Welcome to our dedicated page for Eastern Bankshares SEC filings (Ticker: EBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Eastern Bankshares, Inc. (NASDAQ: EBC) SEC filings page on Stock Titan brings together the company’s regulatory disclosures from the U.S. Securities and Exchange Commission, with AI-powered tools to help interpret them. Eastern Bankshares, Inc., a Massachusetts corporation and the holding company for Eastern Bank, files current reports, earnings announcements and merger-related documents that explain its financial condition, capital actions and corporate transactions.
Among the key filings available are Form 8-K reports covering quarterly financial results, including net income, net interest income, noninterest income and expense, asset quality metrics and capital ratios. These filings often describe both GAAP and non-GAAP financial measures, such as operating net income, operating efficiency ratio and tangible book value per share, along with management’s rationale for using them. Users can also review 8-K items that disclose regular cash dividends, share repurchase program authorizations and the outcomes of shareholder votes at annual meetings.
A significant portion of Eastern’s recent filing activity relates to its acquisition of HarborOne Bancorp, Inc. Multiple Forms 8-K and 8-K/A detail the Agreement and Plan of Merger, the effective time of the holdco and bank mergers, the treatment of HarborOne common stock, restricted shares and stock options, and the allocation and proration of stock and cash consideration. These documents also describe the issuance of Eastern common stock in the merger and the funding of the cash portion of the merger consideration.
Stock Titan’s platform enhances these filings with AI-generated summaries that highlight the most important points from lengthy documents, helping users quickly understand items such as merger terms, dividend declarations, share repurchase authorizations and board appointments. Real-time updates from EDGAR ensure that new Eastern Bankshares, Inc. filings, including Forms 10-K, 10-Q and 4 when available, are added promptly, while structured views make it easier to locate specific information on topics like insider roles, governance changes and material events.
Eastern Bankshares insider purchase reported. On 08/25/2025 Executive Chair and Director Robert Francis Rivers acquired 44,642 shares of Eastern Bankshares, Inc. (EBC) at an average price of $16.71 per share, with actual prices ranging $16.68 to $16.81. After the purchase the reporting person beneficially owned 353,274 shares directly plus 3,976 shares indirectly (includes shares from automatic dividend reinvestment). The filing notes 200,000 shares held in joint tenancy with spouse. The Form 4 was signed by Kathleen R. Henry by power of attorney on 08/26/2025.
Eastern Bankshares, Inc. describes key milestones and next steps for its planned merger with HarborOne Bancorp, Inc. HarborOne shareholders have approved the merger agreement and, on a non-binding basis, the potential compensation payable to HarborOne’s named executive officers in connection with the deal.
The structure calls for HarborOne to merge into Eastern, followed immediately by HarborOne Bank merging into Eastern Bank, both under the existing merger agreement. Eastern currently expects the merger to close in the fourth quarter of 2025, with an option to defer the closing to February 20, 2026 if certain closing conditions, including required regulatory approvals without “burdensome conditions,” are not met by October 31, 2025.
At the effective time, each share of HarborOne common stock will be converted into the right to receive cash or Eastern stock, at the shareholder’s election and subject to proration so that between 75% and 85% of HarborOne shares receive stock consideration. HarborOne shareholders will receive election materials at least 20 business days before the election deadline, and Eastern and HarborOne plan to announce the election process details and election deadline by joint press release.
Eastern Bankshares, Inc. (EBC) reported a strong quarterly operating quarter but a negative six-month result driven by large securities losses. For the three months ended June 30, 2025 the company reported net income of $100.233 million versus $26.331 million a year earlier, driven by higher net interest income of $202.030 million as loan interest rose and loan balances increased to $18.590 billion. Quarterly noninterest income also improved to $42.851 million.
For the six months, the company recorded a net loss of $117.433 million versus net income of $64.978 million a year ago, primarily reflecting a $269.638 million loss on sales of available-for-sale securities in the period. Cash and cash equivalents declined to $553.506 million from $1.006.880 billion at year-end, deposits modestly decreased to $21.221 billion, and the allowance for loan losses was $232.113 million. Total assets were $25.456 billion and shareholders' equity was $3.684 billion.
Eastern Bankshares, Inc. (EBC) has filed a Rule 424(b)(3) proxy statement/prospectus covering its planned acquisition of HarborOne Bancorp, Inc. (HONE). Under the April 24, 2025 merger agreement, HarborOne will merge into Eastern, followed by the merger of HarborOne Bank into Eastern Bank. The combined franchise would hold approximately $30.5 billion in total assets, reinforcing Eastern’s position as the largest Boston-based community bank by deposits.
For each HarborOne share, holders may elect either (i) 0.765 EBC shares or (ii) $12.00 in cash; elections are subject to proration so that 75-85 % of HarborOne shares receive stock consideration. Based on 80 % stock consideration, Eastern expects to issue ~25.2 million new shares, giving former HarborOne investors ~10.6 % ownership of the enlarged company. Implied consideration was $11.87 per HONE share on 23-Apr-25 and $11.70 on 26-Jun-25, reflecting movements in EBC’s share price.
A virtual special meeting of HarborOne shareholders is set for 20-Aug-2025 at 11:00 a.m. ET. The board unanimously recommends voting “FOR” three items: (1) approval of the merger agreement, (2) an advisory vote on executive compensation related to the merger, and (3) potential adjournment to solicit additional proxies. The Merger Proposal requires an affirmative vote of two-thirds of outstanding HONE shares; failure to vote counts as “AGAINST.” Massachusetts law provides no appraisal rights for dissenting shareholders.
The document emphasizes risk factors, potential share-price volatility until closing, and details on how to obtain additional SEC-filed information. Neither the SEC nor state regulators have approved or disapproved the merger or related securities.
Eastern Bankshares (Nasdaq:EBC) filed an Amendment No. 1 to its Form S-4 to register the securities it will issue in connection with its planned acquisition of HarborOne Bancorp (Nasdaq:HONE).
Under the April 24 2025 merger agreement, HarborOne shareholders may elect to receive either 0.765 EBC shares or $12.00 cash for each HarborOne share, with proration mechanisms designed to keep the overall mix at 75 %-85 % stock consideration. Based on the mid-range 80 % stock election and HarborOne’s share count on April 23 2025, Eastern expects to issue approximately 25.2 million new EBC shares. Former HarborOne owners would own roughly 10.6 % of the combined company.
The transaction will create a banking franchise with about $30.5 billion in total assets, reinforcing Eastern’s position as the largest Boston-based community bank by deposits. HarborOne will hold a virtual special meeting on 20 August 2025 for shareholders to vote on (i) the Merger Proposal, (ii) a non-binding vote on merger-related executive compensation and (iii) any necessary adjournments. The Merger Proposal requires approval by two-thirds of outstanding HarborOne shares.
The filing reiterates key risk factors, including the variable market value of the stock consideration, the need for multiple regulatory approvals and the possibility that the required shareholder vote is not obtained. No legal proceedings were disclosed. The SEC and bank regulators have neither approved nor disapproved the transaction at this stage.