Everest Group Insider Adds 91 Shares via Stock Retainer Election

Rhea-AI Filing Summary

Everest Group, Ltd. (EG) filed a Form 4 disclosing that director John M. Howard acquired 91 common shares on 1 July 2025. The shares were issued under the company’s 2003 Non-Employee Director Plan, reflecting Mr. Howard’s election to receive his quarterly retainer in stock rather than cash. The shares were valued at $339.74 each, for an aggregate consideration of roughly $30,916.

Following the transaction, the director’s direct ownership rose from 930 to 1,021 shares, a 9.8 % increase. No derivative securities were involved and no shares were sold. While the dollar amount is modest relative to Everest Group’s market value, insider purchases—especially when taken in lieu of cash compensation—can signal management confidence and better alignment with shareholder interests.

Investors may wish to monitor additional insider activity to determine whether this is an isolated event or part of a broader accumulation trend. The filing does not contain any earnings data, debt information or other material events beyond the reported insider purchase.

Positive

• Director converted cash retainer into 91 shares, indicating personal confidence and better alignment with shareholders.

Negative

• Transaction size is immaterial relative to Everest Group’s market capitalization and unlikely to influence share supply-demand dynamics.

Insights

Securities Analyst

TL;DR: Small insider buy; sentiment-positive but financially immaterial.

The acquisition of 91 shares for about $31k marginally increases Howard’s stake to 1,021 shares. Given Everest Group’s multibillion-dollar market cap, the transaction is too small to affect valuation metrics or the float. Nevertheless, voluntary stock compensation can be viewed as a soft bullish signal because it defers cash and aligns the director with shareholder returns. Absent a pattern of larger insider accumulation, the event is best classified as neutral with a slight positive bias.

Corporate Governance Expert

TL;DR: Stock-for-fees election modestly improves board-shareholder alignment.

Choosing equity instead of cash retainer illustrates commitment to long-term performance and reduces immediate cash outflow for the company. However, the stake remains small, limiting governance influence. The filing raises no red flags about compliance; it was executed under Rule 16b-3, demonstrating procedural rigor. Overall governance impact is neutral to mildly positive.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Howard John M

(Last) (First) (Middle)

3725 ARBORWAY

(Street)

CHARLOTTE NC 28211

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
EVEREST GROUP, LTD. [ EG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Shares(1)	07/01/2025	07/01/2025	A		91	A	$339.74	1,021	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares paid as compensation under the 2003 Non-Employee Director Plan to non-employee director in a transaction completed under Rule 16b-3. The reporting person elected to receive his quarterly retainer fee in the form of Common Shares having a fair market value equal to the retainer fee that would otherwise be paid in cash.

Remarks:

	/s/ Ricardo Anzaldua	07/03/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Everest Group (EG) disclose in its latest Form 4?

The company reported that director John M. Howard acquired 91 common shares on 1 July 2025 under the Non-Employee Director Plan.

How many EG shares did the director purchase?

He acquired 91 common shares.

What was the valuation per share for the insider purchase?

The shares were valued at $339.74 each.

What is John M. Howard’s total EG shareholding after the transaction?

His direct ownership increased to 1,021 shares.

Was the share acquisition part of a compensation plan?

Yes. The shares represent the director’s quarterly retainer taken in stock through the 2003 Non-Employee Director Plan.