Dream Finders Homes (NYSE: DFH) CFO shares withheld to cover taxes

Rhea-AI Filing Summary

Dream Finders Homes, Inc. Senior VP and CFO Lorena Anabel Ramsay reported a tax-related share disposition. On the vesting of equity, 2,305 shares of Class A common stock were withheld by the company at $14.04 per share to satisfy tax liability. After this withholding, she directly owns 230,179 shares of Class A common stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Ramsay Lorena Anabel

Role Senior VP and CFO

Type	Security	Shares	Price	Value
Tax Withholding	Class A common stock, par value $0.01 per share	2,305	$14.04	$32K

Holdings After Transaction: Class A common stock, par value $0.01 per share — 230,179 shares (Direct)

Footnotes (1)

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Key Figures

Shares withheld for taxes: 2,305 shares Per-share value of withheld stock: $14.04 per share Shares owned after transaction: 230,179 shares

3 metrics

Shares withheld for taxes 2,305 shares Withholding upon vesting to satisfy tax liability

Per-share value of withheld stock $14.04 per share Valuation used for the 2,305 withheld shares

Shares owned after transaction 230,179 shares Direct ownership by CFO after tax-withholding disposition

Key Terms

tax-withholding disposition, Payment of exercise price or tax liability by delivering securities, Withholding of shares upon vesting, Senior VP and CFO, +1 more

5 terms

tax-withholding disposition financial

"transaction_action: "tax-withholding disposition""

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

Payment of exercise price or tax liability by delivering securities financial

"transaction_code_description: "Payment of exercise price or tax liability by delivering securities""

Withholding of shares upon vesting financial

"footnote: "Withholding of shares upon vesting by the Company""

Senior VP and CFO financial

""officer_title": "Senior VP and CFO""

Form 4 regulatory

"INSIDER FILING DATA (Form 4):"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Ramsay Lorena Anabel

(Last) (First) (Middle)

14701 PHILIPS HIGHWAY

SUITE 300

(Street)

JACKSONVILLE FLORIDA 32256

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Dream Finders Homes, Inc. [ DFH ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Senior VP and CFO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A common stock, par value $0.01 per share	04/01/2026		F(1)		2,305	D	$14.04	230,179	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Withholding of shares upon vesting by the Company to satisfy tax liability.

	/s/ Robert E. Riva by Power of Attorney	04/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did DFH CFO Lorena Anabel Ramsay report?

Lorena Anabel Ramsay reported a tax-related share disposition. The company withheld 2,305 shares of Dream Finders Homes Class A common stock upon vesting to cover her tax liability, as disclosed in the Form 4 footnote and transaction code F.

How many Dream Finders Homes (DFH) shares were withheld for the CFO’s taxes?

The company withheld 2,305 shares of Class A common stock. These shares were retained by Dream Finders Homes upon vesting to satisfy CFO Lorena Anabel Ramsay’s tax liability, according to the Form 4 filing and its accompanying explanatory footnote.

At what price were the withheld DFH shares valued in the Form 4 filing?

The withheld shares were valued at $14.04 per share. This per‑share figure appears in the Form 4 transaction details for the 2,305 Class A common shares used to satisfy the CFO’s tax liability on vesting.

How many DFH shares does the CFO hold after the reported tax withholding?

After the tax withholding, the CFO directly holds 230,179 shares. The Form 4 lists this post‑transaction total for Lorena Anabel Ramsay’s direct ownership of Dream Finders Homes Class A common stock following the 2,305‑share withholding.

Was the DFH CFO’s Form 4 transaction an open-market sale of shares?

The transaction was reported as a tax-withholding disposition, not an open-market sale. Code F and the footnote state the 2,305 shares were withheld upon vesting by the company to satisfy the CFO’s tax liability.