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Enova Intl Inc SEC Filings

ENVA NYSE

Welcome to our dedicated page for Enova Intl SEC filings (Ticker: ENVA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Enova International, Inc. (NYSE: ENVA) files a range of documents with the U.S. Securities and Exchange Commission that provide detail on its online financial services operations, funding structures and corporate actions. On this page, you can review Enova’s SEC filings alongside AI-powered summaries that help explain key terms and highlight important points for investors.

Current reports on Form 8-K describe material events such as asset-backed securitization transactions backed by small business loans originated or purchased by OnDeck, amendments to revolving receivables facilities, new share repurchase authorizations and proposed mergers. For example, Enova has filed 8-Ks outlining an Agreement and Plan of Merger with Grasshopper Bancorp, Inc. and a subsequent amendment to that agreement, as well as filings describing securitization facilities and credit agreement amendments that support its lending activities.

Enova’s filings also address management and governance matters. An amended Form 8-K details planned leadership transitions, including changes in the roles of the company’s Chief Executive Officer, Executive Chairman and Chief Financial Officer, along with associated compensation and equity award arrangements under its long-term incentive plan. Other filings furnish earnings press releases and supplemental data related to loan performance and non-GAAP financial measures such as adjusted earnings and adjusted EBITDA.

Through this SEC filings page, users can access Enova’s quarterly reports on Form 10-Q and annual reports on Form 10-K (when available), as well as Forms 8-K and related exhibits. Real-time updates from EDGAR are combined with AI-generated explanations that clarify complex topics like securitization structures, portfolio performance covenants, revolving credit facilities and merger terms, helping readers interpret how these disclosures relate to Enova’s consumer and small business lending operations.

Rhea-AI Summary

Enova International and Grasshopper Bancorp have agreed to merge, with Grasshopper combining into Enova and Grasshopper Bank remaining as the surviving bank after a follow-on bank merger. Each share of Grasshopper common stock will be converted into the right to receive approximately 0.038185 share of Enova common stock plus $4.845 in cash, subject to an overall cap that keeps total stockholder consideration at about $350 million, excluding payments for options and warrants. Based on shares outstanding on December 26, 2025, Enova expects to issue about 1,551,801 new shares. A virtual special meeting of Grasshopper stockholders to vote on the merger and a possible adjournment will be held on February 2, 2026, with a record date of December 26, 2025, when 28,127,639 voting shares were outstanding. The boards of both companies have approved the merger and Grasshopper’s board recommends voting “FOR” the proposals. The transaction requires regulatory approvals, and Grasshopper stockholders who do not vote in favor and follow specific steps may have appraisal rights under Delaware law.

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Rhea-AI Summary

Enova International director reports share transfer. A director of Enova International, Inc. reported a transaction involving the company’s common stock on 12/22/2025. The filing shows a disposition of 2,558 shares of common stock with a reported price of $0, consistent with a non-cash transfer such as a gift. Following this transaction, the reporting person holds 73,651 shares of Enova common stock in direct ownership.

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Rhea-AI Summary

Enova International plans to issue approximately 1,551,801 shares of Enova common stock to Grasshopper Bancorp stockholders in a stock-and-cash merger capped at about $350 million of total consideration (excluding options and warrants).

Each Grasshopper share will be converted into roughly 0.038185 of a share of Enova common stock plus $4.845 in cash, with cash paid instead of fractional Enova shares. Based on Enova’s share price, the implied value per Grasshopper share was $10.24 on December 10, 2025 and $11.14 on December 26, 2025, so the final value will move with Enova’s stock price.

Grasshopper stockholders will vote on the merger and an adjournment proposal at a virtual special meeting on February 2, 2026, and certain stockholders have signed voting agreements to support the deal. Regulatory approvals from the Federal Reserve and OCC are required, the transaction is intended to qualify as a tax-free reorganization, and the combined company will be regulated as a bank holding company with Grasshopper Bank continuing as the bank subsidiary.

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Rhea-AI Summary

Enova International, Inc. is proposing an all-stock-and-cash merger with Grasshopper Bancorp, Inc. Grasshopper will merge into Enova, followed by a separate merger of an Enova interim bank into Grasshopper Bank, with Grasshopper Bank surviving as Enova’s bank subsidiary.

For each share of Grasshopper common stock (other than excluded and appraisal shares), Grasshopper stockholders will receive approximately 0.038185 shares of Enova common stock plus $4.845 in cash, with cash paid instead of fractional Enova shares. The total merger consideration for Grasshopper common stock is capped at approximately $350 million, excluding cash paid for Grasshopper options and warrants. Based on Enova’s $141.40 closing price on December 10, 2025, the implied per-share merger value was $10.24.

Grasshopper will hold a special meeting where a majority of outstanding Grasshopper common stock must vote in favor of the merger. Certain large Grasshopper stockholders have entered voting agreements to support the deal, and Grasshopper stockholders who do not vote for the merger may have appraisal rights under Delaware law. The transaction requires multiple bank regulatory approvals, will be accounted for as a business combination by Enova, and is intended to qualify as a tax-free reorganization for U.S. federal income tax purposes.

