Welcome to our dedicated page for Enova Intl SEC filings (Ticker: ENVA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Tracking how Enova International funds high-velocity online loans or how rising delinquency rates impact margins often requires piecing together hundreds of pages across multiple forms. From securitization footnotes to state-specific lending caps, the disclosures can be daunting. If you’ve ever searched for “Enova International insider trading Form 4 transactions” or “Enova International quarterly earnings report 10-Q filing,” you know the challenge: the data exists, but it’s scattered.
Stock Titan solves that problem. Our AI-powered engine delivers “Enova International SEC filings explained simply,” turning raw documents into clear insights. Need “Enova International Form 4 insider transactions real-time” alerts? We surface them the moment they hit EDGAR and highlight which executive bought or sold. Want an “Enova International annual report 10-K simplified” walkthrough that pinpoints credit loss trends, funding costs, and regulatory risks? One click. Our coverage spans every filing type—10-Q, 8-K, DEF 14A, S-3—plus redlined comparisons and keyword search, so “understanding Enova International SEC documents with AI” becomes part of your daily workflow.
The platform connects filing types to what matters for a consumer-lending fintech. The 10-Q reveals net charge-offs; we transform that into a quarter-over-quarter chart for “Enova International earnings report filing analysis.” The proxy shows “Enova International proxy statement executive compensation,” including pay metrics tied to loan performance. Form 4 feeds flag “Enova International executive stock transactions Form 4,” letting you monitor insider sentiment before headlines move the stock. Even sudden disclosures are covered: “Enova International 8-K material events explained” highlights funding facility amendments or regulator inquiries within minutes. With real-time updates, AI summaries, and expert commentary, you can act on complete information instead of searching for it.
Enova International, Inc. (ENVA) Chief Executive Officer and director David Fisher reported an equity transaction involving company stock. On 11/21/2025, he exercised a non-qualified stock option to acquire 6,000 shares of common stock at an exercise price of $23.96 per share and, on the same date, sold 6,000 shares of common stock in an open market transaction at a weighted average price of $124.2548 per share.
After these transactions, Fisher beneficially owned 348,223 shares of Enova common stock directly and held 62,562 derivative securities in the form of stock options. The filing notes that the sale was made under a pre-arranged Rule 10b5-1 trading plan, which is designed to allow insiders to sell shares according to a predetermined schedule.
Enova International, Inc. reported that its subsidiary OnDeck Receivables 2021, LLC amended its revolving receivables securitization facility known as the ODR 2021-1 Securitization Facility. The amended structure provides a total facility commitment of $246,666,666.66, split into Class A revolving loans of $193,333,333.33 and Class B revolving loans of $53,333,333.33. Class A borrowings accrue interest at the CP Rate + 2.00%, while Class B borrowings are priced at SOFR + 6.00%, with a blended facility borrowing rate stated as CP/SOFR + 2.86%. The borrowing base advance rate is 72.5% for Class A and 92.5% for Class B and in total, and the revolving period now runs through November 2027, with a final maturity in November 2028. The amendment is also reported as the creation of a direct financial obligation or off-balance sheet obligation for disclosure purposes.
David Fisher filed a Form 144 indicating an intention to sell 6000 shares of Enova International common stock. The planned sale is through Merrill Lynch at 110 N Wacker Dr, Ste 1900, Chicago, with an aggregate market value of 720000, and the shares are listed on the NYSE. The notice lists an approximate sale date of 11/21/2025.
The 6000 shares to be sold were acquired on 02/12/2019 via a stock option from Enova International, with payment also described as a stock option. The filing also discloses prior sales over the past three months, including 35000 common shares sold on 09/17/2025 for gross proceeds of 4392807 and 6000 common shares sold on 10/27/2025 for gross proceeds of 735426.57.
Enova International announced that its indirect subsidiary, OnDeck Asset Securitization IV, LLC, issued $261,434,000 of fixed-rate asset-backed notes (the 2025-2 Series). Proceeds were used to purchase small business loans from ODK Capital, LLC, which are pledged as collateral for the notes.
