Enova International refreshes board, adds Maria Veltre

Enova International, Inc. reported changes to its Board of Directors.

Rhea-AI Filing Summary

Enova International, Inc. reported changes to its Board of Directors. On July 10, 2026, long-serving directors William M. Goodyear and Mark McGowan, both members of the Audit Committee, resigned from the Board, with the company stating the resignations were not due to any disagreement regarding operations, policies or practices. The Board then approved a reduction in Board size to ten directors.

Effective immediately, the Board elected Maria Veltre, an Operating Partner at Lightyear Capital with extensive digital and marketing experience at major financial institutions, as a new director; she will stand for re-election at the 2027 Annual Meeting of Shareholders and receive a pro rata portion of standard director compensation. Enova describes itself as an online financial services company that over more than 20 years has provided approximately $70 billion in loans and financing to nearly 15 million customers.

Insights

Corporate governance analyst

Routine board refresh with added fintech experience, no stated disputes.

The company reports that directors William M. Goodyear and Mark McGowan have retired from the Board, with resignations explicitly described as not stemming from disagreements over operations, policies or practices. The Board size is reset to ten seats, which keeps governance structure intact while allowing room for future refresh.

Maria Veltre joins with a background in digital, innovation and marketing at large financial institutions and as an Operating Partner at Lightyear Capital. That profile aligns with Enova’s technology- and analytics-driven lending model and its referenced plan to complete an announced acquisition of Grasshopper Bank. Investors may focus on how her expertise influences strategy as the company integrates bank capabilities into its online financial services platform.

8-K Event Classification

2 items: 5.02, 9.01

2 items

Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers Governance

Key personnel changes including departures, elections, or appointments of directors and executive officers.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

Key Figures

Board size: ten directors Total loans and financing: $70 billion Customers served: nearly 15 million customers +2 more

5 metrics

Board size ten directors Board size after July 10, 2026 resolution

Total loans and financing $70 billion Approximate cumulative loans and financing provided over more than 20 years

Customers served nearly 15 million customers Cumulative small business and consumer customers served over more than 20 years

Operating history over 20 years Period Enova has been providing online financial services

Effective date of board changes July 10, 2026 Date resignations and election of Maria Veltre became effective

Key Terms

Audit Committee, Emerging growth company, Annual Meeting of Shareholders, Operating Partner, +1 more

5 terms

Audit Committee financial

"Mr. Goodyear and Mr. McGowan were members of the Audit Committee."

A company's audit committee is a small group of board members who act like independent inspectors for the firm's finances, overseeing how financial reports are prepared, monitoring internal controls, and managing the relationship with external auditors. Investors care because a strong audit committee reduces the risk of accounting errors, fraud, or misleading statements, making financial statements more trustworthy and helping protect shareholder value.

Emerging growth company regulatory

"Emerging growth company"

An emerging growth company is a recently public or smaller public firm that qualifies for temporary, lighter regulatory and disclosure rules to reduce the cost and effort of being public. For investors, it means the company may provide less historical financial detail and face fewer reporting requirements than larger firms, so it can grow more quickly but also carries higher uncertainty—like buying a promising early-stage product with fewer user reviews.

Annual Meeting of Shareholders regulatory

"Ms. Veltre will stand for re-election at the Company's 2027 Annual Meeting of Shareholders."

A yearly gathering where a company’s owners (shareholders) vote on key items like electing the board, approving executive pay, and ratifying auditors, and receive updates on performance and strategy. Think of it as an annual town hall for owners: it matters to investors because outcomes and disclosures can affect leadership, corporate direction, dividend and governance policies, and therefore the company’s risk and potential return.

Operating Partner financial

"Veltre is an Operating Partner at Lightyear Capital"

pre-commencement communications regulatory

"Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act"

FAQ

What board changes did Enova International (ENVA) announce on July 10, 2026?

Enova International announced that directors William M. Goodyear and Mark McGowan resigned, and Maria Veltre was elected to the Board. The company stated the resignations were not due to disagreements and simultaneously reduced the Board size to ten directors while adding Veltre effective immediately.

Did the departing ENVA directors resign due to disagreements with the company?

No. Enova stated the resignations of William M. Goodyear and Mark McGowan were not due to any disagreement. The filing specifies no disputes regarding the company’s operations, policies or practices, and characterizes their departures as retirements within a planned Board transition.

Who is Maria Veltre, the new director appointed to Enova International (ENVA)?

Maria Veltre is an Operating Partner at Lightyear Capital and Enova’s newly elected director. She has held senior digital and marketing roles at Santander US, Fifth Third Bank, Citi’s Small Business unit, and J.P. Morgan Chase, and will stand for re-election at the 2027 Annual Meeting.

How large is Enova International’s (ENVA) Board of Directors after these changes?

After the changes, Enova’s Board of Directors consists of ten directors. Following the resignations of William M. Goodyear and Mark McGowan, the Board adopted a resolution to reduce its size to ten, as allowed by the company’s governing documents.

What experience does Enova International (ENVA) highlight about its business in this disclosure?

