Citizens & Northern (CZNC) director receives 1,080-share restricted stock grant

Rhea-AI Filing Summary

Citizens & Northern Corp director Bobbi J. Kilmer received an award of restricted common stock. The grant covered 1,080 shares at a reference value of $23.15 per share. After this acquisition, Kilmer directly holds 18,856 shares of Citizens & Northern common stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Kilmer Bobbi J

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,080	$23.15	$25K

Holdings After Transaction: Common Stock — 18,856 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Restricted stock granted: 1,080 shares Grant reference price: $23.15 per share Shares held after grant: 18,856 shares

3 metrics

Restricted stock granted 1,080 shares Award of restricted Citizens & Northern common stock

Grant reference price $23.15 per share Value used for the restricted stock award

Shares held after grant 18,856 shares Total direct Citizens & Northern holdings for Kilmer after transaction

Key Terms

Restricted Stock, Grant, award, or other acquisition, Form 4

3 terms

Restricted Stock financial

"Award of Restricted Stock."

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition"

Form 4 regulatory

"INSIDER FILING DATA (Form 4):"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kilmer Bobbi J

(Last) (First) (Middle)

555 COUNTRY VIEW DRIVE

(Street)

TOWANDA PENNSYLVANIA 18848

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/23/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/23/2026		A(1)		1,080	A	$23.15	18,856	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Award of Restricted Stock.

	/s/ Melinda S. Kilburn for Bobbi J. Kilmer, 4/24/25, Attorney-in-Fact	04/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Citizens & Northern (CZNC) disclose for Bobbi J. Kilmer?

Citizens & Northern reported that director Bobbi J. Kilmer received an award of 1,080 shares of restricted common stock. This compensation-related grant increased her direct holdings to 18,856 shares, according to the Form 4 insider filing data provided.

How many Citizens & Northern (CZNC) shares were granted to Bobbi J. Kilmer?

Bobbi J. Kilmer was granted 1,080 shares of Citizens & Northern common stock as restricted stock. The filing lists these shares at a reference value of $23.15 per share, reflecting a compensation award rather than an open-market purchase or sale.

What is Bobbi J. Kilmer’s total Citizens & Northern (CZNC) ownership after the grant?

After the restricted stock award, Bobbi J. Kilmer directly owns 18,856 shares of Citizens & Northern common stock. This total includes the newly granted 1,080 restricted shares, as disclosed in the Form 4 insider transaction summary data.

Was the Citizens & Northern (CZNC) transaction a purchase or a grant for Bobbi J. Kilmer?

The transaction was a grant of restricted stock, not an open-market purchase. The Form 4 uses transaction code “A” for a grant, and a footnote explicitly describes it as an award of restricted stock to director Bobbi J. Kilmer.

At what price was Bobbi J. Kilmer’s Citizens & Northern (CZNC) restricted stock valued?

The 1,080 restricted shares granted to Bobbi J. Kilmer were recorded at $23.15 per share. This price serves as the reference value for the award and does not represent an open-market trading price from a buy or sell transaction.