the per-share value for the dividend reinvestment plan transaction dated February 13, 2026, involving CITIZENS & NORTHERN CORP common stock.

What are Stephen M. Dorwart’s total direct holdings of CITIZENS & NORTHERN CORP (CZNC) after the transaction?

After the dividend reinvestment, Stephen M. Dorwart directly owned 13,324 shares of CITIZENS & NORTHERN CORP common stock. This total reflects his direct ownership immediately following the February 13, 2026 dividend reinvestment plan transaction reported on the Form 4.

Does the Form 4 show any indirect ownership of CITIZENS & NORTHERN CORP (CZNC) shares by Stephen M. Dorwart?

Yes, the filing reports 6,548 shares of common stock as indirectly owned. These shares are described as held "By Corporation," indicating an indirect ownership position separate from Dorwart’s 13,324 directly held CITIZENS & NORTHERN CORP shares.

Was this CITIZENS & NORTHERN CORP (CZNC) Form 4 a buy or sell transaction by Stephen M. Dorwart?

The transaction is categorized as "Other acquisition or disposition" and reflects dividend reinvestment plan activity. It is not reported as an open-market buy or sell, but as 61 shares acquired automatically through reinvested cash dividends on February 13, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 02/27/2026 - 01:42 PM EST Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Dorwart Stephen M

(Last) (First) (Middle)

234 CEDAR ROAD

(Street)

MULLICA HILL NJ 08062

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/13/2026		J(1)	V	61	A	$23.44	13,324	D
Common Stock								6,548	I	By Corporation

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan.

	/s/ Melinda S. Kilburn for Stephen M Dorwart, 3/20/25, Attorney-in-Fact	02/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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