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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
Date of Report (date of earliest event reported): October 9, 2026
Dream Finders Homes, Inc.
(Exact name of registrant as specified in its charter)
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| Texas | | 001-39916 | | 85-2983036 |
(State or other jurisdiction
of incorporation) | | (Commission
File Number) | | (I.R.S. Employer
Identification No.) |
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14701 Philips Highway, Suite 300 Jacksonville, Florida | | 32256 |
| (Address of principal executive offices) | | (Zip Code) |
Registrant’s telephone number, including area code: (904) 644-7670
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2):
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| ☐ | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
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| ☐ | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
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| ☐ | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
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| ☐ | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
Securities registered pursuant to Section 12(b) of the Act:
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| Title of each class | Trading Symbol(s) | Name of each exchange on which registered |
| Class A Common Stock | DFH | NYSE |
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 2.03 Creation of a direct financial obligation or an obligation under an off-balance sheet arrangement of registrant.
On October 9, 2026, Dream Finders Homes, Inc., a Texas corporation, as borrower pursuant to its existing revolving credit facility (as amended, the “Credit Agreement”), requested an increase in the aggregate commitments, pursuant to Section 2.15 of the Credit Agreement (the “Committed Accordion Exercise”). Pursuant to the Committed Accordion Exercise, the aggregate commitments under the Credit Agreement increased by $220 million to approximately $1.7 billion. The terms of the Credit Agreement remained otherwise unchanged.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
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| DREAM FINDERS HOMES, INC. |
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| Date: October 13, 2026 | By: | /s/ Robert E. Riva |
| | Robert E. Riva |
| | Vice President, General Counsel and Corporate Secretary |
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