Employers Holdings, Inc. filings document the financial reporting, governance and capital actions of a U.S. workers' compensation insurance holding company. Form 8-K reports cover quarterly and annual results, financial supplements, dividends on common stock, share repurchase authorizations and related recapitalization disclosures.
Proxy materials describe board matters, executive compensation, equity awards, shareholder voting items and governance practices. Other current reports record management and accounting-officer appointments, while the company's formal disclosures provide context for insurance operations, subsidiary structure, capital management and public-company controls.
Employers Holdings (EIG) reported a Q3 2025 net loss of $8.3 million as higher claims costs offset revenue growth. Total revenues rose to $239.3 million from $224.0 million, driven by net premiums earned of $192.1 million and investment income of $26.1 million. The combined ratio jumped to 129.7%, reflecting elevated losses and loss adjustment expenses.
Management cited increased cumulative trauma claim frequency in California, which lifted the current accident-year loss and LAE ratio to 72.0%. The quarter included $38.2 million of net reserve strengthening on voluntary risk business, partly offset by small favorable development in assigned risk.
For the nine months, net income was $34.2 million vs. $90.3 million a year ago. Operating cash flow was $44.0 million; investing provided $167.4 million. The company repurchased $88.7 million of stock and declared dividends of $22.7 million year-to-date. Accumulated other comprehensive loss improved to $36.6 million from $82.5 million, aided by investment gains.
Employers Holdings, Inc. (EIG) furnished quarterly results for the period ended September 30, 2025 via a press release and financial supplement. The materials were furnished under Item 2.02.
The Board declared a regular quarterly dividend of $0.32 per share, payable on November 26, 2025 to stockholders of record as of November 12, 2025.
The Board also approved a recapitalization plan, authorizing a $125.0 million increase to the existing 2025 share repurchase program. The Company intends to fund the plan through various debt sources, including insurance subsidiaries’ existing access to collateralized advances from the Federal Home Loan Bank, and plans to execute additional repurchases through open market transactions.
Michael J. McColgan, a director of Employers Holdings, Inc. (EIG), reported a change in beneficial ownership dated 08/27/2025. The filing shows 89 dividend equivalent rights (DERs) accrued on vested restricted stock units (RSUs) where delivery of the underlying RSUs has been voluntarily deferred until six months after McColgan leaves the board. Each DER represents the economic equivalent of one share. After this transaction the reporting person beneficially owns 1,811 shares of common stock directly. The DERs become exercisable in proportion with the related RSUs.
Employers Holdings, Inc. (EIG): Form 4 reporting by director Joao M. de Figueiredo. The report shows an acquisition on 08/27/2025 of 15 shares of common stock attributable to dividend equivalent rights (DERs) that accrued on vested restricted stock units (RSUs) previously granted. The reporting person voluntarily deferred delivery of those RSUs until six months after termination of board service; the DERs become exercisable proportionately with the related RSUs. The filing states the shares were acquired at a price of $0 (DER settlement) and that the reporting person beneficially owns 15 shares directly following the transaction. The Form 4 was signed by an attorney-in-fact on 08/28/2025.
Alejandro Perez-Tenessa, a director of Employers Holdings, Inc. (EIG), reported on Form 4 that on 08/27/2025 he acquired 51 dividend equivalent rights ("DERs") tied to previously granted vested restricted stock units (RSUs). The DERs are the economic equivalent of one share of common stock each and were recorded at a $0 price. Following the reported transaction, the reporting person beneficially owns 236 shares in total. The filing explains Perez-Tenessa voluntarily deferred delivery of the underlying RSUs until six months after termination of his board service; the DERs become exercisable proportionately with those RSUs.
The form was signed by an attorney-in-fact on 08/28/2025. No cash consideration or additional derivative terms beyond exercise linkage to the RSUs are disclosed.
Steven P. Sorenson, a director of Employers Holdings, Inc. (EIG), reported a transaction dated 08/27/2025 converting 19 dividend equivalent rights (DERs) into the economic equivalent of 19 shares of common stock. The DERs accrued on previously granted vested restricted stock units (RSUs) for which delivery has been voluntarily deferred until six months after the director ceases board service; the DERs vest and become exercisable proportionately with the underlying RSUs. The filing indicates these DERs result in beneficial ownership of 19 shares held directly by the reporting person.
Employers Holdings, Inc. (EIG) disclosed an initial insider filing showing Principal Accounting Officer Matthew Robert Pollak directly owns 2,126 shares of common stock. The holdings reflect restricted stock units that will vest in four equal annual installments beginning August 15, 2026, subject to continued employment. No derivative securities were reported; the Form 3 was signed on 08/08/2025.
Form 4 summary: Reporting person Michael Pedraja (EVP, Chief Financial Officer) filed a Form 4 for Employers Holdings, Inc. (EIG) reporting purchases on 08/05/2025.
- Transaction: Purchase (Code P) of 5,000 shares of common stock at a weighted average price of $40.04.
- Beneficial ownership after transaction: 12,330 shares (reported as Direct).
- Execution/Signature: Filed/signed by Lori A. Brown, attorney-in-fact on 08/05/2025.
- Disclosure note: Price is a weighted average; the filer states underlying per-transaction prices are available upon request.