[Form 4] Dime Community Bancshares, Inc. /NY/ Insider Trading Activity

Rhea-AI Filing Summary

Insider purchase by a company director: The Form 4 reports that Judith H. Germano, a director of Dime Community Bancshares, purchased 599 shares of the company's common stock on 10/01/2025 at a price of $29.83 per share. Following the transaction, she beneficially owns 7,432 shares directly. The filing was submitted on a Form 4 and signed by an attorney-in-fact.

Insights

Corporate Governance Expert

TL;DR: Director bought shares, a routine insider purchase signaling alignment with shareholders.

The reported purchase of 599 shares by Director Judith H. Germano increases her direct stake to 7,432 shares, purchased at $29.83 per share. This is a standard Form 4 disclosure of beneficial ownership change. The transaction appears to be a straightforward open-market acquisition with no derivatives or indirect holdings disclosed. For governance review, the key facts are the purchaser's role as a director and the direct ownership update; there is no indication of related-party transactions or unusual derivative activity in this filing.

Securities Analyst

TL;DR: Small-scale insider buy; likely immaterial to company valuation but indicates personal investment.

The acquisition of 599 shares at $29.83 each raises the director's direct holdings to 7,432 shares. The transaction is non-derivative and coded as an acquisition on Form 4. Given the relatively modest size of 599 shares, this trade is unlikely to have a material impact on the company’s capital structure or market valuation. It does, however, reflect a direct purchase by an insider, which some investors view as a modest positive signal about the director’s confidence.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Germano Judith H

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	599	$29.83	$18K

Holdings After Transaction: Common Stock — 7,432 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Germano Judith H

(Last) (First) (Middle)

898 VETERANS HIGHWAY

STE 560

(Street)

HAUPPAUGE NY 11788

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Dime Community Bancshares, Inc. /NY/ [ DCOM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	10/01/2025		A		599	A	$29.83	7,432	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	Megan Hickey, as attorney in fact	10/01/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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