Welcome to our dedicated page for Dream Finders Homes SEC filings (Ticker: DFH), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Dream Finders Homes, Inc. (NYSE: DFH) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. As a publicly traded homebuilder headquartered in Jacksonville, Florida, Dream Finders Homes uses these filings to report material events, financing arrangements and operating results that are important for understanding its homebuilding and financial services activities.
Investors can review Form 8-K current reports in which Dream Finders Homes discloses items such as quarterly and year-to-date financial results, amendments to its senior unsecured revolving credit facility, and details of its 6.875% senior unsecured notes due 2030. These filings describe key terms of the notes, including maturity, interest payments, redemption provisions, covenants and events of default, as well as the use of proceeds and related purchase agreements. Other 8-K filings document share repurchase authorizations for Class A common stock and increases to the program’s limits and duration.
In addition to current reports, users can access the company’s periodic filings, including annual reports on Form 10-K and quarterly reports on Form 10-Q, which present audited and interim financial statements, segment information for the Southeast, Mid-Atlantic and Midwest homebuilding operations, and disclosures about the Financial Services segment that provides mortgage financing and title-related services. These documents also discuss risk factors, liquidity, capital resources and the asset-light or land-light model that the company emphasizes in its communications.
Stock Titan enhances these filings with AI-powered summaries that highlight the main points of lengthy documents, helping readers understand complex sections such as debt covenants, credit facility amendments and capital allocation decisions. Users can also monitor filings related to equity structure and, where available, insider transactions reported on Form 4. With real-time updates from EDGAR and concise AI explanations, this page offers an efficient way to analyze DFH’s regulatory history and ongoing disclosure record.
Dream Finders Homes, Inc. entered into an Indenture governing $300 million aggregate principal amount of 6.875% senior unsecured notes due September 15, 2030. Interest on these 2030 Notes is payable in cash twice a year, on March 15 and September 15, starting March 15, 2026, and the notes are fully and unconditionally guaranteed on a senior unsecured, joint and several basis by certain subsidiaries.
The company may redeem portions of the notes before September 15, 2027 at a premium, including up to 40% at 106.875% using specified equity offering proceeds, and later redemptions step down from 103.438% to par through 2029. If a defined Change of Control occurs, holders can require the company to repurchase their notes at 101% of principal plus accrued interest.
The Indenture includes covenants that limit additional debt, certain dividends and share repurchases, asset sales, investments, liens, affiliate transactions and certain mergers, with many restrictions falling away if the notes are rated investment grade by both Moody’s and S&P. It also specifies detailed Events of Default tied to missed payments, covenant breaches, cross-defaults above $30 million, large unpaid judgments and certain bankruptcy events.
Dream Finders Homes (DFH) notice reports a proposed sale of 100,000 Common Class A shares through Charles Schwab & Co., Inc. on 09/04/2025 with an aggregate market value of $2,901,000 and total shares outstanding listed as 35,155,531. The shares were acquired on 12/30/2014 in a private pre-IPO purchase from Dream Finders Holdings LLC, and the original payment was cash. The filing also discloses multiple sales by a related trustee in July 2025 totaling 303,076 Common Class A shares for gross proceeds reported across several trades. The filer certifies no undisclosed material adverse information and acknowledges legal penalties for misstatement.
Dream Finders Homes, Inc. disclosed a material financing event: the company arranged an offering of debt securities due 2030 (the "2030 Notes") that will be sold in a transaction exempt from registration under the Securities Act. The Initial Purchasers intend to resell the 2030 Notes to qualified institutional buyers under Rule 144A and to non-U.S. persons under Regulation S. The filing states the 2030 Notes are not registered under U.S. or state securities laws and cannot be offered or sold in the United States absent registration or an applicable exemption. The Purchase Agreement is filed as Exhibit 10.1 and a pricing press release is filed as Exhibit 99.1.
Dream Finders Homes, Inc. disclosed that it intends to offer, subject to market and other conditions, up to $300 million aggregate principal amount of unsecured senior notes due 2030 in a private placement. The notes, referred to as the 2030 Notes, are expected to be offered to eligible investors under Rule 144A and Regulation S under the Securities Act of 1933.
The company emphasized that the 2030 Notes have not been, and will not be, registered under the Securities Act or state securities laws, meaning they can only be offered or sold under an applicable exemption from registration. The announcement was made through a press release, which is included as an exhibit.
Patrick O. Zalupski, President, CEO and 10% owner of Dream Finders Homes, Inc. (DFH) reported sales of Class A common stock on 08/26/2025 (5,686 shares at a weighted average price of $28.74; prices ranged $28.48–$29.11) and on 08/27/2025 (5,259 shares at a weighted average price of $28.09; prices ranged $27.88–$28.71). After those sales, he directly owned 1,946,898 shares of Class A common stock (including 6,141 shares in a 401(k)). He holds 56,320,586 shares of Class B common stock directly and additional indirect holdings of 809,409 and 596,158 shares through a trust and POZ Holdings, Inc., respectively. Mr. Zalupski disclosed prepaid variable forward sale contracts entered into in 2024 and 2025 that pledge an aggregate of 3,000,000 Class B shares to secure obligations, while he retains dividend and voting rights. The contracts define settlement windows between 2027 and 2029 with specified floor and cap prices that determine the number of shares or cash delivery.
Dream Finders Homes, Inc. entered into a Seventh Amendment to its senior unsecured revolving credit facility, increasing aggregate lender commitments to $1.475 billion, subject to a borrowing base. The amendment extends the maturity date to August 21, 2028 for lenders representing $1.240 billion of those commitments. It also raises the minimum tangible net worth covenant’s base component from $739 million to $981 million, tightening the company’s required equity cushion under the facility.
Dream Finders Homes (DFH) director and CEO Patrick O. Zalupski reported multiple open-market sales of Class A common stock on August 12–13, 2025, totaling 20,832 shares at weighted average prices between $25.05 and $28.96, leaving him with 1,957,843 Class A shares. The filing shows Mr. Zalupski directly holds 56,320,586 Class B shares and indirectly holds 809,409 and 596,158 Class B shares through a trust for his children and POZ Holdings, Inc., respectively.
The filing also discloses prepaid variable forward sale contracts previously entered that pledge an aggregate of 3,000,000 Class B shares as security; the contracts preserve his dividend and voting rights and specify settlement mechanics tied to future volume-weighted average prices with defined floor and cap prices.
Patrick O. Zalupski filed Amendment No. 4 to a Schedule 13G reporting beneficial ownership of 59,746,508 shares of Dream Finders Homes, Inc. Class A common stock, representing 64.3% of the Class A stock on a fully converted basis. The filing states this amount assumes conversion of 57,726,153 Class B shares into Class A and includes restricted Class A shares subject to continued service, 56,320,586 Class B shares held directly and 1,405,567 Class B shares owned indirectly through trusts. Mr. Zalupski entered into prepaid variable forward sale contracts that pledge an aggregate of 3,000,000 Class B shares as security and resulted in aggregate upfront cash receipts of approximately $46.4 million. The contracts preserve his dividend and voting rights during the pledge and set tiered settlement formulas tied to volume-weighted average prices on specified valuation dates.
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