[8-K] Enova International, Inc. Reports Material Event

Rhea-AI Filing Summary

Enova International (ENVA) announced a new share repurchase authorization. The Board approved buybacks of up to $400 million of common stock, with the program in place until June 30, 2027. This authorization replaces the company’s prior $300 million repurchase program.

The update was disclosed under an Other Events item and accompanied by a press release (Exhibit 99.1). Repurchase authorizations allow the company to buy back shares over time at its discretion, which can reduce share count and return capital to stockholders.

Insights

Capital allocation analyst

$400M buyback authorized through mid-2027, replacing $300M.

Enova authorized repurchases of up to $400 million, effective through June 30, 2027. This replaces a prior $300 million program, signaling continued use of buybacks within its capital return toolkit.

The authorization sets a ceiling and a time window; actual repurchase activity depends on market conditions, corporate liquidity, and Board discretion. The filing does not specify pace, pricing, or execution methods.

Subsequent disclosures may detail buyback execution and cumulative repurchases over time, typically via quarterly reports or future updates.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 12, 2025

ENOVA INTERNATIONAL, INC.

(Exact name of Registrant as Specified in Its Charter)

Delaware			1-35503	45-3190813
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
175 West Jackson Boulevard
Chicago, Illinois				60604
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: 312 568-4200

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, $.00001 par value per share		ENVA		New York Stock Exchange LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 8.01 Other Events.

On November 12, 2025, the Company announced that its Board of Directors (the “Board”) had authorized a share repurchase program for up to $400 million of the Company’s outstanding common stock. This new program will be in place until June 30, 2027, and replaces the current $300 million repurchase program. A copy of the press release is attached hereto as Exhibit 99.1.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

The following exhibits are furnished as part of this Report on Form 8-K:

Exhibit No.	Description
99.1	Enova International, Inc. press release dated November 12, 2025
104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

			Enova International, Inc.
Date:	November 12, 2025	By:	/s/ Sean Rahilly
			Sean Rahilly General Counsel & Secretary

FAQ

What did Enova International (ENVA) announce?

The Board authorized a share repurchase program for up to $400 million of common stock.

How long will ENVA’s new repurchase authorization last?

The program will be in place until June 30, 2027.

Does the new ENVA buyback replace a previous program?

Yes. It replaces the company’s prior $300 million repurchase program.

Where can I find more details on ENVA’s announcement?

A press release is furnished as Exhibit 99.1 to the report.

What stock does the ENVA program cover?

It covers Enova’s common stock listed on the NYSE under ticker ENVA.