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Rhea-AI Summary

Enova International entered into an amendment to its merger agreement with Grasshopper Bancorp to change how Grasshopper stockholders are paid in the planned merger. Previously, each Grasshopper stockholder could elect to receive either cash or Enova stock, subject to limits and adjustment procedures tied to a cap that restricted cash to 50% of the total merger consideration.

Under the amended terms, Grasshopper stockholders will no longer make an election. Instead, each stockholder will automatically receive a mix of 50% cash and 50% Enova stock in the merger. The total aggregate consideration Enova will pay in the transaction remains the same; only the mechanics and mix per stockholder have been simplified. All other material terms of the mergers, including the follow-on bank merger structure, remain as previously described.

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Rhea-AI Summary

Enova International, Inc. disclosed that it amended its Agreement and Plan of Merger with Grasshopper Bancorp, Inc., the parent of Grasshopper Bank N.A. The amendment removes Grasshopper stockholders’ prior ability to elect either cash or stock, which had been subject to caps and allocation procedures. Instead, each Grasshopper stockholder will receive a fixed mix of consideration in the merger, consisting of 50% cash and 50% Enova stock. The total aggregate consideration Enova will pay in the merger remains the same as originally agreed, and all other key terms of the mergers, including the subsequent bank merger, remain as previously described.

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Rhea-AI Summary

Enova International, Inc. chief executive officer and director Mr. Fisher reported option exercises and share sales in company stock. On 12/16/2025, he exercised a non-qualified stock option for 15,000 shares of common stock at an exercise price of $23.96 per share and acquired those shares. On the same day, he sold 15,000 shares of common stock at a weighted average price of $160.244 per share under a pre-arranged Rule 10b5-1 trading plan. After these transactions, he beneficially owned 348,223 shares of common stock directly and held 47,562 derivative securities in the form of stock options. The reported options had vested in three equal installments on February 12 of 2020, 2021, and 2022.

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Enova International holder David Fisher filed a notice to sell 15000 shares of common stock, with an aggregate market value of 2400000, through Merrill Lynch on the NYSE around 12/16/2025.

The notice reports 24801579 common shares outstanding and shows that the 15000 shares were acquired from Enova International via a stock option on 02/12/2019. It also lists Fisher’s sales over the past three months, including 35000 shares sold on 09/17/2025 for gross proceeds of 4392807 and three additional 6000-share sales on 09/19/2025, 10/27/2025, and 11/21/2025 with gross proceeds of 755114.3, 735426.57, and 745289.01 respectively.

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Rhea-AI Summary

Enova International, Inc. is entering a stock-and-cash merger to acquire Grasshopper Bancorp, Inc. Enova and Grasshopper have signed a Merger Agreement under which Grasshopper will merge into Enova, followed by a bank merger with Grasshopper Bank N.A.

Each share of Grasshopper common stock will be converted into either 0.07637 shares of Enova common stock or $9.69 in cash per share, at the holder’s election, with the total Merger Consideration capped at approximately $350 million and structured so that 50% is cash and 50% stock. Grasshopper stock options will be cashed out based on the cash price, while up to $2,500,000 will be paid in the aggregate for certain canceled warrants.

Closing requires Grasshopper stockholder and regulatory approvals, Enova share listing, tax opinions, and no material adverse effect, as well as Grasshopper remaining “well capitalized” with at least an 8% tier 1 leverage ratio. Voting agreements covering about 56.3% of Grasshopper shares support the deal, and a termination structure includes a $5,000,000 fee and outside dates up to the 450th day after signing under specified conditions.

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Rhea-AI Summary

Enova International, Inc. announced a definitive Agreement and Plan of Merger to acquire Grasshopper Bancorp, Inc., parent of Grasshopper Bank N.A. Each Grasshopper share will be converted, at the holder’s election, into either $9.69 in cash or 0.07637 shares of Enova common stock, with total merger consideration capped at approximately $350 million, split 50% cash and 50% stock.

Following the parent-level merger, an Enova interim national bank will merge into Grasshopper Bank, which will remain the surviving bank. Grasshopper stock options will be cashed out to the extent in the money, and up to $2,500,000 in aggregate will be paid for certain Grasshopper warrants that are canceled under warrant agreements.

The deal requires Grasshopper stockholder approval, multiple U.S. bank regulatory approvals, NYSE listing of the Enova shares to be issued, and tax opinions that the merger qualifies as a reorganization. Enova has additional conditions, including that Grasshopper remain “well capitalized” with at least an 8% tier 1 leverage ratio and limited appraisal demands. Voting agreements covering about 56.3% of Grasshopper voting shares support the transaction and impose staggered lock-ups on Enova stock received in the merger.

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FAQ

What is the current stock price of Enova Intl (ENVA)?

The current stock price of Enova Intl (ENVA) is $134.11 as of March 13, 2026.

What is the market cap of Enova Intl (ENVA)?

The market cap of Enova Intl (ENVA) is approximately 3.4B.

ENVA Rankings

ENVA Stock Data

3.39B
23.81M
Credit Services
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