Welcome to our dedicated page for Dream Finders Homes SEC filings (Ticker: DFH), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Dream Finders Homes, Inc. (NYSE: DFH) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. As a publicly traded homebuilder headquartered in Jacksonville, Florida, Dream Finders Homes uses these filings to report material events, financing arrangements and operating results that are important for understanding its homebuilding and financial services activities.
Investors can review Form 8-K current reports in which Dream Finders Homes discloses items such as quarterly and year-to-date financial results, amendments to its senior unsecured revolving credit facility, and details of its 6.875% senior unsecured notes due 2030. These filings describe key terms of the notes, including maturity, interest payments, redemption provisions, covenants and events of default, as well as the use of proceeds and related purchase agreements. Other 8-K filings document share repurchase authorizations for Class A common stock and increases to the program’s limits and duration.
In addition to current reports, users can access the company’s periodic filings, including annual reports on Form 10-K and quarterly reports on Form 10-Q, which present audited and interim financial statements, segment information for the Southeast, Mid-Atlantic and Midwest homebuilding operations, and disclosures about the Financial Services segment that provides mortgage financing and title-related services. These documents also discuss risk factors, liquidity, capital resources and the asset-light or land-light model that the company emphasizes in its communications.
Stock Titan enhances these filings with AI-powered summaries that highlight the main points of lengthy documents, helping readers understand complex sections such as debt covenants, credit facility amendments and capital allocation decisions. Users can also monitor filings related to equity structure and, where available, insider transactions reported on Form 4. With real-time updates from EDGAR and concise AI explanations, this page offers an efficient way to analyze DFH’s regulatory history and ongoing disclosure record.
Dream Finders Homes, Inc. describes a fast-growing, asset-light homebuilder focused on entry-level and first-time move-up buyers across the Southeast, Mid-Atlantic and Midwest. The company controls 63,121 lots under option contracts as of December 31, 2025, up 15% year over year, and operates 313 active communities, a 29% increase.
DFH leverages finished-lot and land-bank options, plus its DF Capital land-bank partner, to limit land on its balance sheet while keeping a large future lot pipeline. It has expanded through multiple acquisitions and now offers integrated mortgage, title and homeowners insurance services via Jet HomeLoans, DF Title and newly acquired Alliant Title.
The filing highlights improved construction cycle times, a growing built-for-rent channel and heavy use of digital marketing and sports partnerships. Key risks include housing cyclicality, higher interest rates and inflation, tight labor and materials markets, geographic concentration in Florida and Texas, regulatory and environmental constraints and potential write-downs if land values fall.
Dream Finders Homes reported mixed fourth quarter and full year 2025 results, with record operational volume but weaker profitability. Full year homebuilding revenues were $4.1 billion versus $4.4 billion in 2024, while home closings ticked up to a record 8,608 homes and net sales rose 15% to 7,747.
Despite this growth, pre-tax income fell to $284 million from $438 million and net income attributable to DFH declined to $217 million, or $2.19 per basic share, from $335 million, or $3.44 per share, as margins compressed and SG&A grew. Homebuilding gross margin slipped to 17.4% from 18.3%, and net homebuilding debt to net capitalization increased to 41.8% from 33.7%. Management highlighted aggressive incentives, over $100 million in mortgage buy-downs, a larger lot pipeline, a strategic partnership involving the Sawgrass Marriott resort, and guided to approximately 9,250 home closings in 2026.
Kayne Anderson Rudnick Investment Management, LLC and affiliated Virtus entities report significant beneficial ownership of Dream Finders Homes Inc. Class A common shares on an amended Schedule 13G.
Kayne Anderson Rudnick reports beneficial ownership of 4,427,249 shares, or 12.6% of the class. Virtus Investment Advisers reports 2,307,754 shares, or 6.6%, and Virtus Equity Trust on behalf of the Virtus KAR Small-Cap Growth Fund reports 2,203,104 shares, or 6.3%. The filers detail sole and shared voting and dispositive power over these holdings and certify the shares were acquired and are held in the ordinary course of business, not for the purpose of changing or influencing control of Dream Finders Homes.