The notes were sold in four classes with fixed coupons: Class A $122,161,000 at 4.84%, Class B $58,754,000 at 5.23%, Class C $49,535,000 at 6.30%, and Class D $30,984,000 at 8.58%, for a weighted average coupon of 5.65%. The revolving period ends October 2028, optional prepayment begins December 2027, and final maturity is November 2032. At issuance, the pledged loan portfolio was approximately $275 million.
The facility is subject to eligibility criteria, concentration limits, and portfolio performance covenants; breaches can trigger amortization events or defaults. The structure is bankruptcy-remote with no direct recourse to Enova or OnDeck. The notes were offered to qualified institutional buyers under Rule 144A and to non‑U.S. persons under Regulation S.
Enova International (ENVA) announced a new share repurchase authorization. The Board approved buybacks of up to $400 million of common stock, with the program in place until June 30, 2027. This authorization replaces the company’s prior $300 million repurchase program.
The update was disclosed under an Other Events item and accompanied by a press release (Exhibit 99.1). Repurchase authorizations allow the company to buy back shares over time at its discretion, which can reduce share count and return capital to stockholders.
Enova International (ENVA)non‑qualified stock option with a limited SAR for 3,878 shares at an $128 exercise price, granted on November 6, 2025 and expiring on November 6, 2032.
The options vest in three substantially equal installments on November 6, 2026, November 6, 2027, and November 6, 2028. The SAR is exercisable only from the day after a defined “Change in Control” through the 30th day thereafter and pays the product of the excess of the “Offer Value Per Share” over the option price times shares exercised, and only if an “Offer” (as defined) is made.
Enova International (ENVA) disclosed that officer Sean Rahilly reported a grant of 2,310 non‑qualified stock options with a limited SAR on November 6, 2025 at an exercise price of $128 per share. The options vest in substantially equal one‑third increments on November 6, 2026, November 6, 2027, and November 6, 2028, and expire on November 6, 2032.
The tandem SAR may be exercised only during the 30‑day period beginning after a Change in Control, and pays based on the defined Offer Value Per Share above the option exercise price, if an Offer is made.
Enova International (ENVA)6,144 non‑qualified stock options with a limited SAR at an exercise price of $128 on November 6, 2025. The options expire November 6, 2032 and vest in three substantially equal annual installments on November 6, 2026, November 6, 2027, and November 6, 2028.
The tandem SAR is exercisable only after a “Change in Control” and within 30 days thereafter, and pays the excess of the “Offer Value Per Share” over the exercise price, subject to an “Offer.”
Enova International (ENVA) reported an insider equity award. The CEO and director received 20,793 non‑qualified stock options with a limited stock appreciation right at an exercise price of $128 on November 6, 2025.
The options vest in substantially equal one‑third increments on November 6, 2026, November 6, 2027, and November 6, 2028, and expire on November 6, 2032. Following the grant, 20,793 derivative securities were beneficially owned in direct form.
Enova International disclosed that its indirect subsidiary, OnDeck Asset Securitization IV, LLC, intends to privately offer $261,434,000 of Series 2025-2 fixed-rate asset-backed notes, subject to market and customary conditions. Closing is anticipated on or about November 13, 2025; all classes carry a legal final payment date of November 17, 2032.
The notes are expected to be rated by KBRA, with class coupons of 4.84%, 5.23%, 6.30% and 8.58% and anticipated ratings of AA (sf), A- (sf), BBB- (sf) and BB (sf), respectively. Collateral will be a revolving pool of small business loans originated or purchased by OnDeck. The Issuer will use net proceeds to purchase loans from OnDeck and fund a reserve account; OnDeck will service the loans and is expected to use substantially all proceeds it receives to purchase small business loans from affiliates and for other general corporate purposes. The Issuer is the sole obligor; the notes are not obligations of Enova or OnDeck. The offering will be made to qualified institutional buyers under Rule 144A and to persons outside the U.S. under Regulation S.
FAQ
What is the current stock price of Enova Intl (ENVA)?
What is the market cap of Enova Intl (ENVA)?
