Welcome to our dedicated page for Dream Finders Homes SEC filings (Ticker: DFH), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Dream Finders Homes filings document the company's homebuilding operations, financial services activities, governance, and capital structure as a public builder of single-family homes. Its 8-K reports include operating and financial results, Regulation FD shareholder communications, material agreements, share repurchase activity, and other corporate events tied to DFH's homebuilding and title, mortgage, and underwriting services.
DFH's proxy materials disclose board matters, shareholder voting items, executive compensation, equity awards, and related governance information. Capital-structure filings include disclosure on Class A common stock repurchases and senior unsecured notes, including indenture terms, guarantees, interest provisions, maturity, and redemption mechanics.
Dream Finders Homes (DFH): A reporting person classified as a 10% owner disclosed open‑market sales totaling 75,000 shares of Class A common stock across two days. On 10/13/2025, the person sold 25,000 shares at a weighted average price of $23.02 (range $22.78–$23.29). On 10/14/2025, the person sold 36,119 shares at a weighted average of $23.85 (range $23.06–$24.06) and 13,881 shares at a weighted average of $24.12 (range $24.07–$24.23).
Following these transactions, the filing lists 3,965,883 shares beneficially owned following reported transaction(s), held indirectly. The shares are owned by the W. Radford Lovett II GST Exempt Trust u/a dated 12/28/2004, for which the reporting person is the sole trustee.
Dream Finders Homes (DFH): Schedule 13G/A (Amendment No. 4) filed by Lovett William Radford II reports beneficial ownership of 11.6% of the Class A Common Stock, totaling 4,063,232 shares. The filing lists sole voting and sole dispositive power over 4,063,232 shares, with no shared power.
The reported amount includes 4,040,883 shares held by the W. Radford Lovett II GST Exempt Trust u/a dated 12/28/2004; Mr. Lovett is the sole trustee and disclaims beneficial ownership of those shares except to the extent of any pecuniary interest. The 11.6% figure is based on 35,155,531 shares of Class A Common Stock outstanding as of July 25, 2025. The date of the event requiring the filing is September 30, 2025.
Dream Finders Homes, Inc. (DFH) reported a Rule 144 notice for a proposed sale of 250,000 Common Class A shares with an aggregate market value of $5,790,000.00, and lists 35,155,531 shares outstanding. The filer acquired the shares pre-IPO on 12/30/2014 and paid in cash. The notice names Charles Schwab & Co., Inc. as the broker and gives an approximate sale date of 10/10/2025 on the NYSE.
The filing also discloses multiple recent sales by a related trust across 07/16/2025–09/05/2025, showing tranche sizes and gross proceeds, indicating prior partial liquidations of holdings. The signer affirms no undisclosed material adverse information and warns about criminal penalties for misstatements.
Dream Finders Homes (DFH) insider activity: President and CEO, a director and 10% owner, reported two open‑market sales of Class A common stock. He sold 7,443 shares on 10/01/2025 at a weighted average price of $26.04 and 6,794 shares on 10/02/2025 at a weighted average price of $25.93. Following these transactions, he beneficially owned 1,891,672 Class A shares directly.
He also reports large holdings of Class B common stock, which is convertible into Class A on a 1:1 basis with no expiration date: 56,320,586 shares held directly, 809,409 shares held by a trust for his children, and 596,158 shares held by POZ Holdings, Inc., which he controls.
Separately, prepaid variable forward sale contracts covering an aggregate 3,000,000 Class B shares were previously entered, with settlement valuation periods in 2027–2029 and disclosed floor prices of $22.12, $24.01, $17.27 and cap prices of $55.30, $66.02, $37.78, respectively.
Patrick O. Zalupski, President, CEO and director of Dream Finders Homes, Inc. (DFH) reported planned stock sales and existing derivative obligations. On 09/15/2025 and 09/16/2025 he sold a total of 21,863 shares of Class A common stock at weighted average prices of approximately $28.54 and $28.27, leaving him with 1,905,909 Class A shares directly held. The filing shows direct ownership of 56,320,586 Class B shares and indirect holdings through POZ Holdings and a trust, and reports that an aggregate of 3,000,000 Class A shares are pledged under prepaid variable forward sale contracts entered in 2024 and 2025. Those contracts permit delivery of shares or cash at settlement depending on future volume-weighted average prices relative to specified floor and cap prices.
