Welcome to our dedicated page for Citizen And Nrth SEC filings (Ticker: CZNC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Citizens & Northern Corporation (CZNC) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a publicly traded financial services organization. Incorporated in Pennsylvania and listed on the NASDAQ Capital Market under the symbol CZNC, Citizens & Northern Corporation files reports with the U.S. Securities and Exchange Commission under Commission File Number 0-16084.
Investors can review C&N’s current reports on Form 8-K, which disclose material events such as mergers, financial results, investor presentations and changes in board composition. Recent 8-K filings describe the completion of the merger with Susquehanna Community Financial, Inc., including the structure of the transaction and the subsequent merger of Susquehanna Community Bank into Citizens & Northern Bank. Other 8-Ks report unaudited quarterly financial results, dividend declarations, regulatory approvals related to the merger and the furnishing of investor presentation materials.
Where applicable, C&N’s filings also include pro forma financial information and historical financial statements for acquired businesses, as seen in the 8-K/A that amends an earlier report to add Susquehanna’s audited and unaudited financial statements and related pro forma data. These documents help users understand how acquisitions affect C&N’s consolidated financial position and performance.
On Stock Titan, C&N’s SEC filings are updated in step with the EDGAR system, and AI-powered tools summarize key points from lengthy documents. Users can quickly identify the purpose of each filing, locate sections discussing results of operations, acquisition terms or governance changes, and use AI-generated highlights to focus on items such as transaction details, financial condition and other events disclosed under Item 8.01. This page is a starting point for deeper review of C&N’s 8-Ks and related exhibits, as well as other periodic and transactional filings available through the SEC.
Citizens & Northern Corp. (CZNC) has filed an amended Form S-4 to register 2,273,051 new CZNC shares to fund its all-stock acquisition of Susquehanna Community Financial Inc. (SQCF). Each SQCF share will be converted into 0.80 CZNC share; based on CZNC’s $19.48 close on 22-Apr-25 the implied value is $15.58 per SQCF share. The fixed ratio will give SQCF holders roughly 13 % of the combined company; existing CZNC investors will retain 87 %.
Deal size & structure: estimated purchase price $44.9 m (using 16-Jul-25 CZNC price $19.74). Transaction is intended to qualify as a tax-free reorganisation under IRC 368(a). Closing is targeted for Q4-25, contingent on FRB and Pennsylvania DB&S approvals, other customary conditions and approval by at least two-thirds of SQCF votes cast. Fewer than 5 % dissenters may exercise appraisal rights.
Combined metrics: pro-forma assets $3.21 bn, deposits $2.61 bn, loans $2.28 bn. Preliminary purchase accounting yields ~$12 m goodwill and $11.7 m core-deposit intangibles.
Governance & management: SQCF chair Christian C. Trate will join the CZNC and bank boards; SQCF CEO David Runk and President Jeffrey Hollenbach will assume EVP roles at CZNC Bank. A $1.77 m termination fee applies if SQCF accepts a superior offer or fails to secure shareholder approval following an alternative proposal.
Key risks: fixed exchange ratio exposes SQCF holders to CZNC market swings; deal may be voided if CZNC’s 10-day average price drops below $15.58 and underperforms the KBW Regional Bank Index by >20 % unless CZNC raises consideration.
Citizens & Northern Corp. (CZNC) Form 4 filing: Director Frank G. Pellegrino reported the purchase of 203 common shares on 07/07/2025 at an average price of $19.9897 per share. The transaction was executed under a Rule 10b5-1 trading plan that became effective 05/01/2025. Following the purchase, Pellegrino now directly owns 44,826 shares of CZNC common stock.
The filing shows no dispositions or derivative security transactions. Given CZNC’s ~15 million outstanding shares, the purchased amount represents less than 0.002% of shares outstanding and is unlikely to materially affect the company’s ownership structure or market sentiment. Nonetheless, insider buying—however small—can serve as a modest indicator of director confidence.
Citizens & Northern Corporation (CZNC) filed a Form 4 disclosing that director Katherine W. Shattuck purchased 19 shares of common stock on July 7, 2025 at $19.9897 per share, for a total consideration of roughly $380. The transaction was executed under a Rule 10b5-1 trading plan that became effective on May 1, 2025. After the purchase, Shattuck’s direct holdings stand at 9,348 shares. No derivative securities transactions were reported in the filing.
The trade represents a routine, low-value insider purchase that is unlikely to have a material financial impact on Citizens & Northern’s share count or liquidity, but it can be interpreted as a modest signal of insider confidence.