[8-K] Dream Finders Homes, Inc. Reports Material Event

Rhea-AI Filing Summary

Dream Finders Homes (DFH) furnished an earnings update. On October 30, 2025, the company issued a press release with financial results for the three and nine months ended September 30, 2025. The release is provided as Exhibit 99.1 and is furnished under Item 2.02, not filed, and therefore not subject to Section 18 liabilities or incorporation by reference.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (date of earliest event reported): October 30, 2025

Dream Finders Homes, Inc.

(Exact name of registrant as specified in its charter)

Delaware

001-39916

85-2983036

(State or other jurisdiction of incorporation)

(Commission  File Number)

(I.R.S. Employer  Identification No.)

14701 Phillips Highway, Suite 300 Jacksonville, Florida						32256
(Address of principal executive offices)						(Zip Code)

Registrant’s telephone number, including area code: (904) 644-7670

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Class A Common Stock			DFH			New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On October 30, 2025, Dream Finders Homes, Inc. (the “Company”) issued a press release announcing its financial results for the three and nine months ended September 30, 2025. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and incorporated by reference into this Item 2.02.

The information furnished under this Item 2.02, including Exhibit 99.1, shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section and shall not be deemed to be incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Number						Description
99.1						Earnings Press Release dated October 30, 2025
104						Cover Page Interactive Data File (embedded within the inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: October 30, 2025			DREAM FINDERS HOMES, INC.
			By:			/s/ Robert E. Riva
						Robert E. Riva
						Vice President, General Counsel and Corporate Secretary

FAQ

What did DFH announce in this 8-K?

DFH furnished an Item 2.02 update with an earnings press release covering results for the three and nine months ended September 30, 2025.

Which period does DFH’s update cover?

The press release covers financial results for the three and nine months ended September 30, 2025.

Where can I find the detailed results for DFH?

Details are in Exhibit 99.1, the earnings press release dated October 30, 2025.

Is the information considered filed or furnished?

It is furnished under Item 2.02 and is not deemed filed.

Does the 8-K trigger Section 18 liability?

No. The information furnished under Item 2.02 is not subject to Section 18 liabilities.

What exhibits are included with DFH’s 8-K?

Exhibit 99.1 (Earnings Press Release dated October 30, 2025) and Exhibit 104 (Cover Page Interactive Data File).