Patrick O. Zalupski, President, CEO and director of Dream Finders Homes, Inc. (DFH) reported planned stock sales and existing derivative obligations. On 09/15/2025 and 09/16/2025 he sold a total of 21,863 shares of Class A common stock at weighted average prices of approximately $28.54 and $28.27, leaving him with 1,905,909 Class A shares directly held. The filing shows direct ownership of 56,320,586 Class B shares and indirect holdings through POZ Holdings and a trust, and reports that an aggregate of 3,000,000 Class A shares are pledged under prepaid variable forward sale contracts entered in 2024 and 2025. Those contracts permit delivery of shares or cash at settlement depending on future volume-weighted average prices relative to specified floor and cap prices.
Dream Finders Homes insider sale summary: William Radford Lovett II, a director and sole trustee of a family trust, reported multiple sales of Class A common stock on 09/04/2025 and 09/05/2025. The filing shows aggregate disposals of 122,349 shares across four transactions at weighted average prices in specified ranges, with reported per-share weighted-average prices of $28.97, $29.99 and $30.78 for dated sales. After these transactions the reporting person beneficially owns 4,040,883 shares indirectly through the W. Radford Lovett II GST Exempt Trust.
The filing includes price ranges for the sold shares and notes the trustee relationship; no options or derivative transactions are reported.
Dream Finders Homes, Inc. (DFH) insider Patrick O. Zalupski reported multiple dispositions of Class A common stock on September 3-4, 2025, and a pledged position tied to prepaid variable forward contracts covering 3,000,000 Class A shares. The Form 4 lists weighted-average sale prices between approximately $27.14 and $29.21 for the cash sales, and reports remaining beneficial ownership in Class A shares of 1,927,772 shares (direct) and substantial Class B holdings including 56,320,586 shares (direct) plus additional indirect holdings via trust and POZ Holdings, Inc. The prepaid variable forward contracts (entered Aug 14, 2024; Dec 5, 2024; Jun 5, 2025) allow settlement in shares or cash on specified future valuation dates and preserve Mr. Zalupski’s voting and dividend rights while the Pledged Shares remain pledged.
Dream Finders Homes, Inc. entered into an Indenture governing $300 million aggregate principal amount of 6.875% senior unsecured notes due September 15, 2030. Interest on these 2030 Notes is payable in cash twice a year, on March 15 and September 15, starting March 15, 2026, and the notes are fully and unconditionally guaranteed on a senior unsecured, joint and several basis by certain subsidiaries.
The company may redeem portions of the notes before September 15, 2027 at a premium, including up to 40% at 106.875% using specified equity offering proceeds, and later redemptions step down from 103.438% to par through 2029. If a defined Change of Control occurs, holders can require the company to repurchase their notes at 101% of principal plus accrued interest.
The Indenture includes covenants that limit additional debt, certain dividends and share repurchases, asset sales, investments, liens, affiliate transactions and certain mergers, with many restrictions falling away if the notes are rated investment grade by both Moody’s and S&P. It also specifies detailed Events of Default tied to missed payments, covenant breaches, cross-defaults above $30 million, large unpaid judgments and certain bankruptcy events.
Dream Finders Homes (DFH) notice reports a proposed sale of 100,000 Common Class A shares through Charles Schwab & Co., Inc. on 09/04/2025 with an aggregate market value of $2,901,000 and total shares outstanding listed as 35,155,531. The shares were acquired on 12/30/2014 in a private pre-IPO purchase from Dream Finders Holdings LLC, and the original payment was cash. The filing also discloses multiple sales by a related trustee in July 2025 totaling 303,076 Common Class A shares for gross proceeds reported across several trades. The filer certifies no undisclosed material adverse information and acknowledges legal penalties for misstatement.
Dream Finders Homes, Inc. disclosed a material financing event: the company arranged an offering of debt securities due 2030 (the "2030 Notes") that will be sold in a transaction exempt from registration under the Securities Act. The Initial Purchasers intend to resell the 2030 Notes to qualified institutional buyers under Rule 144A and to non-U.S. persons under Regulation S. The filing states the 2030 Notes are not registered under U.S. or state securities laws and cannot be offered or sold in the United States absent registration or an applicable exemption. The Purchase Agreement is filed as Exhibit 10.1 and a pricing press release is filed as Exhibit 99.1.
Dream Finders Homes, Inc. disclosed a material financing event: the company arranged an offering of debt securities due 2030 (the "2030 Notes") that will be sold in a transaction exempt from registration under the Securities Act. The Initial Purchasers intend to resell the 2030 Notes to qualified institutional buyers under Rule 144A and to non-U.S. persons under Regulation S. The filing states the 2030 Notes are not registered under U.S. or state securities laws and cannot be offered or sold in the United States absent registration or an applicable exemption. The Purchase Agreement is filed as Exhibit 10.1 and a pricing press release is filed as Exhibit 99.1.