Every 10-Q that Eagle Bancorp Inc (EGBN) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow EGBN and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full EGBN filings page.
Eagle Bancorp, Inc. reported a return to profitability for the three and six months ended June 30, 2026. Net income was $6,918 thousand for the quarter and $21,636 thousand year-to-date, compared with net losses of $69,775 thousand and $68,100 thousand in the same 2025 periods. Basic and diluted earnings per share were $0.23 for the quarter and $0.71 year-to-date.
The improvement was driven mainly by a much smaller provision for credit losses of $21,448 thousand in the quarter and $34,830 thousand for six months, versus $138,159 thousand and $164,414 thousand a year earlier. Net interest income was $62,350 thousand for the quarter and $126,044 thousand year-to-date, modestly below 2025, while noninterest income increased, helped by $5,841 thousand of gains on loan sales and higher bank-owned life insurance income.
On June 30, 2026, total assets were 9,658,914 (dollars in thousands), down from 10,497,203 (dollars in thousands) at December 31, 2025, as loans held for investment declined to 6,622,435 (dollars in thousands) and deposits fell to 8,185,097 (dollars in thousands). The allowance for credit losses on loans decreased to $121,141 thousand amid $75,157 thousand of loan charge-offs in the first half, concentrated in commercial and income-producing commercial real estate. Nonaccrual held-for-investment loans totaled $111,124 thousand. Available-for-sale and held-to-maturity securities carried gross unrealized losses of $80,482 thousand and $84,343 thousand, respectively, while shareholders’ equity rose to 1,150,506 (dollars in thousands).
Eagle Bancorp, Inc. reported much stronger results for the three months ended March 31, 2026, with net income of $14.7 million versus $1.7 million a year earlier, and diluted EPS of $0.48 compared with $0.06.
Total assets declined to $9.95 billion from $10.50 billion at December 31, 2025, as loans held for investment fell to $6.94 billion and deposits decreased to $8.59 billion. Net interest income was $63.7 million versus $65.6 million, while the provision for credit losses fell to $13.4 million from $26.3 million. Noninterest expense increased to $48.7 million, and comprehensive income was $13.8 million, reflecting a small other comprehensive loss. The allowance for credit losses on loans was $147.2 million, and nonaccrual loans totaled $128.8 million, indicating continued focus on credit quality.
Eagle Bancorp, Inc. reported a Q3 2025 net loss of $67,513 (thousands), driven by a sharp increase in the provision for credit losses to $113,215 (thousands). Net interest income was $68,159 (thousands) as higher funding costs and lower loan balances pressured margins.
Total assets were $10,815,502 (thousands) and deposits totaled $9,463,559 (thousands) as of September 30, 2025. Loans held for investment declined to $7,304,679 (thousands) with the allowance for credit losses at $156,228 (thousands). The company recorded other comprehensive income of $10,551 (thousands) in the quarter, improving accumulated other comprehensive income to a loss of $97,814 (thousands). Shareholders’ equity was $1,123,476 (thousands).
Operating cash flow was $34,411 (thousands) year-to-date, aided by portfolio repositioning and reduced short-term borrowings. Diluted loss per share was $2.22 for the quarter, and a cash dividend of $0.01 per share was declared.