Welcome to our dedicated page for Eastern Bankshares SEC filings (Ticker: EBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Eastern Bankshares, Inc. filings document the company’s role as the Massachusetts stock holding company for Eastern Bank and its Nasdaq-listed common stock. Regular 8-K disclosures cover quarterly operating results, Regulation FD materials, cash dividends, share repurchase authorization, and other material events tied to the bank’s capital structure and financial condition.
The filing record also includes proxy materials for governance and shareholder matters, along with acquisition-related 8-K and 8-K/A filings for the completed HarborOne transaction. Those records include completion disclosures, merger consideration corrections, historical financial statements and pro forma financial information for the acquired business.
Eastern Bankshares (EBC) completed its acquisition of HarborOne Bancorp effective at 12:01 a.m. ET on November 1, 2025. HarborOne merged into Eastern, and immediately after, HarborOne Bank merged into Eastern Bank; Eastern is keeping HarborOne Mortgage as a wholly owned subsidiary until a planned merger into Eastern Bank in February 2026.
Merger consideration was split by proration: 84.99% of HarborOne shares were converted into stock consideration and 15.01% into cash consideration. Before proration, approximately 91.87% of shares elected stock, 2.03% elected cash, and 6.10% made no election. Eastern issued approximately 41,430,788 shares of Eastern common stock in the transaction, including settlement of HarborOne PSUs and RSAs. The cash portion was funded with cash on hand, including a $125 million dividend from Eastern Bank.
Eastern added two former HarborOne leaders to its boards: Joseph F. Casey (term to 2027), joining the Risk Management Committee and the Eastern Bank Foundation board, and Michael J. Sullivan (term to 2026), joining the Nominating and Governance Committees and the Trust Committee.
Eastern Bankshares, Inc. filed a Form S-8 registering up to 415,000 shares of common stock to be issued immediately after the HarborOne merger, effective November 1, 2025. These unrestricted shares will satisfy stock consideration owed on vested HarborOne restricted stock and performance-based RSUs under the assumed HarborOne Bancorp, Inc. 2025 Equity Incentive Plan.
Under the merger terms, each HarborOne common share is eligible to receive either 0.765 Eastern shares, $12.00 in cash, or a mix, subject to proration and allocation procedures. The S-8 covers delivery of Eastern shares where stock consideration is elected or allocated for the HarborOne awards, aligning plan obligations with the post-merger capital structure.
Eastern Bankshares (EBC) insider filing: the Chief Financial Officer reported two open‑market purchases of common stock. On 10/28/2025, 10,000 shares were purchased at $17.08, and on 10/29/2025, 10,000 shares were purchased at $16.88. Both transactions are reported as indirect ownership by spouse in trust.
Following these transactions, indirect beneficial ownership is shown as 30,000 shares after the first purchase and 40,000 shares after the second. Direct beneficial ownership is listed as 8,022 shares.
Eastern Bankshares, Inc. (EBC) announced its merger with HarborOne Bancorp, Inc. will be effective on November 1, 2025. The transaction will occur in two steps: HarborOne will merge with and into Eastern, followed by the merger of HarborOne Bank into Eastern Bank. Eastern will be the surviving holding company and Eastern Bank the surviving bank.
The companies reiterated standard forward-looking risks, including integration execution, customer reaction, industry conditions, and credit quality trends. As of September 30, 2025, Eastern Bank reported approximately $25.5 billion in assets, providing scale context for the combined organization.
Eastern Bankshares, Inc. (EBC) reported that on October 28, 2025, Eastern and HarborOne jointly issued a press release regarding their previously announced merger. The companies entered into a Merger Agreement on April 24, 2025 under which HarborOne will merge with and into Eastern, followed by HarborOne Bank merging with and into Eastern Bank.
The filing reiterates customary forward-looking statement cautions and outlines potential risks to the Merger Transaction, including timing and integration challenges, the realization of revenue or expense synergies, customer and reputational impacts, industry conditions such as interest rate and deposit changes, credit quality trends, competitive pressures, regulatory and policy changes, and management diversion. The press release is furnished as Exhibit 99.1.
Eastern Bankshares (EBC) Executive Chair reported an open‑market purchase of 50,000 shares of common stock on 10/28/2025 at an average price of $17.21 (trade prices ranged from $17.01 to $17.35), coded P for purchase.
Following this transaction, the reporting person beneficially owned 403,274 shares directly (including 200,000 held in joint tenancy with spouse) and 4,005 shares indirectly via an ESOP.
Eastern Bankshares, Inc. (EBC) reported quarterly results for the period ended September 30, 2025 and announced shareholder returns. The Board approved a regular quarterly cash dividend of $0.13 per share, payable on December 15, 2025 to shareholders of record as of the close of business on December 3, 2025. The Company also posted an investor presentation on October 23, 2025.
The Board approved a new share repurchase program authorizing purchases of up to 11.9 million shares, described as 5% of outstanding common stock as of November 1, 2025, over a 12‑month period. Repurchases may occur in open market or privately negotiated transactions. The Company received Federal Reserve non‑objection on October 15, 2025 for the program.
Eastern Bankshares, Inc. (EBC) filed an 8-K noting a joint press release with HarborOne Bancorp, Inc. about their previously announced merger. The transaction structure remains a two-step process: HarborOne will merge with and into Eastern (the Holdco Merger), followed immediately by HarborOne Bank merging with and into Eastern Bank (the Bank Merger), with Eastern and Eastern Bank as the surviving entities.
The filing reiterates standard forward-looking statement cautions, highlighting risks around timing, integration, anticipated synergies, customer reactions, industry conditions, and regulatory and competitive factors. A copy of the October 16, 2025 press release is furnished as Exhibit 99.1.
Eastern Bankshares, Inc. reports that it and HarborOne Bancorp, Inc. have received all required regulatory approvals for their planned merger transaction. Under the existing merger agreement, HarborOne will merge into Eastern, followed by a merger of HarborOne Bank into Eastern Bank, leaving Eastern and Eastern Bank as the surviving entities.
Eastern and HarborOne state that they anticipate both the holding company merger and the bank merger will become effective on or about November 1, 2025. The companies also highlight typical merger-related risks, including potential challenges realizing expected benefits, integration difficulties, customer reactions, and broader banking industry pressures.
Eastern Bankshares, Inc. filed an amended report describing progress on its pending merger with HarborOne Bancorp, Inc. Eastern has mailed election materials so HarborOne shareholders can choose to receive Eastern common stock, cash, or a mix as their merger consideration.
HarborOne shareholders approved the merger agreement on August 20, 2025. Eastern currently anticipates that all required regulatory approvals and closing conditions will be satisfied by October 31, 2025, with the holding company merger effective at 12:01 a.m. on November 1, 2025 and the bank merger at 12:02 a.m., while noting approvals and timing are not assured.
The exchange agent mailed election packages on September 24, 2025. The anticipated election deadline is 5:00 p.m. Eastern Time on October 28, 2025, with an earlier October 23, 2025 deadline for ESOP and 401(k) participants, and an information agent is available to answer shareholder questions.