Welcome to our dedicated page for Enova International SEC filings (Ticker: ENVA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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ENVA submitted a Form 144 notice reporting proposed sales of Common Stock by an insider. The filing lists a stock option exercise for 3,696 shares dated 04/28/2026 and references 4,156 restricted shares dated 02/09/2025. The filing also discloses that 14,452 shares were sold on 01/30/2026 for $2,386,828.69.
BlackRock, Inc. filed Amendment No. 4 to a Schedule 13G/A reporting ownership of ENOVA INTERNATIONAL INC common stock. The filing states 3,443,737 shares beneficially owned, representing 13.8% of the class, with 3,404,629 shares of sole voting power and 3,443,737 shares of sole dispositive power. The filing notes that iShares Core S&P Small-Cap ETF holds more than 5% of ENVA. The disclosure reflects securities held by certain Reporting Business Units of BlackRock, Inc.
Enova International reported strong first-quarter results, with total revenue rising to $875.1 million from $745.5 million and net revenue reaching $528.9 million. Income from operations increased to $207.1 million, while net income grew to $91.1 million, or diluted earnings per share of $3.46, up from $2.69.
Growth was driven by higher loans and finance receivables revenue across consumer and small business portfolios, which together generated $863.3 million. The company expanded its securitization facilities and maintained consolidated assets of $6.88 billion and stockholders’ equity of $1.40 billion as of March 31, 2026.
Enova International reported strong first-quarter 2026 results, with revenue of $875 million, up 17% from $746 million a year earlier. Net income was $91 million, or $3.46 per diluted share, compared with $73 million, or $2.69 per diluted share.
Adjusted earnings per share rose to $3.87 from $2.98, and Adjusted EBITDA increased to $227 million from $190 million, reflecting a 26.0% margin. Combined loans and finance receivables reached a record $5.3 billion as originations climbed to $2.3 billion.
Credit quality stayed solid, with a 7.6% net charge-off ratio and 7.4% of balances more than 30 days delinquent, both better than a year earlier. Liquidity totaled $1.1 billion, and the company repurchased $16 million of stock while continuing to plan for its Grasshopper Bank acquisition.
Enova International, Inc. is asking stockholders to elect eleven directors, approve on an advisory basis its 2025 executive compensation, and ratify Deloitte & Touche LLP as auditor for 2026 at the May 13, 2026 annual meeting in Chicago.
Holders of 24,945,366 shares of common stock as of March 20, 2026 may vote. The board is majority independent, with a separate Executive Chairman, CEO and a Lead Independent Director, and three key committees overseeing audit, compensation, and governance.
For 2025, Enova reports revenue of $3,152 million, adjusted EBITDA of $821 million, and adjusted EPS of $12.96, driving a short‑term incentive payout at 123.2% of target for named executive officers. Directors receive cash retainers plus annual RSU grants, and the proxy outlines culture, ESG initiatives, ownership data and stockholder proposal procedures.
Enova International, Inc. disclosed multiple amendments to its funding facilities that significantly increase available revolving credit across several wholly owned indirect subsidiaries. These changes expand borrowing capacity to support the company’s various receivables and loan portfolios.
The RAOD Facility Class A revolving loans rose from $200,000,000 to $300,000,000, and Class B from $36,842,105.26 to $55,263,157.89. The NCR 2022 Facility revolving commitment increased from $200,000,000 to $275,000,000, while the NC LOC 2024 Facility commitment grew from $150,000,000 to $200,000,000. For the Headway Facility, Class A revolving loans expanded from $365,000,000 to $465,000,000 and Class B from $122,595,000 to $156,183,000. Each amendment is documented in agreements with different administrative agents and lenders and will be filed as exhibits to the company’s Form 10‑Q for the quarter ending March 31, 2026.
Enova International Inc ownership update: The Vanguard Group filed Amendment No. 8 to its Schedule 13G/A reporting 0 shares of Common Stock, representing 0% of the class. The filing explains an internal realignment of Vanguard subsidiaries and disaggregated reporting under SEC Release No. 34-39538.
Enova International, Inc. Chief Executive Officer Steven E. Cunningham filed an amended insider report to correct an earlier administrative error. The amendment adds a previously omitted open-market sale of 3,016 shares of common stock on January 30, 2026 at $165.25 per share. Following inclusion of this sale, his directly held position is reported as 124,703 shares of Enova common stock.
Rahilly Sean reported acquisition or exercise transactions in this Form 4 filing.
Enova International, Inc. reported that General Counsel and Secretary Sean Rahilly received a corrected grant of 9,474 shares of common stock on February 11, 2026 as a restricted stock award at no cost per share. This Form 4 amendment fixes an earlier filing that mistakenly showed only 3,174 shares granted. After the correction, Rahilly is reported to beneficially own a total of 104,249 shares of Enova common stock directly.