Dream Finders Homes investor updates large ownership stake. Lovett William Radford reports beneficial ownership of 3,884,974 shares of Class A Common Stock of Finders Homes, Inc., representing 11.1% of the class, based on 35,028,565 shares outstanding as of October 23, 2025.
The total includes 3,862,625 shares held by the W. Radford Lovett II GST Exempt Trust dated December 28, 2004, where Radford serves as sole trustee and disclaims beneficial ownership except for any pecuniary interest. He reports sole voting and dispositive power over all 3,884,974 shares and no shared power.
Dream Finders Homes, Inc. insider activity centers on a trust associated with major shareholder W. Radford Lovett II. The W. Radford Lovett II GST Exempt Trust, for which Lovett is sole trustee, sold 41,525 shares of Class A common stock on January 21, 2026 at a weighted average price of $19.44, with individual sale prices ranging from $19.09 to $20.01. On January 22, 2026, the trust sold an additional 30,217 shares at a weighted average price of $19.60, with prices between $19.26 and $20.22. After these transactions, the trust indirectly held 3,790,883 shares of Class A common stock, while Lovett also directly held 22,349 shares.
Dream Finders Homes (DFH) shareholder plans to sell Class A common stock under Rule 144. A trust named W Radford Lovett II GST Exempt Trust has filed notice to sell 71,742 Class A shares through broker Charles Schwab & Co. on the NYSE, with an aggregate market value of $1,411,315.00. The filing shows 35,028,565 Class A shares outstanding, providing context for the planned sale size.
The shares to be sold were acquired on 12/30/2014 in a private, pre‑IPO cash purchase from the issuer. The approximate sale date listed is 01/20/2026. Over the past three months, the same trust has already sold 8,258, 25,000 and 25,000 Class A shares in separate transactions, with gross proceeds of $191,314.00, $588,845.00 and $581,135.00, respectively.
Dream Finders Homes, Inc. reported that on December 29, 2025, it released its 2024 Annual Shareholder Letter. The letter was authored by the company’s President, CEO and Chairman, Patrick Zalupski, and is available on the investor relations section of the company’s website at investors.dreamfindershomes.com. The company also notes that this communication is furnished under a Regulation FD disclosure and is not deemed filed for liability purposes under the Securities Exchange Act or automatically incorporated into other securities law filings.
Dream Finders Homes, Inc. (DFH) reported that one of its directors acquired additional Class A common stock through an equity award. On 11/19/2025, the director received 218 shares of Class A common stock at a stated price of $0, indicating this was a restricted stock grant rather than an open-market purchase. Following this transaction, the director beneficially owned 18,037 shares directly.
The filing notes that this restricted stock will vest 100% on March 5, 2026, meaning the director’s full ownership of these 218 shares becomes non-forfeitable on that date, assuming applicable conditions are met. No derivative securities transactions were reported in this filing.
Kayne Anderson Rudnick Investment Management, LLC filed an amended Schedule 13G reporting beneficial ownership of 5,310,374 Dream Finders Homes Class A shares, representing 15.1% of the class. The firm reports sole voting power over 1,960,078 shares, shared voting power over 3,209,755, sole dispositive power over 2,100,619, and shared dispositive power over 3,209,755.
Virtus Investment Advisers, LLC reports beneficial ownership of 3,208,175 shares (9.1%) with shared voting and dispositive power over the same amount. Virtus Equity Trust (Virtus KAR Small-Cap Growth Fund) reports 3,102,325 shares (8.8%) with shared voting and dispositive power. The filers certify the holdings were acquired and are held in the ordinary course and not to influence control.
Dream Finders Homes (DFH) expanded its share repurchase program, authorizing up to an additional $50.0 million of Class A common stock, bringing total authorization to $100.0 million through June 30, 2027, increased from $50.0 million through June 30, 2026.
Through November 11, 2025, the company has repurchased 1,696,063 shares for $41.2 million. Repurchases may occur via open market purchases, privately negotiated transactions, or other methods in compliance with Rule 10b-18 under the Exchange Act.