[8-K] Enterprise Financial Services Corporation Reports Material Event

Rhea-AI Filing Summary

Enterprise Financial Services Corp (EFSC) filed a Form 8-K to disclose that on 28 Jul 2025 it furnished a press release (Exhibit 99.1) announcing results for the quarter ended 30 Jun 2025. The Company will hold a live webcast on 29 Jul 2025 at 10:00 a.m. CT, accompanied by a slide deck (Exhibit 99.2). Both exhibits are being furnished, not filed, and therefore are excluded from incorporation into future Exchange Act reports.

No financial metrics, guidance, or additional corporate actions are included in the body of the report. Other disclosure items (registered securities table, emerging-growth-company checkboxes, signature block) reflect routine information with no changes.

Insights

Equity Research Analyst

TL;DR: Routine 8-K furnishes Q2 press release; no numbers, neutral impact.

The filing simply alerts investors to the availability of EFSC’s Q2 2025 earnings materials and the timing of management’s webcast. Because the actual financial data are contained in furnished exhibits rather than in the 8-K body, investors must review the separate press release for quantitative insight. The lack of embedded metrics means today’s filing carries minimal market impact until the exhibits are examined. No strategic transactions, leadership changes, or guidance revisions are mentioned, so the disclosure is standard and procedural.

0001025835FALSE150 N. Meramec AvenueSt. LouisMissouri6310500010258352025-07-282025-07-280001025835us-gaap:CommonStockMember2025-07-282025-07-280001025835efsc:DepositarySharesMember2025-07-282025-07-28

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of

The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) 

July 28, 2025

ENTERPRISE FINANCIAL SERVICES CORP

(Exact name of registrant as specified in its charter)

Delaware			001-15373			43-1706259
(State or Other Jurisdiction of Incorporation)			(Commission File Number)			(IRS Employer Identification No.)

150 N. Meramec Avenue, St. Louis, Missouri (Address of principal executive offices) 63105 (Zip Code)

Registrant's telephone number, including area code

(314) 725-5500

Not applicable 

(Former name or former address, if changed since last report) 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 ☐   Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 ☐   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐   Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐   Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $0.01 per share

EFSC

Nasdaq Global Select Market

Depositary Shares, Each Representing a 1/40th Interest in a Share of 5.00% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A

EFSCP

Nasdaq Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On July 28, 2025, Enterprise Financial Services Corp (the "Company" or "EFSC") issued a press release announcing financial information for the quarter ended June 30, 2025. A copy of the press release is furnished as Exhibit 99.1 and is incorporated herein by reference.

On July 29, 2025, at 10:00 a.m. Central time, the Company intends to hold a webcast to present information on its results of operations for the quarter ended June 30, 2025. The slide presentation which will accompany the webcast is furnished as Exhibit 99.2 and is incorporated herein by reference.

The press release, slide presentation and information contained therein and in this Item 2.02 shall not be deemed “filed” with the Securities and Exchange Commission.

Item 9.01 Financial Statements and Exhibits.

(d)     Exhibits.

Exhibit Number						Description
99.1						Press Release dated July 28, 2025.
99.2						Presentation to be conducted July 29, 2025.
104						The cover page of this Current Report on Form 8-K, formatted in Inline XBRL.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

ENTERPRISE FINANCIAL SERVICES CORP

Date:

July 28, 2025

By:

/s/ Troy R. Dumlao

Troy R. Dumlao

Executive Vice President and Chief Accounting Officer

FAQ

When did EFSC release its Q2 2025 earnings press release?

July 28, 2025, as noted in Exhibit 99.1 of the Form 8-K.

What time is EFSC’s Q2 2025 earnings webcast?

The webcast is scheduled for 10:00 a.m. Central Time on July 29, 2025.

Which exhibits accompany this 8-K filing?

99.1: Press release dated July 28, 2025; 99.2: Slide presentation for July 29 webcast; 104: Cover page formatted in Inline XBRL.

Are the press release and slides considered "filed" with the SEC?

No. They are furnished, not filed, and are therefore not incorporated into EFSC’s periodic reports.

Did the Form 8-K disclose any financial figures for Q2 2025?

No. The document references the release but does not include any quantitative data in its text.

What is Enterprise Financial Services Corp’s trading symbol and exchange?

Common stock trades as EFSC on the Nasdaq Global Select Market.