Equifax director granted deferred phantom stock units

Q: What insider transactions did EQUIFAX INC (EFX) director Barbara A. Larson report?

Barbara A. Larson reported acquiring 181 Phantom Stock Units at $158.72 and 160 Phantom Stock Units at $180.07 on 2026-08-10 as deferred director compensation.

Q: What are the Phantom Stock Units reported by EQUIFAX INC (EFX) on this Form 4?

The reported Phantom Stock Units are deferred compensation awards, each economically equivalent to one share of common stock, received instead of annual cash retainer fees under the director deferred compensation plan.

Q: Is the EQUIFAX INC (EFX) Form 4 a market purchase or sale of stock?

No, this Form 4 reports grant/award acquisitions of Phantom Stock Units as deferred compensation, not open-market purchases or sales of EQUIFAX INC common stock.

Q: How many underlying EQUIFAX INC (EFX) common shares do these Phantom Stock Units reference?

The awards reference 181 underlying common shares for the first transaction and 160 underlying common shares for the second, matching the number of Phantom Stock Units in each grant.

Q: Were the EQUIFAX INC (EFX) Phantom Stock Units received in cash or equity form?

The director elected to receive Phantom Stock Units as deferred equity-based compensation in lieu of annual cash retainer fees under the company’s Board of Directors Deferred Compensation Plan.

EQUIFAX INC director Barbara A. Larson reported two compensation-related acquisitions of Phantom Stock Units on 2026-08-10.

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

EQUIFAX INC director Barbara A. Larson reported two compensation-related acquisitions of Phantom Stock Units on 2026-08-10. She received 181 units at $158.72 per unit and 160 units at $180.07 per unit, each unit being the economic equivalent of one share of common stock. These phantom units were elected as deferred compensation in lieu of annual cash retainer fees under the Board of Directors Deferred Compensation Plan and become payable, at her election, upon termination of service as a director.

Insider Trade Summary

Grant/Award: 341 shares

Grant/Award 2 txns

Insider Larson Barbara A

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Phantom Stock Units ^F1	181	$158.72	$29K
Grant/Award	Phantom Stock Units ^F1	160	$180.07	$29K

Holdings After Transaction: Phantom Stock Units — 341 contracts (Direct)

Footnotes (1)

F1. Represents phantom stock units previously elected by the reporting person to be received as deferred compensation in lieu of annual cash retainer fees under the Company's Board of Directors Deferred Compensation Plan. Each share of phantom stock is the economic equivalent of one share of common stock. The shares of phantom stock become payable, at the election of the reporting person, upon the reporting person's termination of service as a director.

Key Figures

Phantom Stock Units granted (1st): 181 units Phantom Stock Units granted (2nd): 160 units Underlying common stock (1st grant): 181 shares +2 more

5 metrics

Phantom Stock Units granted (1st) 181 units Grant/award acquisition on 2026-08-10 at $158.7200 per unit

Phantom Stock Units granted (2nd) 160 units Grant/award acquisition on 2026-08-10 at $180.0700 per unit

Underlying common stock (1st grant) 181 shares Each Phantom Stock Unit economically equivalent to one share of common stock

Underlying common stock (2nd grant) 160 shares Each Phantom Stock Unit economically equivalent to one share of common stock

Transaction count 2 derivative transactions Both coded as grant, award, or other acquisition (A) on 2026-08-10

Key Terms

Phantom Stock Units, Deferred Compensation Plan, economic equivalent, termination of service

4 terms

Phantom Stock Units financial

"Represents phantom stock units previously elected by the reporting person"

Phantom stock units are company promises that pay a cash or stock-equivalent award tied to the firm’s share price or value growth, but they do not issue actual shares. Think of them as a bonus check that moves with the stock like a mirror rather than handing over an ownership slice. Investors care because these awards can affect a company’s future cash obligations, executive incentives and reported expenses without causing share dilution.

Deferred Compensation Plan financial

"under the Company's Board of Directors Deferred Compensation Plan"

A deferred compensation plan is an arrangement where an employer agrees to pay part of an employee’s pay or bonus at a later date instead of immediately, often to reduce current tax bills or to tie rewards to long-term performance. For investors it matters because these promises create future cash obligations and influence executive incentives and retention; they can affect a company’s reported liabilities, cash flow planning and the risk profile if the business faces financial trouble.

economic equivalent financial

"Each share of phantom stock is the economic equivalent of one share"

termination of service financial

"become payable, at the election of the reporting person, upon the reporting person's termination of service"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did EQUIFAX INC (EFX) director Barbara A. Larson report?

Barbara A. Larson reported acquiring 181 Phantom Stock Units at $158.72 and 160 Phantom Stock Units at $180.07 on 2026-08-10 as deferred director compensation.

What are the Phantom Stock Units reported by EQUIFAX INC (EFX) on this Form 4?

The reported Phantom Stock Units are deferred compensation awards, each economically equivalent to one share of common stock, received instead of annual cash retainer fees under the director deferred compensation plan.

When do Barbara A. Larson’s EFX Phantom Stock Units become payable?

The Phantom Stock Units become payable, at Barbara A. Larson’s election, upon her termination of service as a director, according to the company’s Board of Directors Deferred Compensation Plan.

Is the EQUIFAX INC (EFX) Form 4 a market purchase or sale of stock?

No, this Form 4 reports grant/award acquisitions of Phantom Stock Units as deferred compensation, not open-market purchases or sales of EQUIFAX INC common stock.

How many underlying EQUIFAX INC (EFX) common shares do these Phantom Stock Units reference?

The awards reference 181 underlying common shares for the first transaction and 160 underlying common shares for the second, matching the number of Phantom Stock Units in each grant.

Were the EQUIFAX INC (EFX) Phantom Stock Units received in cash or equity form?

The director elected to receive Phantom Stock Units as deferred equity-based compensation in lieu of annual cash retainer fees under the company’s Board of Directors Deferred Compensation Plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/12/2026 - 04:28 PM Accepted by SEC EDGAR 08/12/2026 - 04:27 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Larson Barbara A

(Last)

(First)

(Middle)

1550 PEACHTREE STREET, N.W.

(Street)

ATLANTA

GEORGIA

30309

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
EQUIFAX INC [ EFX ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/10/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Phantom Stock Units	⁽¹⁾	08/10/2026		A		181		⁽¹⁾	⁽¹⁾	Common Stock	181	$158.72	181	D
Phantom Stock Units	⁽¹⁾	08/10/2026		A		160		⁽¹⁾	⁽¹⁾	Common Stock	160	$180.07	341	D

Explanation of Responses:

1. Represents phantom stock units previously elected by the reporting person to be received as deferred compensation in lieu of annual cash retainer fees under the Company's Board of Directors Deferred Compensation Plan. Each share of phantom stock is the economic equivalent of one share of common stock. The shares of phantom stock become payable, at the election of the reporting person, upon the reporting person's termination of service as a director.

	/s/Lisa Stockard as Attorney-in-Fact	08/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR