CITIZENS & NORTHERN (CZNC) director adds shares in planned open-market buy

Rhea-AI Filing Summary

CITIZENS & NORTHERN CORP director buys shares under a plan. Director Katherine W. Shattuck completed an open-market purchase of 10 shares of Common Stock at $21.7452 per share, increasing her direct holdings to 10,449 shares. The transaction was made pursuant to a written plan that became effective on May 1, 2026.

Insider Trade Summary 10b5-1

Net Buyer: 10 shares ($217)

Net Buy 1 txn

Insider Shattuck Katherine W

Role null

Bought 10 shs ($217.45)

Type	Security	Shares	Price	Value
Purchase	Common Stock	10	$21.7452	$217.45

Holdings After Transaction: Common Stock — 10,449 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Shares purchased: 10 shares Purchase price: $21.7452 per share Shares owned after transaction: 10,449 shares +2 more

5 metrics

Shares purchased 10 shares Open-market purchase of Common Stock on May 8, 2026

Purchase price $21.7452 per share Price for the 10-share open-market buy

Shares owned after transaction 10,449 shares Director’s direct Common Stock holdings following the purchase

Transaction code P Indicates an open-market or private purchase of Common Stock

Plan effective date May 1, 2026 Written plan under which the purchase was executed

Key Terms

open-market purchase, Common Stock, transaction code P, written plan

4 terms

open-market purchase financial

"The filing classifies this as an open-market purchase of Common Stock."

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

Common Stock financial

"CITIZENS & NORTHERN CORP Common Stock at $21.7452 per share."

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

transaction code P regulatory

"The Form 4 uses transaction code “P,” indicating a purchase in an open market or private transaction."

written plan regulatory

"The transaction was made pursuant to a written plan that became effective on May 1, 2026."

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Shattuck Katherine W

(Last) (First) (Middle)

1171 BARNER ROAD

(Street)

TOWANDA PENNSYLVANIA 18848

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/08/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/08/2026		P(1)		10	A	$21.7452	10,449	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This transaction was made pursuant to a written plan that became effective 5/1/26.

	/s/ Melinda Kilburn for Katherine W Shattuck, 03.20.25, Attorney-in-Fact	05/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did CITIZENS & NORTHERN CORP (CZNC) report?

CITIZENS & NORTHERN CORP reported that director Katherine W. Shattuck made an open-market purchase of 10 shares of Common Stock. This Form 4 filing records the trade details, including price, date, and updated ownership after the transaction.

How many CZNC shares did Katherine W. Shattuck buy and at what price?

Katherine W. Shattuck bought 10 shares of CITIZENS & NORTHERN CORP Common Stock at $21.7452 per share. The filing classifies this as an open-market purchase, reflecting a small increase in her directly held position in the company.

What are Katherine W. Shattuck’s total CZNC holdings after this transaction?

After the reported transaction, Katherine W. Shattuck directly holds 10,449 shares of CITIZENS & NORTHERN CORP Common Stock. The Form 4 shows this updated ownership figure, providing context for the scale of the 10-share open-market purchase.

Was the CZNC insider trade made under a pre-arranged plan?

Yes. The footnote explains the transaction was made pursuant to a written plan that became effective on May 1, 2026. Such plans are typically set up in advance to schedule trades independently of short-term market conditions.

What does the Form 4 transaction code P mean for CZNC?

The Form 4 uses transaction code “P,” indicating a purchase in an open market or private transaction. For CITIZENS & NORTHERN CORP, this code confirms that Katherine W. Shattuck’s 10-share trade was a standard open-market buy of Common Stock.