EFSC (NASDAQ: EFSC) risk chief logs stock awards and tax share withholding

Rhea-AI Filing Summary

Enterprise Financial Services Corp executive reports equity awards and tax-share withholding. SEVP and Chief Risk Officer Bridget Huffman reported several stock-based compensation transactions dated February 10, 2026. She acquired 341 shares of common stock upon conversion of restricted share units at $0 per share, and ended that transaction with 6,506 common shares held directly.

She then disposed of 169, 277 and 222 common shares at $59.22 per share to satisfy tax withholding obligations tied to share issuances, as noted in the footnotes. Separate awards increased her holdings, including grants of 560 and 451 common shares under the company’s 2018 Stock Incentive Plan, bringing her directly owned common stock to 6,849 shares. She also reports multiple non-qualified stock options and restricted share units outstanding that vest in stages through 2028, all subject to continued employment.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Huffman Bridget

(Last) (First) (Middle)

150 N. MERAMEC

(Street)

CLAYTON MO 63105

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ENTERPRISE FINANCIAL SERVICES CORP [ EFSC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SEVP, Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/10/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/10/2026		M		341	A	$0	6,506	D
Common Stock	02/10/2026		F		169(1)	D	$59.22	6,337	D
Common Stock	02/10/2026		A(2)		560	A	$0	6,897	D
Common Stock	02/10/2026		F		277(1)	D	$59.22	6,620	D
Common Stock	02/10/2026		A(2)		451	A	$0	7,071	D
Common Stock	02/10/2026		F		222(1)	D	$59.22	6,849	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Non Qualified Stock Option (Right to Buy)	$39.5							(3)	02/28/2034	Common Stock	3,791		3,791	D
Non Qualified Stock Option (Right to Buy)	$57.17							(4)	03/04/2035	Common Stock	3,322		3,322	D
Non Qualified Stock Option (Right to Buy)	$43.81							02/06/2024	02/25/2031	Common Stock	816		816	D
Non Qualified Stock Option (Right to Buy)	$48.34							02/03/2025	02/24/2032	Common Stock	737		737	D
Non Qualified Stock Option (Right to Buy)	$54.46							02/10/2026	02/28/2033	Common Stock	1,668		1,668	D
Restricted Share Units	(5)							(6)	(6)	Common Stock	380		380	D
Restricted Share Units	(5)							(7)	(7)	Common Stock	724		724	D
Restricted Share Units	(5)							(8)	(8)	Common Stock	1,111		1,111	D
Restricted Share Units	(5)	02/10/2026		M			341	(9)	(9)	Common Stock	341	$0	0	D

Explanation of Responses:

1. Withholding of stock to satisfy tax withholding obligation on issuance of common stock.

2. The shares of common stock were awarded pursuant to the Company's 2018 Stock Incentive Plan.

3. This option becomes exercisable in the first quarter of 2027, subject to continued employment by the reporting person.

4. The option becomes exercisable in the first quarter of 2028, subject to continued employment by the reporting person.

5. The RSU's were granted pursuant to the Company's 2018 Stock Incentive Plan. Each RSU represents the right to receive one share of Common Stock, subject to adjustment as provided in the Grant Agreement.

6. The RSUs vest at a rate of 33% annually over three years, subject to continued employment of the reporting person. Vesting occurs on the anniversary date of the grant each year, with final vest occurring on April 14, 2026. On each vesting date, for each RSU vesting on such date, the reporting person will receive one share of Common Stock.

7. The RSU's vest 100% in the first quarter of 2027, subject to continued employment by the reporting person.

8. The RSU's vest 100% in the first quarter of 2028, subject to continued employment by the reporting person.

9. The RSU vest 100% in the first quarter of 2026, subject to continued employment by the reporting person.

	/s/ Bridget Huffman	02/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transactions did EFSC executive Bridget Huffman report on February 10, 2026?

Bridget Huffman reported equity compensation activity on February 10, 2026. She acquired 341 common shares from a restricted share unit conversion and received additional stock awards, while also surrendering shares at $59.22 each to cover tax withholding obligations tied to those issuances.

How many EFSC common shares does Bridget Huffman hold directly after these Form 4 transactions?

After the reported transactions, Bridget Huffman directly holds 6,849 shares of Enterprise Financial Services Corp common stock. This figure reflects new stock awards, the RSU conversion, and share dispositions used to satisfy tax withholding obligations associated with the compensation-related share issuances.

Were any EFSC shares sold by Bridget Huffman in open-market transactions?

The Form 4 shows dispositions labeled with transaction code F at $59.22 per share, explicitly described as withholding of stock to satisfy tax obligations. These transactions indicate shares were surrendered for tax payment rather than sold as discretionary open-market sales by the executive.

What stock options does EFSC executive Bridget Huffman report as of this Form 4?

She reports several non-qualified stock options to buy EFSC common stock, including positions covering 3,791, 3,322, 816, 737 and 1,668 shares. These options have exercise prices between $39.50 and $57.17 and expire between 2031 and 2035, subject to stated exercisability conditions.

How are Bridget Huffman’s EFSC restricted share units structured and when do they vest?

Her restricted share units were granted under the 2018 Stock Incentive Plan, each representing one share of common stock. Certain RSUs vest 33% annually through April 14, 2026, while other grants vest 100% in the first quarter of 2026, 2027, or 2028, all subject to continued employment.