Citizens & Northern director adds 195 shares

CITIZENS & NORTHERN CORP (CZNC) reported that director Bobbi J. Kilmer acquired a total of 195 shares of Common Stock on 2026-08-14 through a dividend reinvestment plan.

Rhea-AI Filing Summary

CITIZENS & NORTHERN CORP (CZNC) reported that director Bobbi J. Kilmer acquired a total of 195 shares of Common Stock on 2026-08-14 through a dividend reinvestment plan. The transactions consist of 131 shares at $25.96 per share and 64 shares at $25.89 per share, all classified as other acquisitions.

Insider Trade Summary

Other: 195 shares

Other 2 txns

Insider Kilmer Bobbi J

Role Director

Type	Security	Shares	Price	Value
Other	Common Stock F1	131	$25.96	$3K
Other	Common Stock F1	64	$25.89	$2K

Holdings After Transaction: Common Stock — 19,289 shares (Direct)

Footnotes (1)

1. F1. Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan.

Key Figures

Shares acquired (lot 1): 131 shares Price per share (lot 1): $25.96 per share Shares acquired (lot 2): 64 shares +2 more

5 metrics

Shares acquired (lot 1) 131 shares Common Stock acquired on 2026-08-14 via dividend reinvestment plan

Price per share (lot 1) $25.96 per share Common Stock acquisition of 131 shares on 2026-08-14

Shares acquired (lot 2) 64 shares Common Stock acquired on 2026-08-14 via dividend reinvestment plan

Price per share (lot 2) $25.89 per share Common Stock acquisition of 64 shares on 2026-08-14

Total shares acquired 195 shares Sum of both Common Stock acquisitions on 2026-08-14

Key Terms

dividend reinvestment plan, Common Stock, other acquisition or disposition

3 terms

dividend reinvestment plan financial

"Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan."

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

Common Stock financial

"security_title: Common Stock, non-derivative transactions reported."

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

other acquisition or disposition financial

"transaction_code_description: Other acquisition or disposition."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CZNC disclose for Bobbi J. Kilmer?

CZNC disclosed that director Bobbi J. Kilmer acquired a total of 195 shares of Common Stock on 2026-08-14, through transactions classified as other acquisitions tied to a dividend reinvestment plan.

How many CZNC shares did Bobbi J. Kilmer acquire and at what prices?

Bobbi J. Kilmer acquired 195 CZNC shares in total: 131 shares at $25.96 per share and 64 shares at $25.89 per share, all recorded as non-derivative Common Stock transactions.

What was the nature of Bobbi J. Kilmer’s CZNC share acquisitions?

The filing states the shares were acquired through reinvestment of cash dividends under a dividend reinvestment plan, coded as Form 4 transaction type J (other acquisition or disposition).

Were Bobbi J. Kilmer’s CZNC transactions reported as buys or sells?

The transactions were reported as acquisitions of Common Stock under code J (other acquisition or disposition). There were no sales reported in this Form 4.

Were Bobbi J. Kilmer’s CZNC transactions under a Rule 10b5-1 plan?

The Form 4 indicates the Rule 10b5-1 checkbox is not checked (false), so the disclosure does not identify these acquisitions as made pursuant to a Rule 10b5-1 trading plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/25/2026 - 01:55 PM EDT Accepted by SEC EDGAR 08/25/2026 - 01:54 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kilmer Bobbi J

(Last) (First) (Middle)

555 COUNTRY VIEW DRIVE

(Street)

TOWANDA PENNSYLVANIA 18848

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS & NORTHERN CORP [ CZNC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/14/2026		J(1)	V	131	A	$25.96	19,225	D
Common Stock	08/14/2026		J(1)	V	64	A	$25.89	19,289	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired through reinvestment of cash dividend under a dividend reinvestment plan.

	/s/ Melinda S Kilburn for Bobbi J Kilmer, 4/24/25, Attorney-in-Fact	08/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)