Welcome to our dedicated page for Dream Finders Homes SEC filings (Ticker: DFH), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Dream Finders Homes filings document the company's homebuilding operations, financial services activities, governance, and capital structure as a public builder of single-family homes. Its 8-K reports include operating and financial results, Regulation FD shareholder communications, material agreements, share repurchase activity, and other corporate events tied to DFH's homebuilding and title, mortgage, and underwriting services.
DFH's proxy materials disclose board matters, shareholder voting items, executive compensation, equity awards, and related governance information. Capital-structure filings include disclosure on Class A common stock repurchases and senior unsecured notes, including indenture terms, guarantees, interest provisions, maturity, and redemption mechanics.
Dream Finders Homes, Inc. reported weaker results for the three months ended March 31, 2026. Total revenues fell to $887.8 million from $989.9 million a year earlier, as homebuilding revenues declined 14% amid heavier use of sales incentives and higher land and financing costs.
Net income attributable to the company dropped to $13.3 million from $54.9 million, with diluted EPS down to $0.11 from $0.54. Homebuilding gross margin compressed to 14.5% from 19.2%, while adjusted homebuilding gross margin slipped to 24.3% from 27.8%. Backlog decreased to 2,377 homes valued at $1.1 billion from 2,802 homes valued at $1.4 billion.
The Financial Services segment grew strongly, with revenues rising to $51.2 million from $19.8 million, helped by the Alliant Title acquisition and improved mortgage execution, though title integration weighed on profits. Total assets increased to $4.0 billion, cash and cash equivalents rose to $435.4 million, and total debt climbed to $1.89 billion, pushing net homebuilding debt to net capitalization to 44.7%.
Dream Finders Homes, Inc. reported weaker profitability for the first quarter of 2026 while delivering record sales activity. Total revenues were $887.8 million, down from $989.9 million a year earlier, as homebuilding revenues fell to $836.7 million. Net income attributable to Dream Finders dropped to $13.3 million, or $0.11 per basic share, from $54.9 million, or $0.55 per basic share, driven by lower average selling prices, higher incentives and cost pressures that reduced homebuilding gross margin to 14.5% from 19.2%. At the same time, net sales rose 19% to a record 2,408 homes and the cancellation rate improved to 7.5% from 11.7%, supporting a higher backlog of 2,377 homes valued at about $1.1 billion. Financial services revenues surged to $51.2 million, helped by the Alliant Title acquisition, with pre-tax income from that segment increasing to $9 million. The company ended March 31, 2026 with $435.4 million in cash and total liquidity of $661 million and reaffirmed full-year 2026 guidance of approximately 9,250 home closings.
Dream Finders Homes, Inc. is asking stockholders to approve five key items at its 2026 annual meeting, including director elections, auditor ratification, a say-on-pay vote, reincorporation to Texas, and potential conversion of Series A Preferred Stock into Class A common shares under NYSE rules.
The proxy also highlights 2025 results: total revenue of $4.1 billion, 8,608 home closings, pretax income of $284 million, net income attributable to the company of $217 million, and basic EPS of $2.19. Acquisitions of Liberty Communities, Alliant Title and Green River Builders contributed $250 million, $86 million and $22 million of revenue, respectively.
The board unanimously backs reincorporation from Delaware to Texas by conversion, citing Texas’ business-focused legal framework and expected franchise tax savings. As of April 10, 2026, 34,042,625 Class A shares (one vote each) and 57,726,153 Class B shares (three votes each) are entitled to vote, and the board recommends voting FOR all proposals.
Dream Finders Homes, Inc. Senior VP and CFO Lorena Anabel Ramsay reported a tax-related share disposition. On the vesting of equity, 2,305 shares of Class A common stock were withheld by the company at $14.04 per share to satisfy tax liability. After this withholding, she directly owns 230,179 shares of Class A common stock.
Dream Finders Homes, Inc. is soliciting proxies for its 2026 Annual Meeting on June 8, 2026 to elect directors, ratify PwC as auditor, hold a non-binding advisory vote on 2025 executive compensation, approve a reincorporation to Texas by conversion and approve potential conversion mechanics for its Series A Preferred Stock.
The company reported $4.1 billion in total 2025 revenues, closings of 8,608 homes, 2025 pretax income of $284 million, net income attributable to Dream Finders of $217 million and basic EPS of $2.19. The proxy discloses shares outstanding as of the record date: 34,083,246 Class A and 57,726,153 Class B.
The Vanguard Group filed Amendment No. 6 to a Schedule 13G/A reporting beneficial ownership of 0 shares of Dream Finders Homes Inc Common Stock, representing 0% of the class.
The filing explains an internal realignment completed on January 12, 2026 that caused certain Vanguard subsidiaries or business divisions to report holdings separately; the reporting person certifies no beneficial ownership in this class on behalf of The Vanguard Group as of the amendment.
Dream Finders Homes, Inc. insider reporting centers on a prepaid variable forward sale contract entered into by POZ BR, LLC, an entity solely owned by President and CEO Patrick O. Zalupski. The LLC pledged 1,000,000 shares of Class B common stock as collateral and retains dividend and voting rights during the pledge.
The contract is split into 10 components with settlement dates tied to valuation dates between December 3, 2029 and December 14, 2029. On each settlement date, the LLC must deliver up to 100% of the pledged shares for that component, or an equivalent amount of cash, depending on the stock’s closing price. If the price is at or below $12.02 (the floor), all pledged shares for that component are delivered. Between $12.02 and $26.29 (the cap), the share delivery is reduced by a floor-price-based fraction, and above $26.29, delivery is further reduced based on a formula using the floor and cap. In return, the LLC receives an upfront cash payment of $9.7 million. Mr. Zalupski has assigned his rights in the pledged shares and related Class A common stock issuable on conversion to POZ BR, LLC.
DFH filed a Form 144 reporting the proposed sale of 1,000,000 shares of Class B Common Stock through Goldman Sachs & Co. LLC. The shares were acquired 01/21/2021 and subsequently contributed to POZ BR, LLC. The filing lists 03/16/2026 and notes the security trades on NYSE.
Dream Finders Homes, Inc. President and CEO Patrick O. Zalupski reported several equity changes in company stock. On March 6, 2026, he acquired 287,119 shares of Class A common stock as a grant at $0.00 per share. According to a footnote, this restricted stock is scheduled to vest in three equal annual installments beginning March 6, 2027.
To satisfy tax obligations upon vesting, he disposed of 26,000 shares on March 5, 2026 at $17.25, 17,424 shares on March 6, 2026 at $16.40, and 48,348 shares on March 8, 2026 at $15.71 through tax-withholding transactions. Footnotes also describe previously entered prepaid variable forward sale contracts secured by 3,000,000 pledged Class B shares, under which he retains dividend and voting rights during the pledge term.
Dream Finders Homes, Inc. Senior VP and CFO Lorena Anabel Ramsay reported a mix of restricted stock awards and tax-related share withholdings in Class A common stock. On March 6, 2026, she received two grants of 41,387 and 25,867 shares at $0.00 per share as equity awards.
According to the footnotes, one restricted stock grant will vest in three equal annual installments beginning on March 6, 2027, and the other will vest in five equal annual installments beginning on the same date. Separate transactions on March 5, 6, and 8, 2026, covering 3,044, 3,717, and 8,380 shares at prices between $15.71 and $17.25 per share, were coded as “F” and described as tax-withholding dispositions, where shares were withheld to satisfy tax liabilities rather than sold in open-market trades.
After these transactions, Ramsay directly held 232,484 shares of Dream Finders Homes Class A common stock.