Dream Finders grants director 12,158 restricted shares

Director Steven Fischer received a restricted stock award that increases his direct holdings in Dream Finders Homes, Inc.

Rhea-AI Filing Summary

Dream Finders Homes, Inc. (symbol: DFH) is the issuer of record for a Form 4 filing submitted to the SEC. Fischer Steven reported acquisition or exercise transactions in this Form 4 filing.

Dream Finders Homes, Inc. (DFH) reported that director Steven Fischer received a grant of 12,158 shares of Class A common stock on September 18, 2026 as an equity award, with no cash price per share. These shares are restricted stock subject to time vesting and continued service, scheduled to vest on March 6, 2027. Following this grant, Fischer directly holds 107,670 shares of Class A common stock. No Rule 10b5-1 trading plan is reported in connection with this award.

Insider Trade Summary

Grant/Award: 12,158 shares

Grant/Award 1 txn

Insider Fischer Steven

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Class A common stock, par value $0.01 per share F1	12,158	$0.00	$0.00

Holdings After Transaction: Class A common stock, par value $0.01 per share — 107,670 shares (Direct)

Footnotes (1)

1. F1. These shares of restricted stock, subject to time vesting and subject to continued service with Dream Finders Homes, Inc., will vest on March 6, 2027.

Key Figures

Restricted stock granted: 12,158 shares Per-share award price: $0.00 per share Shares held after award: 107,670 shares +2 more

5 metrics

Restricted stock granted 12,158 shares Class A common stock granted to director Steven Fischer on September 18, 2026

Per-share award price $0.00 per share Equity compensation award, not a cash purchase

Shares held after award 107,670 shares Director Steven Fischer’s direct Class A common stock holdings after the grant

Vesting date March 6, 2027 Vesting date for the 12,158 restricted shares subject to time vesting and continued service

Transaction date September 18, 2026 Date the restricted stock grant to Steven Fischer was made

Key Terms

restricted stock, time vesting, continued service

3 terms

restricted stock financial

"These shares of restricted stock, subject to time vesting and subject to continued service"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

time vesting financial

"shares of restricted stock, subject to time vesting and subject to continued service"

continued service financial

"restricted stock, subject to time vesting and subject to continued service with Dream Finders Homes, Inc."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Dream Finders Homes, Inc. (DFH) report for Steven Fischer?

Dream Finders Homes, Inc. reported that director Steven Fischer received a grant of 12,158 shares of Class A common stock as restricted stock on September 18, 2026, increasing his direct holdings to 107,670 shares.

Was the DFH insider award to Steven Fischer a purchase for cash?

No. The award to Steven Fischer was a grant of restricted stock with a stated per-share price of $0.00, indicating it was an equity compensation award rather than a market purchase.

When do Steven Fischer’s new restricted DFH shares vest?

The filing states that the 12,158 restricted shares granted to Steven Fischer are subject to time vesting and continued service and will vest on March 6, 2027.

How many DFH shares does Steven Fischer own after this restricted stock grant?

After the September 18, 2026 restricted stock grant, Steven Fischer directly holds 107,670 shares of Dream Finders Homes, Inc. Class A common stock.

Was the DFH insider transaction for Steven Fischer under a Rule 10b5-1 trading plan?

No. The filing indicates that no Rule 10b5-1 trading plan is reported in connection with Steven Fischer’s restricted stock award.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/22/2026 - 04:47 PM Accepted by SEC EDGAR 09/22/2026 - 04:46 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Fischer Steven

(Last) (First) (Middle)

14701 PHILIPS HIGHWAY

SUITE 300

(Street)

JACKSONVILLE FLORIDA 32256

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Dream Finders Homes, Inc. [ DFH ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/18/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A common stock, par value $0.01 per share	09/18/2026		A		12,158(1)	A	$0	107,670	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares of restricted stock, subject to time vesting and subject to continued service with Dream Finders Homes, Inc., will vest on March 6, 2027.

	/s/ Robert E. Riva, Jr. by Power of Attorney	09/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)