Citizens & Northern Corp (CZNC) director reported a routine dividend reinvestment transaction. On 11/14/2025, the reporting person acquired 128 shares of common stock at $19.415 per share through reinvestment of a cash dividend under a dividend reinvestment plan, rather than through an open-market purchase.
After this transaction, the reporting person beneficially owned 10,809 common shares directly. Additional holdings reported include 2 shares held indirectly by a spouse and 375 shares held indirectly by a child.
Citizens & Northern Corp (CZNC) director reported small open-market-equivalent share acquisitions through a dividend reinvestment plan. On 11/14/2025, the reporting person acquired 168 shares of common stock at $19.53 per share and an additional 63 shares at $19.415 per share, both coded as acquisitions under transaction code J related to a dividend reinvestment plan.
Following these transactions, the director directly beneficially owns 17,581 shares of Citizens & Northern common stock. The filing notes that the transactions were effected under a dividend reinvestment plan, meaning cash dividends were automatically reinvested into additional shares rather than taken in cash.
Citizens & Northern Corp (CZNC) director reported a routine share acquisition. On 11/14/2025, the reporting person acquired 119 shares of common stock at a price of $19.415 per share through a dividend reinvestment plan. Following this transaction, the reporting person beneficially owned 9,660 shares, held directly.
Citizens & Northern Corp (CZNC) reported an insider share acquisition on a Form 4. A director acquired 72 shares of common stock on 11/14/2025 at $19.53 per share through the reinvestment of a cash dividend under a dividend reinvestment plan. Following this transaction, the director beneficially owns 13,263 CZNC shares directly and 6,548 shares indirectly through a corporation. This reflects routine ownership growth tied to automatic dividend reinvestment rather than a large discretionary purchase.
Citizens & Northern Corp (CZNC) director Leo F. Lambert reported acquiring additional common stock through a dividend reinvestment plan. On 11/14/2025, 191 shares of common stock were acquired at a price of $19.53 per share, as shown in the non-derivative securities table with transaction code "J" and an explanatory note that the shares were obtained via reinvestment of a cash dividend. Following this transaction, Lambert beneficially owns 44,388 shares of Citizens & Northern common stock in direct ownership.
Citizens & Northern Corp (CZNC) director reported a small automatic share acquisition linked to a dividend reinvestment plan. On 11/14/2025, 81 shares of common stock were acquired at a price of $19.53 per share through dividend reinvestment into the director's spouse's IRA, a form of indirect ownership. Following this transaction, the filing shows the spouse's IRA holding 5,730 shares and the director directly holding 9,161 shares of common stock. The transaction is coded as a routine reinvestment under an established plan, rather than an open‑market purchase or sale.
Citizens & Northern Corp (CZNC) reported an insider equity grant on a Form 4. A director received an award of 756 shares of common stock on 11/21/2025 as noted in the explanation of responses, which states this was an award of restricted stock. The transaction was coded as an acquisition at a price of $19.29 per share.
After this transaction, the reporting person beneficially owned 26,662 shares of common stock directly. They also reported indirect holdings of 70,360 shares by a corporation, 6,142 shares through a beneficiary IRA, and 5,587 shares as trustee, showing a mix of direct and indirect ownership in Citizens & Northern Corp.
Citizens & Northern Corp (CZNC) director reported an open‑market purchase of 212 shares of common stock at $19.1382 on November 7, 2025. The trade was executed under a Rule 10b5‑1 plan that became effective on May 1, 2025.
After this transaction, the reporting person beneficially owned 46,292 shares, held directly.
Citizens & Northern Corp (CZNC) reported an insider transaction. A director purchased 20 shares of common stock on 11/07/2025 at $19.1382 per share, as disclosed on Form 4.
Following this trade, the director beneficially owned 9,541 shares with direct ownership. The filing notes the purchase was made under a Rule 10b5-1 trading plan that became effective 5/1/25.
Citizens & Northern Corporation (CZNC) announced that President & CEO J. Bradley Scovill and CFO Mark A. Hughes are scheduled to present an overview of the company on November 11, 2025 at the Piper Sandler & Co. Financial Services Conference in Aventura, FL.
The company furnished an Investor Presentation as Exhibit 99.1, which is incorporated by reference. This disclosure is provided under Regulation FD and is being furnished, not filed.