Enova highlights over 20 years of experience providing online financial services. The company reports approximately $70 billion in loans and financing extended to nearly 15 million customers, focusing on small businesses and consumers underserved by traditional banks.

Will Maria Veltre receive compensation as a director of Enova International (ENVA)?

Yes. Maria Veltre will receive a pro rata portion of Enova’s standard director compensation. The company notes that the terms of director compensation are described in its 2026 Annual Meeting Proxy Statement filed on April 2, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 07/10/2026 - 04:16 PM Accepted by SEC EDGAR 07/10/2026 - 04:16 PM Learn about SEC filing dates

false000152986400015298642026-07-102026-07-10

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 10, 2026

ENOVA INTERNATIONAL, INC.

(Exact name of Registrant as Specified in Its Charter)

Delaware			1-35503	45-3190813
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
175 West Jackson Boulevard
Chicago, Illinois				60604
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: 312 568-4200

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, $.00001 par value per share		ENVA		New York Stock Exchange LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

Resignation of Directors

On July 10, 2026, each of William M. Goodyear and Mark McGowan submitted their resignations as directors of Enova International, Inc. (the “Company”), effective immediately. Mr. Goodyear and Mr. McGowan were members of the Audit Committee. The resignations were not the result of any disagreement with the Company on any matter relating to the Company’s operation, policies or practices.

Following the receipt of Mr. McGowan and Mr. Goodyear’s resignations, on July 10, 2026, the Board of Directors of the Company adopted a resolution to reduce the size of the Board to ten directors, as permitted under the Company’s Restated Certificate of Incorporation and Amended and Restated Bylaws.

Appointment of Director

Effective immediately, the Board of Directors of the Company has elected Maria Veltre as a member of its Board. Ms. Veltre will stand for re-election at the Company's 2027 Annual Meeting of Shareholders. A copy of the press release announcing Ms. Veltre’s election to the Board is attached as Exhibit 99.1.

Ms. Veltre will receive a pro rata amount of the Company's director compensation, the terms of which were disclosed in the Company’s Proxy Statement for the 2026 Annual Meeting of Shareholders filed with the Securities and Exchange Commission on April 2, 2026.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

The following exhibits are furnished as part of this Report on Form 8-K:

Exhibit No.	Description
99.1	Enova International, Inc. press release dated July 10, 2026
104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

			Enova International, Inc.
Date:	July 10, 2026	By:	/s/ Sean Rahilly
			Sean Rahilly General Counsel & Secretary

Exhibit 99.1

Enova Announces Board of Directors Appointment and Planned Departures

CHICAGO, July 10, 2026 /PRNewswire/ -- Enova International (NYSE: ENVA) announced changes today to the Board of Directors.

Maria Veltre will join Enova's Board of Directors, effective immediately.

Veltre is an Operating Partner at Lightyear Capital and served as a Board Director for Allworth Financial, a Lightyear Fund V portfolio company. She previously served as US Head of Digital and Innovation at Santander US, as Chief Marketing Officer for Fifth Third Bank and for Citi's Small Business unit, and held senior marketing and digital roles at other financial institutions, including J.P. Morgan Chase. In 2019, she was named one of American Banker's Women to Watch. Veltre received a B.S. in Economics from the University of Pennsylvania's Wharton School and an M.B.A. from New York University's Stern School of Business.

“Maria has built an impressive career leading customer-centered businesses at some of the largest names in financial services. We are extremely pleased to welcome her to Enova's Board,” said David Fisher, Enova’s Executive Chairman of the Board. "Her experience and perspective will be invaluable as we continue our growth, seek to complete our announced acquisition of Grasshopper Bank and deliver value to our shareholders, our customers, our employees and the communities we serve."

At the same time, William M. Goodyear and Mark McGowan are retiring from the Board and have resigned from the Board as part of a planned Board transition. The resignations were not related to any disagreement with the Company.

"On behalf of the Board, I want to express our deepest gratitude to Bill and Mark for their many years of service. Their strategic guidance and stewardship have been instrumental to our success. Enova is stronger from their contributions as Board members over the years, and we wish them the very best," said Fisher.

About Enova

Enova International (NYSE: ENVA) is a leading online financial services company that serves small businesses and consumers who are underserved by traditional banks. For over 20 years, Enova has provided approximately $70 billion in loans and financing to nearly 15 million customers by offering a suite of market-leading products powered by the company's world-class analytics, machine learning algorithms and proprietary technology. You can learn more about the company and its portfolio of businesses at www.enova.com.

SOURCE Enova International, Inc.

For further information:

Public Relations Contact:

Erin Yeager

Email: media@enova.com

Investor Relations Contacts:

Lindsay Savarese

Office: 212-331-8417

Email: IR@enova.com

Filing Exhibits & Attachments

2 documents

Press Releases

• EX-99.1 EX-99.1 11.5 KB

Other Documents

• EX-101 XBRL TAXONOMY EXTENSION SCHEMA WITH EMBEDDED LINKBASES DOCUMENT 23.3 KB